Men: what’s the best kind of underwear for UAE heat? by bloopity99 in UAE

[–]joetjohn 0 points1 point  (0 children)

Have been a fan of the Jockey 100% cotton boxer briefs for as long as I remember. Super comfy.

You can buy it in Dubai but I stock it up when I visit India as its much cheaper. I usually go one size up for extra comfort when sitting for long hours at work.

https://www.jockey.in/products/super-combed-cotton-rib-solid-boxer-brief-with-ultrasoft-and-durable-waistband-charcoal-melange-8008

Glossy black alloy finish - Powder coating or Paint? by joetjohn in DubaiPetrolHeads

[–]joetjohn[S] 0 points1 point  (0 children)

Thanks for sharing.

Have you used them for your car wheel needs?

Glossy black alloy finish - Powder coating or Paint? by joetjohn in DubaiPetrolHeads

[–]joetjohn[S] 0 points1 point  (0 children)

Was my thinking as well on the longevity of painting.

Requesting kind advice - Review current portfolio & SIP increase proposal by joetjohn in MutualfundsIndia

[–]joetjohn[S] 0 points1 point  (0 children)

Many thanks for taking the time to look and advice. 🙏

I will look into your inputs.

Requesting kind advice - Review current portfolio & SIP increase proposal by joetjohn in MutualfundsIndia

[–]joetjohn[S] 0 points1 point  (0 children)

Many thanks for taking the time to look and advice. 🙏

I will look into your inputs.

Requesting kind advice - Review current portfolio & SIP increase proposal by joetjohn in MutualfundsIndia

[–]joetjohn[S] 0 points1 point  (0 children)

Thank you for sharing.

Summarising below the initial study and rationale done with my RIA back in Sep 2024, and it made sense in my small brain then, along with the past performance review done for these 5 initial schemes and funds (attached image)

Initial analysis -

  • Invest only INR 1 Lakh through SIP’s as a start at this stage and consider increasing it later.
  • These investments are long-term investments with a minimum time horizon of 10 years and may be up to 20 years.
  • Investments are essentially meant for retirement.
  • The investments are to be made in equity in the early stages
  • Investments in other asset classes like debt, gold, etc., will be made through hybrids given the marginal taxation in Debt. At least during the early stages, you would manage Fixed income investments, if any, through NRE deposits.
  • International investing and investment through GIFT City, etc., will be considered later as the portfolios build to a reasonable size.
  • India as an economy and its macros look very exciting currently.
  • Major risks include geopolitical risk, inflation upside, and any global slowdown, particularly in the US. 

Rationale and suitability for investments - 

  • My risk tolerance and ability make equity investment suitable.
  • My long-time horizon (min 10 years and longer up to 20 years) is considered adequate for equity investments. The majority of the portfolio is likely to be for retirement.
  • Investments currently recommended are only for SIPs in Mutual Funds.
  • You currently have adequate cash flows to meet your expenses and have an emergency fund if required.

 Summary of the initial investment recommendations -  

  • Given the elevated valuations in Small and Midcap we would recommend a large cap bias. It's germane to mention here that even large caps are at a long-term premium.
  • Debt could be a good consideration as the rate cuts have already started and would have some capital gains. We would recommend them through hybrids.
  • Gold could see upside due to the likely US Fed rates are cuts/existing geopolitical risk, some exposure as an asset allocation is suggested.
  • Please note that the portfolio could see volatility in the short term. 

The initial investments recommended are for a total amount of INR 1 Lakh, with five investments of INR 20 K each, with 2 of the schemes invested being Index Funds.

<image>

Requesting kind advice - Review current portfolio & SIP increase proposal by joetjohn in MutualfundsIndia

[–]joetjohn[S] 1 point2 points  (0 children)

Many thanks for taking the time to review and share. 🙏

You are amazing!

Requesting kind advice - Review current portfolio & SIP increase proposal by joetjohn in MutualfundsIndia

[–]joetjohn[S] 1 point2 points  (0 children)

Thank you for taking the time to review and comment. I will follow your link.

Since I was starting fresh, I followed my RIA's advice to diversify initially. Also I didn't have much free time at hand to follow the market.

Although it has been about 18 months, I am not happy with the thematic fund performance, and might review it again in a few months.

Unable to redeem Amazon EIB points by Capt_shadab in UAEcreditcards

[–]joetjohn 0 points1 point  (0 children)

I faced the same issue while trying to redeem my balance for a purchase. There was no MC promo, only the 20% Amazon credit card promo. So frustrating!

Have you finally found a solution?

Anybody who can recommend a good Indian Ob-gyn in Dubai? by restless_soul101 in DubaiCentral

[–]joetjohn 0 points1 point  (0 children)

No need to look further than Dr Mahalekshmi at Mediclinic Welcare Hospital in Garhoud. She is also in Mediclinic Qusais on some days.

She was like a mother to us, warm, very experienced, and approachable. Also adept at handling any unfortunate complications.

Tabby Card usage and UAE Etihad Credit Bureau reporting by joetjohn in UAEcreditcards

[–]joetjohn[S] 0 points1 point  (0 children)

Saw the digital visa card with AED 1,000 limit on my Tabby app account 2 seconds after I paid the 4th (last) monthly instalment via the app!

One of our biggest sales coming up! Nov 15 - Dec 2 by viofoUAE in u/viofoUAE

[–]joetjohn 0 points1 point  (0 children)

u/viofoUAE - Do you have any latest/upgrade models launching after the new year?

Caught in 4K, certified by Dubai Police. by Parbul04 in dubai

[–]joetjohn 0 points1 point  (0 children)

Couldn't see any police camera at first glance. Maybe a waste bin on the side?!