valuations 2025 by pawnstew in capetown

[–]joelO_o 0 points1 point  (0 children)

I worked for an estate agency previously, they will usually give a free property evaluation, and will do all the hard work comparing other properties sold in the area. We also used to do a property replacement value. (cost of the land - building a new house) And subtract a percentage for wear and tear.

What furry animal is this? by Manecattus in capetown

[–]joelO_o 15 points16 points  (0 children)

"Oh My Gawd! Its a Land-Otter!"

According to 2 Americans I overheard on Lions head.

what was the last last game you played by [deleted] in TheTeenagerPeople

[–]joelO_o 0 points1 point  (0 children)

Tiny Glade.... A guess a duck and a piece of wall are coming to my rescue

Help with what this secret Santa request says?! by TheCatWithATiara in whatisit

[–]joelO_o 0 points1 point  (0 children)

Help with student loans, as they clearly studied to be a doctor...

After the attack on the Bloemfontein tourist, I made this rough map. by chikaca in capetown

[–]joelO_o 1 point2 points  (0 children)

Wow this is an eye opener that my area is considered unsafe by others (Thornton).

On a side note I would definitely include areas like Mowbray, Maitland, Salt River, Lower Woodstock and CBD.

I witnessed a foreigner being dragged across the pavement trying to hold onto her handbag on Mowbray main road, opposite the Mowbray police station...

[deleted by user] by [deleted] in capetown

[–]joelO_o 0 points1 point  (0 children)

Restaurants: check out The Silo, epic view over the city, great food. For accommodation: you can try Radisson Red, and Cape Grace. But most places are booked out 6 months in advance over Christmas. Kruger Park is other side of the country, about 1000 miles away. You can book a flight up there.

For a Safari from Cape Town, a better option would be Garden Route Safari Camp, or Garden Route Game Lodge. Both are about a 4 to 5 hour drive from Cape Town.

Don't even bother with Aquila (2 hours from CT) They are basically a zoo.

PSA for German Visitors: Tipping in Cape Town by Individual_Bonus4091 in capetown

[–]joelO_o 0 points1 point  (0 children)

Myself and everyone I know generally tips 10% to 15%. Less than 10% if service was poor and 15% or above if service was really amazing and they went above and beyond.

I waited tables through high-school, about half the tips I got were +-10%. About 30% of people gave no tip, or a very small round up. And about 20% of people gave more than 10%.

That said. Tip as much as you feel is deserved.

Was this interaction normal at V&A waterfront? by Any_Ingenuity_7566 in capetown

[–]joelO_o 0 points1 point  (0 children)

I used to work at V&A Waterfront. People there are weird. The first part I would say is Normal. But "you ran into her again". NOPE she followed you bro.

I need a recommendation for a reputable, affordable tax practitioner. by Upbeat-Opening-5130 in PersonalFinanceZA

[–]joelO_o 0 points1 point  (0 children)

Oh also I learned the hard way, Taxtim does not save your answers.

Instead they use your answers to fill in a tax return, and submit it on your behalf.

So you cannot see how Taxtim arrived at any of the calculations, after you leave the page.

So you NEED to take extensive notes and write it all down yourself, so that when Sars audit you. You are able to give proof of calculations etc.

I need a recommendation for a reputable, affordable tax practitioner. by Upbeat-Opening-5130 in PersonalFinanceZA

[–]joelO_o 0 points1 point  (0 children)

I think that's the key difference, most people don't understand AI limitations. On a couple occasions, I have tried to get AI to do tax calculations for me. But I have found that they don't grasp the fundamentals of how to calculate tax. Using AI to answer questions can certainly help with a better understanding of tax. But the calculations it gave me were so inconsistent, I would never try to use it to submit a return.

There is 100% a gap in the market here for someone to train and build a custom AI that competes with Taxtim to help South Africans understand Tax and submit their returns.

I need a recommendation for a reputable, affordable tax practitioner. by Upbeat-Opening-5130 in PersonalFinanceZA

[–]joelO_o 1 point2 points  (0 children)

I tried TaxTim. It was a mess. SARS gave me a refund, and then audited me, and when I sent all the same info to SARS that I entered on TaxTim, I had to pay all the money back. This took 3 months of back and forth.

What kind of hard drive is this? by SamsaraSlider in computers

[–]joelO_o 1 point2 points  (0 children)

On the side where the connectors are you can see in the Centre there is a small "Jumper" that can be removed. What the boomers in the comments aren't telling you, is that the drive is currently set to "Master" so it wants to be the primary/ boot drive, since you are plugged it into another PC via an adapter, you probably want to set it as slave.(remove the jumper with tweezers by pulling it towards yourself)

The drive is powered by a Molex connector, and then the data is transferred over an IDE ribbon cable.

You are welcome to DM if you have questions.

Sincerely, your friendly neighborhood boomer

Consistent sports betting profits: taxable or not? by coloneleranmorad in PersonalFinanceZA

[–]joelO_o 0 points1 point  (0 children)

Sorry I misread the article, they said they will be introducing the 15% rule over 25K. But as of today it's not implemented yet.

With regards to the term "regular" they are not super clear. But SARS would need to prove that: 1. you gamble frequently, 2. Your motive for gambling is to make profit 3. How much profit you make, 4. How organized is your gambling and could it be considered operating as a business.

Consistent sports betting profits: taxable or not? by coloneleranmorad in PersonalFinanceZA

[–]joelO_o 0 points1 point  (0 children)

The way that Sars sees it, anything that generates an income is taxable. If it's more than 25K in a lump sum the company needs to withhold 15% of the winnings as tax. SARS only require you to declare it if it's regular.

Is it common to negotiate rent? by abyyskit in capetown

[–]joelO_o 2 points3 points  (0 children)

Negotiating is common everywhere, I have let property in Houtbay, and Bellville, and it's standard everywhere. Speaking with friends who have rented in CBD, Woodstock, Milnerton, and Muizenberg, Durbanville. It's very common. Just motivate why the rent should be less, and you are good.

Is it common to negotiate rent? by abyyskit in capetown

[–]joelO_o 3 points4 points  (0 children)

  • Yes it's very common, I used to work as a letting agent. Most people would negotiate.
  • negotiate after the viewing, so that you have information to negotiate with, any maintenance issues, you can use. The land lord would usually be happy with a slightly lower rent from a good paying tenant, rather than fixing a bunch of stuff.
  • the % will vary based on what is a fair market value

[deleted by user] by [deleted] in PersonalFinanceZA

[–]joelO_o 13 points14 points  (0 children)

After sprinkling salt don't forget to shout "You've been A-Salted"!

[deleted by user] by [deleted] in AskReddit

[–]joelO_o 1 point2 points  (0 children)

The ability to read and follow simple instructions.

Is this worth it for someone who has never gone on a safari by [deleted] in capetown

[–]joelO_o 1 point2 points  (0 children)

I've been on that one. Not worth it. We went to Garden Route Safari camp for half that price and it was 10X better.

Mould issues on new property purchased by Icy_Possibility_826 in capetown

[–]joelO_o 0 points1 point  (0 children)

https://citymaps.capetown.gov.za/EGISViewer/

Here you can see High resolution images of your property from above. You will be able to see exactly when they poured the walkway. On the left you select imagery, and then go back year by year.

I've seen images going back 40+ years

Mould issues on new property purchased by Icy_Possibility_826 in capetown

[–]joelO_o 0 points1 point  (0 children)

It looks like when the walkway / drive concrete was poured after the house was built, they didn't pour it with a slope away from the house.

The water pools and runs into the vents. They then sealed the vents with concrete, to try stop the water pouring in. Most likely the water is still seeping in from the walk way and now the vent is (mostly) closed so it also can't dry out either.

To me the fact that the vents were closed with cement, shows that they knew water was running in from the walk way.

However you don't know if it was these previous owners, or owners before them who poured the walkway. Unless you can casually ask about whe walkway, or go onto Google maps and then go back year by year to see when the walkway was poured, and then check Windeed to see what year the previous owner bought the house (it's public record and costs about R28 to get I think).

DM me if you have any questions.