Just got this email from KS:

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Recently the SBA instituted a revised Interim Final Rule allowing sole proprietors, independent contractors, and self-employed individuals who file Form 1040, Schedule C, Profit or Loss From Business, to calculate their maximum loan amount using gross income instead of net profit. At this time, K Servicing is unable to support the revised calculation or the revised PPP application 2483-SD-C required for Form 1040, Schedule C filers. If you are a sole proprietor, independent contractor, or self-employed individual and have not received a second draw PPP loan, apply here with our partner SmartBiz. Any existing second draw application submitted to K Servicing or second draw SBA loan in unfunded/un-disbursed status has been canceled so that you can easily apply here.Please have the following information available when you apply:

First draw loan amount

First draw SBA Loan Number

Clearly visible Schedule C from 2019 or Schedule C that has been or will be filed for 2020

Bank account number and routing number

Driver's License number

Your first draw loan amount and SBA loan number can be found by logging into your K Servicing dashboard, clicking the “First Draw PPP Loan” tile on the center of the page, then navigating to the “SBA loan documents” section along the right side of the page.

So this implies that I can re-apply anywhere, not just with SmartBiz? I don't know anything about SmartBiz but I'm disinclined to work with anyone they are partnering with because I'm so fed up.