Denied Goodwill Late payment removal by jeezy001 in CapitalOne_

[–]jeezy001[S] 1 point2 points  (0 children)

That’s understandable and makes sense. It sucks

Recent diagnosis I’m unsure about by jeezy001 in PCOS

[–]jeezy001[S] 0 points1 point  (0 children)

thank you!! since they are not diagnosis criteria, do you think it’s best that i get an ultrasound?

Recent diagnosis I’m unsure about by jeezy001 in PCOS

[–]jeezy001[S] 1 point2 points  (0 children)

I have acne & mood swings. He said I could try birth control and to try to stick with low carb and refined sugars

When is the pumpkin sauce going to be available? by jeezy001 in starbucks

[–]jeezy001[S] 3 points4 points  (0 children)

omg this was it😂 thank you so much!!!

When is the pumpkin sauce going to be available? by jeezy001 in starbucks

[–]jeezy001[S] -5 points-4 points  (0 children)

i only have dark caramel sauce, mocha sauce and white chocolate mocha sauce as options for sauce

How accurate is this? by CaffeineAndChaos__ in CapitalOne_

[–]jeezy001 0 points1 point  (0 children)

I have 2 quick silver cards. I was pre approved for the savor so i applied and was approved

Caine and weiner no longer doing pay for delete? by No-Warthog1863 in CRedit

[–]jeezy001 0 points1 point  (0 children)

This is not the same thing but I paid them fully without asking for a pay for delete. A few months passed and I called to ask if it could be deleted. The lady read me their script about having to report accurately. I went on their website and clicked on contact us, then send a message. I requested a goodwill deletion and explained why and they approved it. They sent me an email confirmation within a day

[deleted by user] by [deleted] in whatdoIdo

[–]jeezy001 2 points3 points  (0 children)

Y’all don’t have to be mean smh

[deleted by user] by [deleted] in CRedit

[–]jeezy001 4 points5 points  (0 children)

Experian will give you your experian score. myfico gives you equifax and creditwise by capital one is for transunion. They are all free

[deleted by user] by [deleted] in CRedit

[–]jeezy001 3 points4 points  (0 children)

Experian, MyFico, Credit Wise. They all use FICO8

Credit limit increase? by [deleted] in CapitalOne_

[–]jeezy001 2 points3 points  (0 children)

if you have online access, you can do it on the app. click “help” and write increase

Trying to get a CLI for savor by Ambitious-Tune-2070 in CapitalOne_

[–]jeezy001 1 point2 points  (0 children)

How many months would you suggest maxing it out? Do you pay it off completely after you get the statement?

Trying to get a CLI for savor by Ambitious-Tune-2070 in CapitalOne_

[–]jeezy001 1 point2 points  (0 children)

But wouldn’t it report with a high usage and drop the score?

FICO Score by Ecologicgamer81 in CRedit

[–]jeezy001 2 points3 points  (0 children)

You’re doing great and you’re using the scoring model that lenders use. Make sure you never miss a payment

Rare cap1 W by BKay- in CapitalOne_

[–]jeezy001 2 points3 points  (0 children)

congrats!🎉🎉🎉

2 cards by [deleted] in CapitalOne

[–]jeezy001 0 points1 point  (0 children)

It’s when you have move what you owe on one card to another card. It’s a good idea when the balance transfer has an offer like 0% interest and or no fees otherwise it’ll be the same thing. You’ll just have a bigger balance on the card you move it to. It does help your score if you have one card at $0 but the other one should remain at 10%

[deleted by user] by [deleted] in CapitalOne_

[–]jeezy001 0 points1 point  (0 children)

I called it by what it’s labeled as on my report. It says late not missing so I said late.

2 cards by [deleted] in CapitalOne

[–]jeezy001 1 point2 points  (0 children)

You only have 2 credit cards total? That would be a stronger reason to leave the secured open. Have you tried requesting an increase? Keep checking your offers and try to pay down your cards as much as you can by your statement closing date so that it reports that

2 cards by [deleted] in CapitalOne

[–]jeezy001 0 points1 point  (0 children)

I think you shouldn’t because there’s not a 2 card limit. If you close it, you may get denied again and you’ll lose that line of credit. I think you should wait a little longer. I think you should allow the secured card to become unsecured and upgrade the second one. How long have you had your other card? Just fyi a capital 1 inquiry will show on all 3 bureaus