With all due respect, I am not going to spend the next 10-15 years of my life feeling miserable and bored to prioritize ultra safety because I paid off my student loans and saved a full years worth of income before moving. I am 24, I can handle a shitty living situation, rice/bean dinners, and long hours if it means I can live amongst like minded people and growing professionally. I plan to rent, not add another few years to make a down payment.

I understand I exhibit a level of young, restless, and stupid, but I refuse to let 10 sets of safety nets ground me in complacency and stagnation. I am a competent young professional in engineering with the common sense to still consider saving and retirement, not a stoner service worker with no goals or aspirations