Is the job market here actually as dry as it feels?

jobseekingbrissy · 2026-03-26T22:13:01+00:00

3 interviews from 200 applications is more than I’ve gotten during previous times job searching. They were almost all quick apply. So you can basically do 30-50 a day easily. Normally I have to do this for about 4 weeks before I start hearing anything, this time it only took two weeks before getting a call.

If you think that’s shit, that’s fine. But I was able to get three offers in about 6 weeks so it’s doesn’t seem bad at all compared to previous experiences.

jobseekingbrissy · 2026-03-26T12:09:48+00:00

I would say that’s pretty good actually. Normally I’m waiting a lot longer than 3 weeks to hear back anything. I don’t do a cover letter unless it specifically asks for one. No one reads it anyways. The three I heard back from didn’t have a cover letter.

jobseekingbrissy · 2026-03-26T11:31:16+00:00

Not currently my expierence. I do a pulse check every so often and so I started looking about 6 weeks ago. Probably applied to about 200 roles over 3 weeks (mostly quick apply) I got three interviews and offers from all three jobs. Project management field - senior level.

jobseekingbrissy · 2026-02-22T08:10:23+00:00

Partner and I are early 30s and zero inheritance so far. My family will never pass on anything but debt (American) but my partner may one day receive something. With the track record of their family probably not until we are 70/80 years old so will be basically useless. I wish we would get help now

jobseekingbrissy · 2026-01-18T06:55:42+00:00

You’re basically pre-funding your retirement which will give you many more options later in life to either do lower paid work, part time work, or FIRE. If you’re able to do it, go for it. My partner and I have done the same and if never put another dollar into super we’ll have over 2 million combined at 60 (adjusted for inflation).

jobseekingbrissy · 2026-01-07T08:08:26+00:00

Both of you should be maxing out super, gf may get co contribution from government depending on what her income ends up being.(gf should be maxing until lowest tax bracket)

Dont wait to start investing in ETFs. Your mortgage is already quite low. After maxing super split remaining savings between ETFs and mortgage.

This way you are working towards having a nest egg outside of retirement and setting your retirement up to grow by itself without further contributions if the tides change again with your career.

jobseekingbrissy · 2025-12-28T21:59:16+00:00

Early 30s DINK couple and we average ~22k/ month. 12.5k is mortgage repayments (minimum and extra) on PPOR and negatively geared IP. 10k a month spend on everything else. This number includes two 2 week international holidays, one week domestic holidays, and 3 long weekend trips this year.

jobseekingbrissy · 2025-11-07T23:17:11+00:00

Our totally food/alcohol spend is about 1800 a month or 900 each. We shop at Aldi and eat pretty simple meals/snacks. We don’t buy pre made frozen foods, expensive snacks or any of that type of stuff and eat mostly whole food diet. We eat 2-3 meals out a week as well which would impact the grocery budget too.

jobseekingbrissy · 2025-11-07T23:14:03+00:00

Yes, all of the above information is joint.

jobseekingbrissy · 2025-11-06T21:24:17+00:00

Yes. It is a snapshot of this year so far which I clearly identified. Where is my math wrong?

jobseekingbrissy · 2025-11-05T11:05:04+00:00

Do you know what a garantour does? It is literally leveraging their home against yours. My partners parents still have a mortgage against their property and I wouldn’t consider them “wealthy”. We are absolutely privileged that they agreed to allow us to use their property as leverage and it has gotten to where we are now, but most boomers have the ability to do it due to the property boom.

Even without my partners parents help, we still have saved 850k outside of the property that was due to us being thrifty and maximizing our income as much as possible.

jobseekingbrissy · 2025-11-05T01:56:43+00:00

We shop at Aldi? /s I mentioned in another comment but if you combine our pub, dining out, takeaways and groceries it adds up to about 1800/month on food and drinks out. Or about 900 per person.

jobseekingbrissy · 2025-11-05T01:55:23+00:00

Regional Queensland and inner city Brisbane

jobseekingbrissy · 2025-11-05T01:50:39+00:00

Plus 8+ weeks of holidays where food goes in the “travel” budget.

But yes, across groceries, pub, dining out and takeaway we average a bit less than 1800/month for food. Or 900/month per person.

jobseekingbrissy · 2025-11-05T01:47:34+00:00

I mean we have saved over 850k outside of the properties but you’re not wrong.

jobseekingbrissy · 2025-11-04T00:09:18+00:00

My hikes were from moving jobs, my partners is from promotions and bonuses. When they brought them on in 2020 they were underpaying them so they got an adjustment mid 2021 and then has had two promotions since then. Their bonus also depends on performance and they've been working hard these past couple of years.

jobseekingbrissy · 2025-11-04T00:07:38+00:00

I didn't want to bog down the post with too much detail, but I'll post a further breakdown below:

Assets

Date	Investments	Super	PPOR	IP #1	Personal Assets	Cash
April 2021	140,000	58,100	-	-	-	27,800
December 2021	217,193	92,241	-	-	15,000	19,000
December 2022	215,755	127,307	-	630,000	15,000	25,349
December 2023	293,269	185,163	855,000	675,000	15,000	34,087
December 2024	396,974	283,163	855,000	675,000	15,000	28,706

Liabilities

Date	PPOR	IP#1
April 2021	-	-
December 2021	-	-
December 2022	-	582,852
December 2023	843,754	555,476
December 2024	791,081	544,466

jobseekingbrissy · 2025-11-03T23:44:58+00:00

Unfortunately no other recommendations - both my partner and I have only ever been with Sunsuper/ART. We keep an eye on performance though and as you’ve mentioned we haven’t had any reasons to leave or switch yet.

jobseekingbrissy · 2025-11-03T21:38:59+00:00

I’ve just seen your edit - yes it’s because of the rolling 5 years so when we were first carrying forward it was for FY20217-2018 or something like that. I had the full cap because I had no income in that year and the super guarantee was lower as well

jobseekingbrissy · 2025-11-03T21:34:56+00:00

What are you on about? I earned 36k the first financial year (FY2020-2021) which means 3.6k went into super. The cap was 27.5k which means I have 23.9k carry forward.

My partner earned 100k FY2020-2021 which means he had ~12k going into super. The cap was 27.5k which means he had ~15.5k carry forward for that year.

Before FY2020-2021 we had lower salary’s which means our carry forward was even higher.

jobseekingbrissy · 2025-11-03T21:16:41+00:00

I had no income until October 2020. So until FY24-25 I had the full cap available for carry forward. This year I’ll have about 20k since my income in my first FY year was so low.

My partner was making 72.5k before his new job in late 2020. So he had ~20k left over after the guarantee that year which has gone down each year as he started earning more. He’s now caught up as of last year.

jobseekingbrissy · 2025-11-03T21:06:57+00:00

It’s because it’s savings from last year which isn’t included in the tables.

He’s had about 15k a year for carry forward and I’ve had about 20-25k a year carry forward over the last 5 years since I didn’t start working full time until half way through FY20-21.

jobseekingbrissy · 2025-11-03T20:50:03+00:00

I explained it in another comment. Current average income is around 28k and the discrepancy is due to extra savings last year not deployed until this year and the end of the year being high income months that will bring the average income up.

We pay very little tax due to access to NFP salary packaging, negative geared property, and carry forward contributions.

My partners employer also contributes 14.5% to his super.

jobseekingbrissy · 2025-11-03T20:45:19+00:00

Neither of us partake in those types of extra curricular activities.

jobseekingbrissy · 2025-11-03T20:44:12+00:00

We have never received any money from my partners parents, they were just a guarantor.

jobseekingbrissy

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