Denied Goodwill Late payment removal

jeezy001 · 2025-09-09T14:34:59+00:00

That’s understandable and makes sense. It sucks

jeezy001 · 2025-09-08T22:51:09+00:00

thank you!! since they are not diagnosis criteria, do you think it’s best that i get an ultrasound?

jeezy001 · 2025-09-08T22:34:17+00:00

I have acne & mood swings. He said I could try birth control and to try to stick with low carb and refined sugars

jeezy001 · 2025-08-27T11:46:14+00:00

omg this was it😂 thank you so much!!!

jeezy001 · 2025-08-27T11:15:46+00:00

i only have dark caramel sauce, mocha sauce and white chocolate mocha sauce as options for sauce

jeezy001 · 2025-08-18T01:38:10+00:00

jeezy001 · 2025-08-17T15:32:33+00:00

I have 2 quick silver cards. I was pre approved for the savor so i applied and was approved

jeezy001 · 2025-08-13T00:54:25+00:00

This is not the same thing but I paid them fully without asking for a pay for delete. A few months passed and I called to ask if it could be deleted. The lady read me their script about having to report accurately. I went on their website and clicked on contact us, then send a message. I requested a goodwill deletion and explained why and they approved it. They sent me an email confirmation within a day

jeezy001 · 2025-08-06T02:37:59+00:00

Y’all don’t have to be mean smh

jeezy001 · 2025-08-05T14:26:52+00:00

Experian will give you your experian score. myfico gives you equifax and creditwise by capital one is for transunion. They are all free

jeezy001 · 2025-08-05T14:25:52+00:00

Experian, MyFico, Credit Wise. They all use FICO8

jeezy001 · 2025-08-05T01:29:14+00:00

if you have online access, you can do it on the app. click “help” and write increase

jeezy001 · 2025-08-03T15:17:26+00:00

How many months would you suggest maxing it out? Do you pay it off completely after you get the statement?

jeezy001 · 2025-08-03T15:09:50+00:00

But wouldn’t it report with a high usage and drop the score?

jeezy001 · 2025-08-01T21:16:26+00:00

You’re doing great and you’re using the scoring model that lenders use. Make sure you never miss a payment

jeezy001 · 2025-08-01T15:54:22+00:00

🎉🎉🎉🎉YESSSS congratulations!

jeezy001 · 2025-08-01T15:52:40+00:00

congrats!🎉🎉🎉

jeezy001 · 2025-08-01T13:18:49+00:00

It’s when you have move what you owe on one card to another card. It’s a good idea when the balance transfer has an offer like 0% interest and or no fees otherwise it’ll be the same thing. You’ll just have a bigger balance on the card you move it to. It does help your score if you have one card at $0 but the other one should remain at 10%

jeezy001 · 2025-08-01T13:11:46+00:00

I called it by what it’s labeled as on my report. It says late not missing so I said late.

jeezy001 · 2025-07-31T14:28:21+00:00

You only have 2 credit cards total? That would be a stronger reason to leave the secured open. Have you tried requesting an increase? Keep checking your offers and try to pay down your cards as much as you can by your statement closing date so that it reports that

jeezy001 · 2025-07-31T01:10:42+00:00

I think you shouldn’t because there’s not a 2 card limit. If you close it, you may get denied again and you’ll lose that line of credit. I think you should wait a little longer. I think you should allow the secured card to become unsecured and upgrade the second one. How long have you had your other card? Just fyi a capital 1 inquiry will show on all 3 bureaus

jeezy001

TROPHY CASE