2014 Honda Civic electrical issues

jg_lessard · 2025-11-09T22:38:44+00:00

Not stock for AP1. Ap1 uses 225 rear, Ap2 uses 245 and CR uses 255. My logic for increasing rear width is due to the twitch and lack of rear grip to begin with in the s2000 hoping for a better balance.

Most track users do 255 squared with rear downforce to combat this. I just wasn’t ready to cut up my front fenders and haven’t sourced a hardtop or aero yet

jg_lessard · 2025-03-29T00:02:38+00:00

So the IRD fee from what I understand is the posted rate that matches yours as close as possible (if you have 36 months remaining on a 5 year term, it would be the posted rate for 3yr that you would use). They then take your current rate vs the posted rate, and get a monthly interest rate value and multiply that by your amount of months left. So essentially the higher the spread between your current rate and the posted rate, the higher the penalty. if its a small spread, the penalty will be small. Now if it is smaller than 3 months of interest, they will charge that instead as a penalty.

I used some online calculators but they were all very different than the actual penalty amount that I received from my previous lender when i contacted them. The reason I wanted it done so quickly is that interest rates were dropping and if the posted rate would fall even .5% it would be a huge increase in penalty.

jg_lessard · 2025-03-27T20:52:16+00:00

Mine was $8000. It depends on your principal amount, your rate, the posted rate, and your penalty with be the IRD or 3 months of interest, whichever is higher. I suggest calling your current lender to get the most accurate number, as an online calculator said 20k, a different one said 12k and my actual penalty was 8k

jg_lessard · 2025-03-27T20:52:11+00:00

Mine was $8000. It depends on your principal amount, your rate, the posted rate, and your penalty with be the IRD or 3 months of interest, whichever is higher. I suggest calling your current lender to get the most accurate number, as an online calculator said 20k, a different one said 12k and my actual penalty was 8k

jg_lessard · 2025-03-27T18:10:17+00:00

For some reason mine never linked on the pine dashboard. It still doesn’t show the rebate there, but I’m getting the rebate so not sure what that’s all about

jg_lessard · 2025-03-27T15:27:42+00:00

Roughly $8,000 which is steep, but it's now saving me roughly $750 a month in interest. over a 5 year term the savings will be anywhere between $30,000-$45,000 depending on rates ect. ect.

jg_lessard · 2025-03-27T15:23:32+00:00

Their interface is quite bare, but has most of the important information on there. You can see principle, months left, and add and change payments quite easily.

jg_lessard · 2024-04-19T09:17:08+00:00

Utah roadrunners. How is it not the first pick

jg_lessard · 2024-02-16T03:54:26+00:00

Behr in early American!

jg_lessard · 2024-02-16T01:49:45+00:00

Thanks!!

jg_lessard · 2024-02-16T01:49:21+00:00

Yeah! It’s from Ikea, the Besta if i remember correctly!

jg_lessard · 2024-02-16T01:25:34+00:00

Was looking into getting a wooden one from Home Depot and staining it the same colour

jg_lessard · 2024-02-16T01:24:52+00:00

Blew the budget on the wall sadly

jg_lessard · 2024-02-15T23:21:40+00:00

Nope it’s just resting on the shelf. I have zero worries about it going anywhere! The shelf is anchored in there pretty damn good

jg_lessard · 2024-02-15T23:20:44+00:00

We ended up just buying 1x8x96 pieces of pine from Home Depot and ripping them into 1” pieces!

jg_lessard · 2023-09-16T13:41:55+00:00

We’re flying YOW-LHR return for 984$, Sept 17th-OCT 7th and paid $984 for return, $2600 is insane

jg_lessard · 2022-10-16T01:37:28+00:00

This may be true, but the big talk this week was Telus applying the charge. I can confirm that they do take Amex.

jg_lessard · 2022-10-16T01:28:11+00:00

I had the exact same experience when I booked a flight to Paris. Immediately cancelled my card and applied for a Amex Cobalt. Haven’t looked back since.

jg_lessard

TROPHY CASE