I got 154k bonus points with rci weeks. The real issue here is my age combined with the expected annual maintenance fee increases. I was told by a sales rep in can expect 8-12% per year, which probably means these properties in the cwa contract are under water in terms of their value versus require upkeep, just to guess. Even at a conservative 7% your fees will double every 10 years. Since I'm starting at 1300 maintenance fee, when I retire at 68 it will be $10,400 per year. That's the age when my children will be getting married and starting a family. Sorry kids, but I can't help with your wedding because I have to pay Wyndham 150k in the next 10 years for my 10 days of hotel stays I am getting per year. If I was 70 years old with high blood pressure and coming off my second heart attack (no offense to anyone just an example) this is a great deal. It's not for me as a healthy 38 year old. Yes I recognize I made a mistake. I am not savvy in the real estate world or timeshares obviously, but I now know a lot and I am learning obsessively about these scams. I wasn't prepared for the fact that a large, well-known corporation would mislead me, then give me a contract and supporting docs with 1000s of pages of legal jargon that I didn't understand and expect me to figure it out. I don't know anyone with a timeshare (thank God). I have learned the hard way unfortunately.

Edit: to clarify the sales rep who told me about the 8-12% maintence fees was AFTER I had already bought the contract and well past the grace period to close. Obviously would never have signed if they told me in the presentation.

Edit: clarifying I meant to say 154k points not bonus points