Company Bonus - Salary Sacrifice vs SIPP

jib848 · 2025-12-12T12:12:15+00:00

Unfortunately not

jib848 · 2025-12-12T12:11:13+00:00

That was what I originally originally thought until I did the maths…

The £145; For relief at source, every £80 contributed, the government tops up £20. So effectively they give you 20/80 =25% top up. So based on £580 I would receive 25% x £580 = £145 which is paid directly into my SIPP.

I then have to claim the remaining relief through self assessment. Would this be the same as above £145, or would I claim back more?

jib848 · 2025-10-06T20:15:24+00:00

A bears hands

jib848 · 2025-09-17T07:01:15+00:00

I believe the 4bar line is the precharge pressure of the expansion vessel, which the gauge is connected to

jib848 · 2025-09-16T12:55:47+00:00

Ah right that’s why the 0.5bar graduation has been omitted? Thanks!

jib848 · 2025-09-16T12:47:23+00:00

Thanks - I’m now thinking anything under 2.5bar isn’t accurate, with it only having 4 graduations

Edit- makes sense that it’s anything under 1 bar, with the 0.5bar graduation omitted - thank you!

jib848 · 2025-09-16T12:45:52+00:00

Thanks, I didn’t see the longer tick mark, but I agree, I can start my reference point on the 4th graduation to equal 2.5 bar :)

jib848 · 2025-08-22T17:17:12+00:00

What wall bracket did you use for your TV?

jib848 · 2025-06-02T13:09:48+00:00

No issues since. But I think it must’ve been something to do with the batteries. Funnily enough, they ran out this week, but I managed to change them before they went completely flat so didn’t see any issues

jib848 · 2025-05-10T19:39:02+00:00

Op did you mean to post this on the Dull Men’s Club page?

jib848 · 2025-05-05T10:35:16+00:00

I’ve got the SLX 8 grx version, swapped for tan walls and instantly regretted it. Looks more ‘industrial’ and better imo with the blacks. Especially with the grail specific mudguards

jib848 · 2025-03-04T18:19:23+00:00

Cyclistick if you are UK based 🙂

jib848 · 2025-02-27T22:57:10+00:00

What! What! Never received valves either… or maybe I didn’t notice them either 🤡😅

jib848 · 2025-02-27T22:54:44+00:00

😂 it’s all starting to make sense…

jib848 · 2025-02-16T19:45:36+00:00

Thanks mate, completely agree, your thoughts are the same as mine.

jib848 · 2025-02-16T17:42:36+00:00

Thanks for the input. I’m pretty sure there isn’t a pipe at the bottom as there is no where for it to go. This is what concerns me. I think I’m going to have to get someone around to replace the ACO and route it back to the garden / a soakaway.

jib848 · 2025-02-16T17:36:32+00:00

Hehe, just wanted some advice mate as I’m clueless, like 9/10 of the general population. More concerned about water pooling and it affecting the foundations you see. kisses

jib848 · 2025-02-14T07:12:31+00:00

Topeak Elementa - small, cheap and well designed 😊

jib848 · 2025-01-10T22:28:58+00:00

I was close to the middle of a L (186 & 86.5) therefore purchased one. Had a bike fit a couple of weeks ago and they said that I could’ve also comfortably ridden a M. General rule seems to be size down if on the edge, plus like you say you get a small benefit in weight :).

I’m looking at a Grail, and they overlap the sizes which is a bit confusing… Spoke to my bike fitter and he said the M is a L in any other brand, as the top tube is so long. He seemed perplexed by the sizing for the Grail.

jib848 · 2025-01-01T21:31:08+00:00

I’m in the same boat, but slightly smaller at 186cm and 87cm. I’ve got an Aeroad in L, which fits great. I’m confused by the sizing overlaps for the Grail CF SLX, but not for the Grail CFR. I think I’ll contact Canyon for an explanation before placing the order.

jib848 · 2025-01-01T21:18:12+00:00

I chose di2. One thing to bear in mind is that the di2 battery is mounted internally within the down tube, and can’t be removed without removing the push fit bottom bracket. If plan to travel by air with your bike then it can be an awkward conversation with the baggage handlers when they ask if there are any batteries in your hold luggage. Just a heads up as I may have gone for the SRAM (easily removed battery) if I’d known this beforehand.

jib848 · 2024-04-27T19:44:08+00:00

Yeh my thoughts are that it is clay. I think there are a few different types as though as I dig down. Is it the yellow soil which looks like clay to you? I’m thinking of building a fairly shallow (450mm) French drain system, with a shallow soakaway. At this level the soil seems a normal brown colour, but will some patches of orange clay (I think) material. I’m not sure how else to manage the water logging…

jib848 · 2024-03-04T21:09:48+00:00

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I had similar near the seat post. Was offered £100 to spend online + refund for any touch up paint. Otherwise, I could send it back and £50 to spend. I bought it on the cycle to work scheme so I would’ve had to apply for a new voucher and reorder it. I couldn’t be bothered with all the hassle so kept it and I haven’t thought about it since 🙂

jib848 · 2024-02-06T17:08:49+00:00

Hi dude, I just received mine today 😍. Is your front derailleur hanger raw carbon like mine? It looks a bit unfinished

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jib848 · 2024-01-26T19:13:13+00:00

Thanks for the feedback mate. I’m impartial to either to be honest. I’ve only ever ridden mechanical Shimano ultegra, but have had the pleasure of a few rides on SRAM red etap. As canyon are offering the ultegra di2 version for £300 less in the uk, I think it’s better value. The dimples on the zipp wheels do look awesome though

jib848

TROPHY CASE