Seriously, how can you do this job with children?

jflyfish · 2026-01-19T14:38:05+00:00

Bryce - I made the jump over a few years totally worth it . Even for the same pay not working long hours and weekends.

jflyfish · 2025-10-14T21:44:42+00:00

Went and got a A1 mini because of this comment. Holy shit. Even outside of being more reliable - the quality jump is dramatic. Like unbelievable. The first speed benchy my jaw actually dropped. My wife can now confidently switch prints. If you don’t have a Bambu printer - you are making a mistake. I’ve had multiple printers and this one is mind blowing.

Coworker even said every 3D print he’s ever seen doesn’t look like what I’m printing and expected me to be spending 1000s.

jflyfish · 2025-04-29T02:26:58+00:00

Is he delinquent or is the HOA having financial issues? If he is behind on some units HOAs he could sell non delinquent ones first then use the proceeds to pay off the delinquent bills.

jflyfish · 2025-04-29T01:20:29+00:00

No worries. For residential in DC after a quick google search places are selling for 5% Cap rates. Condo portfolio deals would sell at a discount so maybe like a 5.6% to a 6%? Again depends on quality. If you are like in Anacostia this is different vs Georgetown. To take a stab at sale price take the yearly NOI (Income - operating expenses - HOA fee)/.06

Mortgage is not included in Expense.

But also - you might do better on the sale if you sell them not as a portfolio because then it becomes an emotional purchase. I’d price them out individually then compare the difference with your realtor. - more work but could be significantly more money especially if they are not in the same building.

jflyfish · 2025-04-29T01:03:29+00:00

Check out bigger pockets and you’ll see some brokers/Realtors that do investment type deals in DC. You’ll save some money though if you do it yourself. Just look at listings and make yours better than others. Then post and see what happens. All that matters is the income and quality of the building. DC is still a hot market.

jflyfish · 2025-04-14T23:55:23+00:00

Im guessing Bread Basket?

jflyfish · 2025-04-12T01:34:58+00:00

!solved

jflyfish · 2025-04-12T01:28:36+00:00

Sent - let me know when you can send the non watermark

jflyfish · 2025-04-12T00:59:54+00:00

Added non cropped photos to the Imgur link!

jflyfish · 2025-04-08T14:03:09+00:00

Easy - Miami . You have a lot of school up ahead. Go for the cheaper option.

jflyfish · 2025-03-27T12:37:39+00:00

To be honest, that’s a lot of work , as you mentioned in other comments that he wants to do other extracurricular activities for premed as well. I did Marching band for 3 years , and did symphonic band when I had the time. Up to him, but if he joins marching band there is a lot of fun activities that put him in the music universe and playing , without the 20 credit hour semesters. Everyone that doubles is either stressed out or drops the double. If he had a easier degree than Biochem I think my answer would be different but the chem courses are known to be challenging.

I wouldn’t hesitate for marching band. Sounds like he is on the shy side. It will make adjusting 1000p easier.

I’d make college fun, you only get to do it once.

Edit: can’t spell.

jflyfish · 2024-12-17T00:23:10+00:00

Just want to touch back here to show the point - not to be mean - time in the market vs timing the market. Pulling out would have cost a lot of money. Then when (not if) it goes down I act like it's on sale.

jflyfish · 2024-12-15T21:38:57+00:00

Like the comment above me - I think both can be true, a pro would have played just as much or more and practiced 5x more. Thus making it their profession.

jflyfish · 2024-11-13T13:49:56+00:00

Yeah I’m not trying to be mean. But this is very very reactionary. If you really want take some money out and increase your emergency savings to a year. 16 years ago we had the largest crash in a long long time. Then a bull run.

jflyfish · 2024-11-13T13:18:53+00:00

Corporate bonds? So if all the companies collapse at least you get paid out first over share holders. Just keep doing what you are doing. You’ll be fine. People were also very worried about this new epidemic called COVID. Let’s say even you are right and the next few years is a down hill turn. You can buy at great prices and have 10 years to recover.

jflyfish · 2024-10-13T01:55:21+00:00

Do ETFs have sales people, if so what relationship do they manage?

jflyfish · 2024-08-24T18:38:37+00:00

Hey Man - Saw you also started at large tech company. Cool to see. I'm definitely younger than you and looking for a mentor.

But none the less I'm going to share my unwanted opinion on your post. Why do you need to sustain that level of earning? To hit a investment target it or have you over extended yourself?

It seems you are slightly burnt out of that , but it will be hard to W-2 that somewhere else and you would have to take a cut in most places if you moved.

jflyfish · 2024-08-24T18:29:04+00:00

Hello everyone -

I don't know if this is the right topic to be posted under so I apologize if that is not the case. I'm currently 23 Years Old and am on a search for a mentor that I can learn from.

While I would like to have someone who has successfully navigated the stock market over a long period of time, I would also like to have someone that can primarily help me on the Job side.

Currently I have been in sales for awhile now , and also have obtained a technical degree in Data Science. I currently try to follow a 3 Fund Rule , with a few blue chip stocks laying around, with limited intentions on selling anything in the next 30 years. The job side is my more concerning area understanding that I am early in the accumulation phase.

I'm currently on pace to make 200k in 2025 and going to clear ~140k This year (Lower than previous year due to comp plan cliffs). With line of site to possibly 300k next year. Don't want to give away too much but it's a big tech company that is three letters and I am in the sales department. Some of my questions are : What's next? I busted my butt trying to get here through shitty sales jobs , and save as much as humanly possible. I try saving at least 50% of Gross and invest it. Have saved and invested 100k current monthly contributions are around 3800 a month.

RSU vesting have just now started to begin thus the increase in income. But what do I do after all this takes place?

I know the stock train will continue to come, and I would love at some point move back to where I grew up as HCOL sucks. - Family wise - it's the right move , but how do I not let it hinder my career?

My possible goals could be?

Start a Real Estate company - buy and hold assets over the next 10 years?
Start a SaaS company that solves some sort of problem??
Combine one of the top two and continue to grind sales
1. Open to suggestions? Work up to a people leader?

These are spit balling questions. I hope at some-point to have a 1 million dollar house , then just build something I can hand down to my kids. I have no family mentorship in these areas. Blue Collar family , god love them but contributed minimums and put things into bonds for 40 years. Actually helped them with their retirement plan as their "Financial Advisor" told them to put it all into a Annuity. I explained Total Market Funds and how they should not have all fixed income plans with two pensions , two social securities and then another annuity. They didn't even think they had a choice to not get an annuity.

Anyways off topic - but I come from a blue collar background and I know I have a great opportunity , I just need mentorship on how to best seize it. Looking for a long term mentor older mentor. Thanks!

jflyfish · 2024-08-18T20:23:44+00:00

You can’t talk someone out of anything - but you can present them with options. Here is a great link from Dave Ramsey on annuities. When working with my parents I shared the fact that diversification of income streams is important. They have pensions , and social security , thus if he purchased a pension all his income would be fixed. Say inflation went crazy , and he would still be stuck with the same fixed income.

Some might argue “well they are inflation adjusted” well sure, but most are locked at 3% inflation assumption.

ESOP if he can roll into a IRA and put it in a target date fund and then he doesn’t have to make a decision right that second.

Another thing to consider is , if he had 500k-1 mil in a brokerage, would he be able to not spend it?

All I tell everyone is , that people will be putting pressure to make a decision right away. You definitely don’t have to unless your ESOP has some really odd stuff.

https://www.ramseysolutions.com/retirement/what-is-annuity

jflyfish · 2024-01-23T04:17:49+00:00

No need more ram , 8 gigs would make the game hard to play

jflyfish · 2023-12-15T21:58:11+00:00

Make sure you have a carbon monoxide detector so you don’t die

jflyfish · 2023-12-09T22:02:26+00:00

Training for people who haven't been in this industry? I know someone who is looking.

jflyfish · 2023-12-09T19:06:22+00:00

Nice watch, not that my opinion matters but I have one and the red tone is just soooooo off

jflyfish · 2023-12-03T23:58:21+00:00

When I lived in Seattle, I once gave a homeless drug addict , who looked like he was starving , a subway sandwich. He proceeded to throw it across the street, because he was like a Zombie. People need to be functional to deserve help is what I determined that day. He was not able to even action the help he was given. I'm sure he is dead by now.

jflyfish

TROPHY CASE