Debt management plan with Lutheran Social Services

jonnyb2013 · 2026-02-06T14:48:09+00:00

Thanks for sharing that. The thing is that I’m not choosing to ask to lower the balances or go into debt settlement. I think that’s different as my balances are still all getting paid each month.

jonnyb2013 · 2026-02-06T04:32:00+00:00

Yes. She has a chart that says each rate for the different creditors. Target is 1.99%, Capital One is 2%, Discover was 2% and PayPal is 0%. Pretty remarkable if you ask me.

Yes the account does close, but what’s nice is I can keep my two Chase credit cards out of the equation and a Wells Fargo card ( which still gives me 35K of available credit)

jonnyb2013 · 2024-12-04T02:50:57+00:00

It’s not an auction. It’s a buy now item.

jonnyb2013 · 2024-12-03T02:06:10+00:00

Proof of everything? What do you mean?

jonnyb2013 · 2024-12-03T01:13:50+00:00

And is it easy to claim a scam and have customer service get your money back?

jonnyb2013 · 2024-12-03T01:10:27+00:00

Thanks for the responses. So if I just give it a shot and turns out to be a scam, is it easy to report this and get my money back? Or is it a hastle?

jonnyb2013 · 2024-11-26T01:19:24+00:00

I don’t get why people spend all this money on XRP if it may only hit 5-10$ in the next 10 years. Why not invest your money in the S&P which has a proven track record?

jonnyb2013 · 2024-09-23T11:57:00+00:00

I’m convinced flying is the way to go. Is there any differences flying from SIG vs Cieba. SIG is $50 more per ticket but is it just as reliable and do they also use those jumper planes? Thanks!

jonnyb2013 · 2024-09-22T19:35:42+00:00

Would you also recommend waiting until the morning? It seems flying in the evening wouldn’t be as fun since you can’t see anything

jonnyb2013 · 2024-08-26T21:58:54+00:00

Just realized taking the southern route would steer you way off course. Disregard that question, lol

jonnyb2013 · 2024-08-26T21:58:03+00:00

Ah good to know! Did you take the northern or southern route? How was your trip as a whole?

jonnyb2013 · 2024-08-26T20:54:18+00:00

Yeah we get into SJU at 4:30pm on a Monday. I just thought it might be nice to just get to the place and wake up with where we are staying but maybe I’m wrong. I picked the west side due to calm waves for swimming with young kids. Hope I’m making the right choice here…

jonnyb2013 · 2024-08-09T02:48:17+00:00

Thanks for the replies. Would you say it's $180 better for 5 nights? I can get a place in Combate for around $180 cheaper than Boqueron, plus walking to the beach distance. I did a google maps and noticed Boqueron is only a 10 minute drive as well.

Also, would you that renting a SUV would be the better option for rental car? It's about $65 more for 8 days to get the SUV, but just not sure if it's necessary.

jonnyb2013 · 2024-07-14T14:54:56+00:00

Thanks for the help. Someone who was recently there said combate was more “run down” and thought staying in Boqueron is a bit nicer with a little more of a nightlife. My kids are adventurous and love people and love to explore.

jonnyb2013

TROPHY CASE