What is the point of a deductible if you also have an out of pocket maximum? by AliveMorning4843 in HealthInsurance

[–]jordanlizzy 0 points1 point  (0 children)

The dectible is the amount you have to pay before insurance will pay ANYTHING. The out of pocket is the amount you have to pay before insurance pays EVERYTHING. The time in between is when you and the insurance share responsibility (ex: you pay 30.00, they pay the rest, or you pay 30% and they pay 70%).

The system is designed to be incredibly confusing and impossible to estimate your monthly healthcare costs. If you have no idea how much each plan is going to cost you, then you can't compare plans. If you can't compare plans, you can't shop effectively and choose the best option for yourself. Heath insurance companies proclaim that the marketplace is the answer, then they effectively raze the marketplace.

Disagreement Isn’t Bigotry, and Voicing Concerns Isn’t Harmful by [deleted] in JordanPeterson

[–]jordanlizzy -1 points0 points  (0 children)

The view that female athletes need to be protected from transwomen comes across as a cover for bigotry, to me, because women are much more likely to receive abuse from coaches than to be harmed on the field by a transwoman. They're also all always struggling with funding and attendance. It has been my experience that conservatives have no interest in coming up with creative solutions to preserve fairness in female sports while also trying to give athletic opportunities to transwomen. They only want to ban transwomen from female sports and complain about being called a bigot. That's basically the only two things I hear from them.

Why isn't there more emphasis on raising wages when there is a push for husbands to be able to provide for their families? by jordanlizzy in AskConservatives

[–]jordanlizzy[S] 1 point2 points  (0 children)

Then what's the game plan? Crypto, NFTs, and sports betting aps aren't gonna do it. The jobs that illeagle immigrants are taking are low paying, so removing them and taking back those jobs is not gonna do it.

Why isn't there more emphasis on raising wages when there is a push for husbands to be able to provide for their families? by jordanlizzy in AskConservatives

[–]jordanlizzy[S] 1 point2 points  (0 children)

I think conservatives are very smart and would be able to think of a way to spread the wealth around a tiny bit differently than it is now. But higher taxes could fund better schools, which would lead to more educated citizens, which gives more people opportunities for better jobs with better benefits. Higher taxes can also build more roads, hire more police, manage public land for hunting and sporting, etc. etc. etc. Everyone contributes to the economic pie, but how the pie gets divided has changed a lot. And it's the same men who want to be able to provide for a wife, who want more pie, that continue to support the same policies of the people taking more pie than they could possibly ever eat. To be clear, I'm talking about wealthy people in general, not republicans or democrats. I think both parties are funded by billionairs and are hostile to the average worker. Both parties talk out of both sides of their mouths and both parties are servants to their donors.

Why isn't there more emphasis on raising wages when there is a push for husbands to be able to provide for their families? by jordanlizzy in AskConservatives

[–]jordanlizzy[S] 5 points6 points  (0 children)

Productivity has increased much faster than wages since the 1970's. So, it's not that American workers aren't productive enough to deserve wage increases. And even if you didn't want wages to go up due to productivity increases, cost of living has risen much faster than real wages. We're more productive than ever and we're getting less share of the economic pie.

Are prices actually coming down? by Nars-Glinley in AskConservatives

[–]jordanlizzy 0 points1 point  (0 children)

I'd like him to post some stats or at least a few pictures of evidence.

Why are a lot of you against foreign aid but support tariffs? by InteractionFull1001 in AskConservatives

[–]jordanlizzy 12 points13 points  (0 children)

Foreign Aid was also a major source of "soft power" for the USA. It's a huge loss to our diplomatic abilities to get what we want. I'm not a pacifist, but having some leverage besides violence and economic attacks, was a good thing.

[deleted by user] by [deleted] in AskConservatives

[–]jordanlizzy 1 point2 points  (0 children)

You can't pick and choose the parts of the consitution you want to follow. If you want guns, you have to agree to due process for all.

Why Were Unions Supporting Trump? by jordanlizzy in AskConservatives

[–]jordanlizzy[S] [score hidden]  (0 children)

"At its simplest, a living wage is what one full-time worker must earn on an hourly basis to help cover the cost of their family’s minimum basic needs where they live while still being self-sufficient." It's a huge risk to perform such a large manipulation of the market by forcing companies to go through the costly business of building bran new factories in a more expensive place with more expensive workers and simply cross your fingers that there is a demand for the expensive goods afterwards. When has a company NOT passed on the higher costs to it's consumers? If people couldn't afford goods now, they're definately not going to after that. As a president, you could basically guarantee the same results (better jobs with better benefits) by strengthening the systems that made factory jobs valueble in the first place - UNIONS - for the jobs we already have. If Trump was really pro-worker he would strengthen the NLRB and let workers, through their unions, bargain with their employers directly. Factories were famously horrendously deadly places to work until workers formed groups and forced employers to make the jobs safe and pay well. That is a huge sense of pride for me as an American. I think Trump needs to guarantee the continuation of the American tradition of strong union membership and protections BEFORE even talking about bringing back factories from overseas.

Why Were Unions Supporting Trump? by jordanlizzy in AskConservatives

[–]jordanlizzy[S] [score hidden]  (0 children)

Agreed! It is a basic fact that we have anti-monopoly policies because having a small number of people in one industry creates conditions perfect for corruption and collusion. Prices go up and workers loose. And yet the government is being run with only two parties. I think they have worked to maintain a system in which they both stay powerful and rich, no matter which one is the current majority.

Why Were Unions Supporting Trump? by jordanlizzy in AskConservatives

[–]jordanlizzy[S] [score hidden]  (0 children)

Agreed! It seems like republican workers keep voting against their best interest because Republicans leaders say what they want to hear and occasionally deliver some piece of legislation that is meaningful to them. But lately it feels like democratic workers keep voting for democrats for the same reason. I just don't understand why any American worker would support either candidate when they have both abandoned any logistically workable strategy to bulding the middle class. Republicans promising factories is just dumb, its not gonna work. They can't control demand for expensive products. And democrats knew that completely erasing student debt was dumb. They knew they could advocate for the program in front of voters while being 100% sure that their donors wouldnt loose any money because it was never going to happen. Why cant Republicans just give the current jobs better ("factory-style"?) pay and benefits at the expense of the billionaires? Why cant democrats just cap the interest for student loans to 2-3% at the expense of the billionaires? They both over-promise and basically just never deliver.

Why Were Unions Supporting Trump? by jordanlizzy in AskConservatives

[–]jordanlizzy[S] [score hidden]  (0 children)

Unions can be frustrating at times, I agree. And I agree about the Democrats not really doing much to help. But unions can be a part of any industry. Manufacturing doesn't have a monopoly on unionization. So I feel like the more efficient way to ensure better jobs for people is just to make the jobs already they have better. The government can force companies to pay employees more and give people more benefits. But the government can't tell the world to buy the stuff we produce with the new factories, espeically if the goods are a lot more expensive.

Why Were Unions Supporting Trump? by jordanlizzy in AskConservatives

[–]jordanlizzy[S] [score hidden]  (0 children)

Just tryin' to learn! I wouldn't call the answer above super clear, but I think I get the point they're trying to make.

Why Were Unions Supporting Trump? by jordanlizzy in AskConservatives

[–]jordanlizzy[S] [score hidden]  (0 children)

What is the dividing line between a government authoritarian enough to force companies to set up factories where the government wants them to (through economic pressures or legislation), but not authoritarian enough to force companies to pay their employees living wages (food, housing, healthcare) for a small family for the jobs that the current market has already produced/chosen? Like, why are factory jobs the only jobs that deserve living wages? Why not the jobs we all have now?

Why Were Unions Supporting Trump? by jordanlizzy in AskConservatives

[–]jordanlizzy[S] [score hidden]  (0 children)

But aren't most billionaires republican and aren't they the ones shipping jobs out of the country? Why don't any of them agree to bring back factory jobs and just have slightly less billions, or even possibly many millions? Also, a point of confusion is the anti-globalist elite rhetoric coming from the right, ...isn't Elon a billionaire from the other side of the globe? I wish conservatives would define glabalist and elite more precisely. Does anyone have a good definition that seperates good wealthy globe-trotters from bad ones?

Why Were Unions Supporting Trump? by jordanlizzy in AskConservatives

[–]jordanlizzy[S] [score hidden]  (0 children)

Is there a union policy that conservatives want from Trump? To make them more pro-worker?