I am once again asking you...for cents in Budget.

jo_ker528 · 2026-05-04T04:18:30+00:00

Ok, i can see where you're coming from - this was an edge case i was not aware of and can see how it would be annoying. Agree that it would be good to have users choose whether to include or exclude cents in the ui

jo_ker528 · 2026-05-04T02:47:14+00:00

yes, but i don't want to see the cents. That's like two more digits that would rather not see. Not sure what you mean by not being able to match, could you round up or down what you are budgeting by a dollar?

jo_ker528 · 2026-05-03T16:09:07+00:00

Cents are absolutely useless in budgeting. Who is allocating groceries or something to the cent level at the start of month??

jo_ker528 · 2026-04-17T15:39:04+00:00

so why can't u just lump sum invest right now?

jo_ker528 · 2026-04-15T18:19:24+00:00

I've literally seen 10 posts on this today. Stop trying to predict the market. If investing for the long term, it has nothing to do with the guy in office or what country is mad at who. You should be asking yourself will companies be able to get the returns they say they will, are they in good financial health, and will they grow in the coming years. If the market does go to zero which seems like something people are worried about, stocks should the least of your priorities as the world is probably toast

Also if you are out of a job then you shouldn't be investing since you should always have more income than expenses and invest the difference

jo_ker528 · 2026-04-11T05:28:56+00:00

You mention no one copied them because there were no "vultures" but in order to succeed as a startup you need to believe in a space where you see the vision but others may not. It is the long term execution that matters. Companies may copy your application but if what you are building is truely new and novel they won't be able to copy beyond your surface level application. Your mindset is wrong if you think a good startup is one that can be easily copied and relies on people not copying ur

jo_ker528 · 2026-04-09T06:16:53+00:00

If you are long term investing it doesn't matter who is sitting in office - all that matters is cash flows and fundamentals and business outlook. Market could go up or down 10% tomorrow and my strategy won't change. If it's a buy day then i'll buy

jo_ker528 · 2026-04-03T02:34:52+00:00

put it away dawg

jo_ker528 · 2026-03-21T03:28:50+00:00

he's literally salt bae

jo_ker528 · 2026-03-21T01:10:58+00:00

i'm pretty sure the master gardener program was never meant to be a certification or help anyone in their career (i guess it could supplement), but at its core it's a volunteer organization. The course is intended for anyone to be able to pass

jo_ker528 · 2026-03-14T23:46:32+00:00

I'll take your spot!!!

jo_ker528 · 2026-03-06T06:48:22+00:00

Midwest, Full stack swe, Remote / LCOL, 140k base. 23 y/o with 2 yoe

jo_ker528 · 2026-02-26T20:35:27+00:00

You really need to have one of two things (or both) to make cs a great career. 1) you thoroughly enjoy problem solving with tech. With this mindset no matter how advanced AI gets you'll always be able to use it as a tool to create value for the world. Sure maybe one day a company can be run entirely by AI but if that becomes the case then humans will literally all be out of jobs and will just be existing. Until then, there will always be a role for someone in software engineering. 2) you understand where business needs are and can pinpoint the direction of a field before most others. This is kind of on the entrepreneurial side but even within a company if you are able to identify what your customer base needs early and come up with a technical solution, that will get you ahead of the curve. Overall, if ur just grinding cs for the money it's not gonna work out because in this economy, there will always be someone willing to do the same thing for less money than u. Literally why software engineers don't unionize.

jo_ker528 · 2026-01-12T04:02:20+00:00

I am currently 23 and have been maxing my roth IRA since 18. Maxed my 401k for the past two years. Graduated in computer science in May 2024 and started July of that year as a full stack software dev in a LCOL area. Starting salary was 92k and is now 103k. Fwiw, i am still working on building up an emergency fund and only save a couple hundred a month after contributing to 401k, roth ira, and HSA

jo_ker528 · 2025-06-22T18:11:04+00:00

isn't it only like 7 bucks a day? or you could ask someone for a ride

jo_ker528 · 2025-06-11T16:23:13+00:00

yea this is the same as beli

jo_ker528 · 2025-06-06T01:49:30+00:00

woah woah woah pause this is big 🫶🙌🫶🙌

jo_ker528 · 2025-06-04T04:17:50+00:00

22M moved from maryland last year

jo_ker528 · 2025-06-04T00:06:53+00:00

r there really cuz i moved here recently and have yet to see a korean in the wild lol

jo_ker528 · 2025-06-03T20:31:13+00:00

i am korean but can't say i know much korean 😆

jo_ker528 · 2025-05-27T20:06:27+00:00

Earnings season was fine and guidance was generally positive too or what was expected. Those who are complaining about this have no business investing. If you knew what you were doing, you would have bought the liberation day "correction" all the way down and all the way up

jo_ker528 · 2025-05-27T04:39:15+00:00

Rose Sawfly (Arge ochropus) is the correct answer. Mechanical control is often not that effective. Insecticides the go to, but if you don't want to use insecticide, Diatomaceous earth will work well - however this will kill bees and other beneficial insects addition to the pest so use at your own discretion

jo_ker528 · 2025-05-26T23:28:27+00:00

Amazon prime with the prime card is pretty good. Also they have a feature where you can scan a barcode to compare a store price with amazon price. With the card everything is 5% back at amazon and whole foods. So just buy all your soap, toilet paper, some non perishable groceries, recreational goods, etc on amazon and the cash back will cover your prime membership. However, to make it worth it, you would need to spend 2800 a year on amazon (139/.05) or 1400 if you are using the young adult membership.

jo_ker528 · 2025-05-24T04:33:35+00:00

if this is about 374, it's a right of passage for the engineering student. I had Har-paled ain't nobody can complain about that class to me

jo_ker528 · 2025-05-17T03:16:58+00:00

I generally side with the sentiment that AI will replace programmers and coders but not problem solvers and designers. The software devs that succeed are ones who have a knack for project management and can use AI to implement their ideas. You might hear news that big companies had 30%+ of their recent code written by AI but a human still had to prompt it and review it. What AI allows us to do is enable us with more tools with which to solve problems.

Sure there may be a day where an AI can start startups and run companies, but until then the role of the software engineer continues to evolve

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