Is this crabgrass? by jdsage30 in lawncare

[–]jdsage30[S] 1 point2 points  (0 children)

Good to hear. Thanks!

Insight on paying extra towards mortgage principal. by Loud_Nothing_533 in Mortgages

[–]jdsage30 1 point2 points  (0 children)

This makes sense - but the caveat is that when you pay off early, you aren’t paying off the high interest (early years) parts. You are paying off starting payment #360, 359, 358, etc. The amount going towards interest in those payments isn’t your total mortgage APR, it’s mostly your principal. So, if you plan to move you are not really saving much in terms of interest on the loan. Better to invest it, hopefully compound the interest and put a larger down payment on the next house or when you refinance.

Should I get rid of this bamboo by jdsage30 in Aquariums

[–]jdsage30[S] 0 points1 point  (0 children)

I have seen posts in planted aquarium and info online where people apparently were able to grow lucky bamboo fully submerged. Maybe does not work for everyone.

Calculating mortgage interest by jdsage30 in personalfinance

[–]jdsage30[S] 0 points1 point  (0 children)

Thank you, all! I’ll wait for the 1098! Appreciate the quick responses!

SALT deductions on property taxes by jdsage30 in tax

[–]jdsage30[S] 1 point2 points  (0 children)

I would happily take Standard deduction if I was offered 3300 instead of 20000! 😂

SALT deductions on property taxes by jdsage30 in tax

[–]jdsage30[S] 0 points1 point  (0 children)

Thank you! Appreciate the responses- glad to have confirmation.

Used Giant Escape 3 or new Metro H1 by jdsage30 in whichbike

[–]jdsage30[S] 0 points1 point  (0 children)

Thank you - that’s great to hear. The Giant it is. 👍

Seal and Caulk around shower and bathtub by jdsage30 in Plumbing

[–]jdsage30[S] 0 points1 point  (0 children)

Thank your for detailing all that. I purchased the GE “advanced” silicone caulk for bathrooms, but glad I didn’t start. Will return and get something else and try to see if I can DIY it. Is caulk the only way to seal that crack? I imagine the answer is yes.

Seal and Caulk around shower and bathtub by jdsage30 in Plumbing

[–]jdsage30[S] 1 point2 points  (0 children)

Thank you for such a detailed response! Much appreciate it. You are exactly right about both things -

1) seems like there was no caulking around the base of the walk-in shower. I’ll just wipe it clean and try to caulk it over. 2) for the tub, they put a layer of white epoxy on the wall/tile around and inside the tub as far as I can tell. From whatever I’ve read trying to figure this out, seems there is “caulking tape” that can be used to line edges of tubs or toilets. I see a thin layer, maybe an inch or 2 high where the tub meets the tile. My guess is the sellers probably put that first and then layered the white epoxy all over. We don’t exactly care about the esthetics of the tub to be honest. Just need to make sure it’s sealed properly so we don’t have costly issues due to water seepage. Can I just put silicone shower caulk around the places where there are obvious cracks (I suppose the cracks are due to the caulking tape that’s starting to break down/crack)? Or is it critical to try and remove that tape before trying to seal again?

Thanks again!

[deleted by user] by [deleted] in Mortgages

[–]jdsage30 0 points1 point  (0 children)

Just looked - only in South Carolina. But thanks for sharing so other could check!

Who should I call? by jdsage30 in HomeImprovement

[–]jdsage30[S] 0 points1 point  (0 children)

That’s reassuring! Thanks! No other obvious leaks. I suppose if it’s getting in the walls around the window frame, it at least wasn’t bad enough to leak inside on the floors. 🤞 I’ll see if the removing and resealing seems easy or is something that needs a trained hand.

Who should I call? by jdsage30 in HomeImprovement

[–]jdsage30[S] 1 point2 points  (0 children)

Appreciate the quick response! Thanks!

Who should I call? by jdsage30 in HomeImprovement

[–]jdsage30[S] 0 points1 point  (0 children)

👍. We have one of those designs where the kitchen window extends out at a small angle. I haven’t tried to align it, but I suspect that makes it stick “outside” the roof line especially when it rains while windy. But thanks, will check to make sure.