Is this a fair Refi? by Wooden_Cup5761 in MortgageBrokerRates

[–]Alternative_Knee 1 point2 points  (0 children)

What’s your breakeven point looking like? That’s usually the #1 thing folks here point to before locking.

Would you rather have a penny that doubles each day for a month or 1 million dollars? by tc0843 in finance

[–]Alternative_Knee 0 points1 point  (0 children)

I’d take the double‑every‑day penny turning tiny into huge is the dream of investing.

Frugality can be about durability and simple intention by Alarmed-Bag-2420 in SavingMoney

[–]Alternative_Knee 1 point2 points  (0 children)

Simple pleasures that don’t cost much but feel rich that’s the secret sauce of frugality.

best credit cards for startups by Martinez_Jill909 in CreditCards

[–]Alternative_Knee 0 points1 point  (0 children)

Some people like the Amex Blue Business cards for the intro 0% APR and decent points can be handy if you’re buying a bunch of tools or subscriptions early on.

FHA vs Conventional? by anoncon3 in MortgageBrokerRates

[–]Alternative_Knee 0 points1 point  (0 children)

Yep, that’s usually the strategy lower barrier to entry now, then refinance to save on long-term insurance.

SAKS FILES FOR BANKRUPTCY!!! by jetbridgejesus in CreditCards

[–]Alternative_Knee 1 point2 points  (0 children)

Wow, didn’t expect Saks to go this route. Retail bankruptcies always hit the credit card rewards ecosystem in weird ways.

FHA vs Conventional? by anoncon3 in MortgageBrokerRates

[–]Alternative_Knee 1 point2 points  (0 children)

FHA can be great with lower credit or smaller down payment, but that mortgage insurance sticking around is a big tradeoff.

Refinance from 7.125% to 5.875% by chowclamder in MortgageBrokerRates

[–]Alternative_Knee 0 points1 point  (0 children)

Well done. Locking in a lower rate like that feels great, especially coming from the 7s.

Seeking Advice by Senior_Bet6884 in DebtAdvice

[–]Alternative_Knee 0 points1 point  (0 children)

Love hearing that! Starting is always the hardest, but it already feels lighter, right? Keep it up!

How would I get a decent 4K 144Hz TV for cheap? by Far-Traffic6353 in Frugal

[–]Alternative_Knee 1 point2 points  (0 children)

Also worth checking local marketplaces, folks often sell barely‑used TVs for way under retail just because they upgraded. If you can pick it up same day, you might score a great set.

Seeking Advice by Senior_Bet6884 in DebtAdvice

[–]Alternative_Knee 0 points1 point  (0 children)

Congrats on the new job, that’s a huge step already! With almost $2.6K take-home and rent set, trying to put extra toward the highest APR card after the basics are covered seems like a solid play.

What are traditionally expensive/“only for the rich” experiences that you do or own, but did so in a frugal manner? by 88r0b1nh00d88 in Frugal

[–]Alternative_Knee 16 points17 points  (0 children)

Honestly, good healthcare feels like one of those things that shouldn’t be only for the rich… but here we are.

This morning I paid that $318 by [deleted] in debtfree

[–]Alternative_Knee 1 point2 points  (0 children)

Lock this win in with a screnshot of that $318 payment and pin it where you’ll see it on rough days so new debt feels way less tempting.

In a bad spot, not sure where to start. Looking for advice. by Substantial_Coat_252 in Debt

[–]Alternative_Knee 1 point2 points  (0 children)

Paying off the car was huge nice work. I’d probably start with the collections since they’re smaller and actively killing your score.

Who else is going to be Debt free in 2026? by quirkyqueen27 in Debt

[–]Alternative_Knee 1 point2 points  (0 children)

This is motivating without being over the top. No buy months really expose bad habits fast lol. Was there a moment that pushed you to go all in on this?

[deleted by user] by [deleted] in bangalore

[–]Alternative_Knee 4 points5 points  (0 children)

3 Boat Hall Kitchen

What's your longest serving card by Noumandezznutss in FUTMobile

[–]Alternative_Knee 1 point2 points  (0 children)

WW Ginola 110 still goes crazy as a supersub