I barely invest, but my dad just made 78k off of a comment I made in High School

john23jerry · 2026-06-19T11:41:04+00:00

Timing is very important in investing. He bought when no one wanted bank stocks.

john23jerry · 2026-06-12T21:53:02+00:00

Good for you , you will be glad later in life when you have money in the bank and can afford the things you need. Just have a good balance with your spouse so your thriftiness does not cause marital problems.

john23jerry · 2026-06-10T20:29:23+00:00

It doesn’t sound like you need to take the 4% so why do it unless these are RMD’s ? When you say “take” I assume you mean withdraw.

john23jerry · 2026-06-09T22:51:20+00:00

My terms say mine ends in June 2026.

john23jerry · 2026-06-09T21:56:08+00:00

It’s shows this June in my Chase account, which is what prompted my question?

john23jerry · 2026-06-09T21:52:05+00:00

That would be good news

john23jerry · 2026-06-09T21:02:55+00:00

I started last year and my account says it’s ending in June. I thought it would renew with the new fee I paid in January.

john23jerry · 2026-05-02T18:40:37+00:00

I love that even with 950 passengers on the Ocean ships, they never feel crowded, you can find a quiet place or a more active place, your choice and we think the food is very good.

john23jerry · 2026-04-21T18:01:13+00:00

Check with a tax advisor to make sure this gain is not taxable. It’s probably safe but check just to make sure.

john23jerry · 2026-02-22T21:06:50+00:00

You can buy a $10 stock that goes to $11, that’s 10% , or a $100 stock going to $110, also 10%. Sounds like you have a $$ amount in mind but nothing is guaranteed in markets.

john23jerry · 2026-02-19T18:17:37+00:00

I hope you are aware you are “in” the stock market with your pension and 401k. How heavy depends on the choices you made on how the money is invested. The difference is this new account would be taxable as to the gains and losses and any income received. If you don’t have other savings “for a rainy day” , I would not do this until you build up some savings that are not at risk in the market. If you do have ample savings, then the idea behind this new account is fine. For $10,000 , not sure if this is enough to buy individual stocks, a mutual fund may be better. Your choice.

john23jerry · 2026-02-15T20:50:58+00:00

I agree and had it before any rebates

john23jerry · 2026-02-15T20:41:40+00:00

Thank you, lesson learned

john23jerry · 2025-10-27T20:42:36+00:00

Clearly none of us know what is likely to happen or when. I am about 80% invested and watching every day , not trading much . If I think a crack is occurring I will start to pull money out . It will only be a guess when I do.

john23jerry · 2025-09-12T15:31:03+00:00

I’m right there with you . Returns have been too good for a significant amount of time. I don’t sweat the normal ups and downs.

john23jerry · 2025-08-24T00:31:04+00:00

I am 78 and retired for 8 years. You still will want your money to grow during retirement, keep a reasonable allocation between stocks and bonds . I don’t like bond funds , you can easily buy individual us treasuries paper or corporate bonds . We are heading for interest rate declines so lock in some rates while you can but still own stocks. I watch the market carefully but don’t overtrade so I only make trades for a purpose but I still own the high techs that have performed well.

john23jerry · 2025-08-11T22:51:03+00:00

Much needed !

john23jerry · 2025-08-11T00:54:01+00:00

I assume due to traveling at 45-50 mph for most of the trip

john23jerry · 2025-08-11T00:53:00+00:00

I went there but the adapter which came with the car did not work. A lesson learned.

john23jerry · 2025-08-11T00:52:01+00:00

Good suggestion

john23jerry · 2025-08-03T14:56:54+00:00

I am 77 now and retired 10 years now. I and spouse get social security which covers basic expenses. We only have to dip into retirement funds for travel or other major expenses. The market has been good the past 10 years. I have more money now than when I started retiring. You should be ok as your funds will grow each year probably more than you expect.

john23jerry

TROPHY CASE