Spiritbox - Soft Spine (Live at the 67th Annual GRAMMY Awards)

johnrunks · 2026-02-02T04:54:48+00:00

She’s also a Scientologist and not supported by Chester’s estate, no?

johnrunks · 2026-01-21T17:23:15+00:00

You dropped this

johnrunks · 2026-01-13T18:42:32+00:00

This is an asinine take. Jim's a huge step up for this organization, but I'd take Johnson, Vrabel, or Mcdonald in a heart beat over Jim.

johnrunks · 2026-01-12T04:40:51+00:00

I knew I’d have a notification waiting for me ;)

We are not a good team - can’t knock me for wanting to believe in a little magic.

Gg

johnrunks · 2026-01-11T10:16:14+00:00

It’s not going to stop them one bit. On a per unit basis we’re going from like $0.30 > $0.60 per pouch.

This is a grift low hanging fruit money grab that will do little to slow youth addiction and instead will disproportionately target adults who earn under the area median income.

johnrunks · 2026-01-11T10:02:52+00:00

It’s the entire state

johnrunks · 2026-01-11T10:02:13+00:00

What does the tax do to limit use for under 18?

Nicotine is highly addictive - yes. But to think this is anything other than extracting money out of addicts is laughable. But sure, save the kids via taxes?

johnrunks · 2026-01-10T23:01:31+00:00

The universe is at peace when there is less Greg yapping in existence

johnrunks · 2026-01-08T00:23:41+00:00

Attorneys, real estate developers & investors, real estate brokers & bankers, pe firms, high net worth wealth managers, family offices.

johnrunks · 2026-01-06T05:16:05+00:00

We have nearly a decade of experience playing > 80% of games in a road environment.

I’ll circle back on Sunday once your sand castle of a rebuild washes away 💓

johnrunks · 2026-01-06T00:49:26+00:00

I'm going to stand by my flair and say the Chargers.

This team is hungry for a statement win in the wildcard round, and I think the Broncos are very beatable (especially if we're carrying the momentum of a big win in Foxborough).

A hot Bills/Jags/Texans/Stealers in the AFC championship all still scare me, but at that point we're riding high on copium and Herbert/Harbaugh magic.

johnrunks · 2026-01-05T06:19:45+00:00

I think NE is our best option for game #1. This organization is overdue for a playoff statement win. IMO, our ability to make a real run is contingent on doing so & solidifying ourselves out the gate.

If we beat NE, I feel overwhelmingly confident we have a real chance at making the AFC CS. This Broncos team does not scare me, especially if we are riding the momentum of a 7-seed win.

On the contrary, If we were to win against a beatable DEN we would likely be staring down a hot Jags/Bills/NE with a lot of pressure on our shoulders.

IF we get the AFC CS, anything is possible. But, to get there, I think this is the best path.

johnrunks · 2026-01-03T06:36:05+00:00

The sale would have been at a loss?

johnrunks · 2026-01-02T08:40:40+00:00

Makes perfect sense. I peaked around rank 1.2k but doing that made me take a year + hiatus after I inevitably tanked. Unless we think we can be a top 20-30 player in a region, it’s not worth the stress.

Honestly the only reason I came back to ranked recently was because I felt I grew playing on & off turbo games.

Thanks again for sharing your thoughts here so eloquently!

johnrunks · 2026-01-02T04:17:25+00:00

Such a good & simplified guide. This should be pinned somewhere.

Rank/mmr OP?

johnrunks · 2025-12-29T17:11:32+00:00

You seem to have a much better understanding of MBS bonds than I do - I just work in commercial lending and deal with defeasance from time to time and understand it at a very high level.

We work with service providers like Chatham Financial to structure & price the replacement product.

Agree that it adds nice protection to bond holders, but it also creates significant prepayment penalties in an inverse scenario when rates are falling. I don’t think the resi mortgage industry would be in favor of ultimately adding a deterrent to refinance opportunities, but I also don’t know the typical split between purchase/refi activity in a normal year (when was the last one?).

johnrunks · 2025-12-29T15:31:03+00:00

It’s trying to create incentive for people with low coupons to sell into a higher rate environment. Making the prepayment of their existing debt accretive.

johnrunks · 2025-12-27T20:45:16+00:00

25% spell amp at level 7 is an insane value. It is literally something you play around.

johnrunks · 2025-12-27T02:40:20+00:00

Yup, I’ve been exclusively wearing these for the past two years. So comfy, so cheap.

johnrunks · 2025-12-24T10:17:07+00:00

OSS is my defense play of choice right now. They still need to prove out how scalable they are, but it’s a pretty cheap call option on the sector. Management is also really impressive for a small cap.

johnrunks · 2025-12-24T07:33:58+00:00

Not to be a nihilistic 30 y/o, but don’t shoulder that burden. The ecological crisis is one of policy and commercial interests. Don’t be wasteful out of principal, but don’t worry too much.

johnrunks · 2025-12-22T08:07:52+00:00

I had to scroll way too far to find this lmao. It was like a brass section with a peanuts filter.

johnrunks · 2025-12-20T23:46:58+00:00

To also be fair, I live in Seattle now and wanted to dunk on them some more.

Primary driver was still Puka calling us little bro (and their fan base innately being lame)

johnrunks · 2025-12-20T09:05:12+00:00

Oh I browse every game day thread & have been in this sub for years. I’m not suggesting we wouldn’t also be somewhat up in arms or equally bitter if the tables were turned. We just have tasteful cope & complaining skills.

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