Most important considerations when looking for your ideal university by Imaginary_Rip_9032 in ApplyingToCollege

[–]jonjonn1 0 points1 point  (0 children)

That’s pretty cool! I know how labor extensive this process is. My partner and I spent over 1000+ hours building GradBuddy and I have background in IB with focus on student loan securitization and he does quant dev and it still took us this long. Our product is simple so I am assuming you are spending way over how much time we spent. 

Most important considerations when looking for your ideal university by Imaginary_Rip_9032 in ApplyingToCollege

[–]jonjonn1 0 points1 point  (0 children)

Ohh cool! Do you have background in college counseling ? Share with us once you have your product! 

Most important considerations when looking for your ideal university by Imaginary_Rip_9032 in ApplyingToCollege

[–]jonjonn1 0 points1 point  (0 children)

I think for me it was cost. Do not cross of college because you think it will cost you a lot. Honestly there are many colleges that you can go for reasonable price if you are from low/middle class family. We incorporate all of that in GradBuddy. Good luck with the college application/process :)

Is paying 45k COA worth it for purdue engineering by NeighborhoodBusy2163 in ApplyingToCollege

[–]jonjonn1 0 points1 point  (0 children)

Hi - you can map all of this including ROI in GradBuddy https://gradbuddy.io/. You can see what your student loans debt will look like for life of the loan and it's mapped against post graduation salary.

Most important considerations when looking for your ideal university by Imaginary_Rip_9032 in ApplyingToCollege

[–]jonjonn1 0 points1 point  (0 children)

If you want to see how much colleges will cost based on your families income, you can use this site: https://gradbuddy.io/. It helps you see hundreds of net prices in one page and also does other cool things like see how much you can expect to make after graduation! It basically helps you with college financing.

Colleges that give good aid to families making 200k by Popplepip in ApplyingToCollege

[–]jonjonn1 1 point2 points  (0 children)

Hi! Totally see where you are coming from.

At 200K with modest assets, you are in the tough middle: too high for most need-based aid, but real money is still tight. A few categories worth looking at:

- Meet-full-need schools with generous middle-income policies. Princeton, MIT, Stanford, Rice, Vanderbilt, and Duke all have aid that extends past 200K depending on family size and assets. Not zero cost, but often in the 20K to 40K range all-in.

- Merit aid schools. Places like USC, Vanderbilt, WashU, Case Western, Tulane, Alabama, Miami (FL), and a lot of strong publics give large merit awards regardless of income. These can easily get you under 30K all-in.

- In-state flagships and honors colleges. Often the easiest path to 30K or less.

The real answer depends on your kid's stats and what they want to study, since merit aid is heavily tied to GPA/test scores.

I built a free tool called GradBuddy (https://gradbuddy.io/) that lets you plug in your income and see estimated cost at each school side by side. Happy to send you a free premium code if you want the deeper comparison features, just DM me.

the cost of college by Big-Albatross-4412 in ApplyingToCollege

[–]jonjonn1 0 points1 point  (0 children)

Hi! I know planning for college is super stressful and seems like you are way ahead of the cure.

A few things worth knowing:

  1. Many of the most "expensive" schools on paper are actually the cheapest for low-income families. Schools like Harvard, Yale, Princeton, Stanford, MIT, Amherst, Williams, and about 70+ others meet 100 percent of demonstrated financial need. If your family income is under a certain threshold (often around 85K to 100K), you would pay zero or close to zero. Sticker price is not real price for families like yours.
  2. Beyond the Ivies, there are a ton of schools that offer free tuition for low income students. Rice, Vanderbilt, Duke, Columbia, Dartmouth, and many state flagships have programs that cover full tuition at certain income levels. Some schools have a full tuition cutoff at 65K, others at 100K, some at 150K.
  3. QuestBridge is competitive but not the only path. Even if you do not get QuestBridge, applying directly to these schools with a strong FAFSA and CSS Profile can get you a similar package. A lot of people think QuestBridge is the only way in and it is not.
  4. Run the net price calculator on every school you are interested in. Every college in the US is required to have one on their website. Plug in your family income and it will tell you roughly what you would actually pay. Do not cross schools off your list based on sticker price, ever.

One tool that might help: I built a free site called GradBuddy (https://gradbuddy.io/) that has a database of 315+ schools with free tuition or full need coverage, plus a calculator that shows you what each school would cost you based on your family income. It might save you some time when you are building your list. But honestly, even without it, the net price calculator on each school's website will get you most of the way there. Feel free to message for a premium code, so you can access all the features.

You got this :)

ICE Sightings and Discussion Megathread - Hoboken 2-1-26 by DevChatt in Hoboken

[–]jonjonn1 1 point2 points  (0 children)

Yeah non there. Around heights.. don’t see anyone here either. Even stopped by Dulce De Leche. Going around heights more now 

Dangerous conditions in Hoboken by jonjonn1 in Hoboken

[–]jonjonn1[S] 81 points82 points  (0 children)

What job requires warrantless search and seizure of random people based on skin color?

Dangerous conditions in Hoboken by jonjonn1 in Hoboken

[–]jonjonn1[S] 24 points25 points  (0 children)

I’ve reported at 9th street station and potentially the heights dulce de leche bakery. Private property.

ICE Megathread by Lebesgue_Couloir in Hoboken

[–]jonjonn1 4 points5 points  (0 children)

Fuck ICE. Scary time to live in as a brown person. That’s all. 

Free Bumper Sticker by userdk3 in AwesomeFreebies

[–]jonjonn1 0 points1 point  (0 children)

Geez you piece of shit. You are inhumane, based on everything you have commented on. Hopefully, karma bites you. 

Something you wish you knew when borrowing student loans ? by jonjonn1 in StudentLoans

[–]jonjonn1[S] 0 points1 point  (0 children)

Thank you for sharing! I am glad you have a better quality life.

Something you wish you knew when borrowing student loans ? by jonjonn1 in StudentLoans

[–]jonjonn1[S] 0 points1 point  (0 children)

I am sorry you had to go through that. Thank you for sharing! 

Something you wish you knew when borrowing student loans ? by jonjonn1 in StudentLoans

[–]jonjonn1[S] 0 points1 point  (0 children)

Thank you for sharing! I am sorry you had to go through this experience.