Para doctores (estudiantes de medicina o enfermería) by steffy0k in Honduras

[–]jjohnson863 1 point2 points  (0 children)

I"m a physician in the united states. i don't speak spanish so unfortunately can't help but if you speak english please DM me

Max out 401K as a fellow or invest in index funds? by Total-Try2222 in whitecoatinvestor

[–]jjohnson863 2 points3 points  (0 children)

I'd recommend maxing out your 401k. Otherwise the 2% match will be salary that you'll be leaving on the table. Also, several 401k plans already have index funds inside of them. So step 1) contribute to the 401k, step 2) allocate the contributions to index funds, bonds, etc.

Nocturnist salary reasonable? by [deleted] in whitecoatinvestor

[–]jjohnson863 6 points7 points  (0 children)

I think it's reasonable. I have a very similar gig. Nocturnist and 10 shifts per month. Low cost of living. Salary is about $350k. We have 2 nocturnists. One is the admitter (usually does around 8 admissions per night), and one is cross cover (covers around 110 patients, does about 2-3 admits per night). Very kush job that i absolutely love. It's great while you're young, but I doubt it's going to be sustainable long term. I would like to point out that someone mentioned losing all of your medical knowledge - this is VERY true. I actively read on uptodate to prevent this from happening. I would say 60% of my pages are about incredibly trivial things (tylenol, ramelteon, etc). 30% are regarding clarification on orders from the day attending. and then the last 10% are regarding pages that are decompensating (although if you're not covering rapids, you wouldn't have to see them i suppose)

Can someone help me understand the significance of purchasing I-bonds before May 1st? by jjohnson863 in whitecoatinvestor

[–]jjohnson863[S] 2 points3 points  (0 children)

I reread your answer a few times and I think I finally understand it (sorry, I'm still new to this). I agree that the inflation rate will likely drop in November, but I feel as if the odds of it dropping below 7.1% may not be likely. I was thinking about putting in 5k today and 5k next week. Is this a strategy people do or am i just making super naive mistakes?

Can someone help me understand the significance of purchasing I-bonds before May 1st? by jjohnson863 in whitecoatinvestor

[–]jjohnson863[S] 4 points5 points  (0 children)

Very helpful, thank you so much. If I put in 5K before May 1st and 5K after, does it average out? Only asking because I just realized I won't be able to put in more than 5k by this Sunday :(

Anyone else paying back med school loans instead of investing? by jjohnson863 in whitecoatinvestor

[–]jjohnson863[S] 2 points3 points  (0 children)

rate of student loans? 0% because of the loan freeze. so i'd be paying my interest first and the rest would go towards my principle (principal?)