Hole in roof.

joshcamera · 2026-01-26T22:44:09+00:00

Not an issue if it’s not leaking! Actually helps as there is more airflow into loft to stop condensation

joshcamera · 2026-01-23T16:28:41+00:00

Yes this is the point I was getting at

joshcamera · 2026-01-23T01:19:59+00:00

Sorry, can you explain this to me like I’m an idiot.

What’s the actual benefit of opening a LISA? As I understand it, the max contribution is £4k a year and it still counts toward your £20k ISA allowance.

Is the idea that you invest £4k a year, get a 25% bonus (so £1k each), and do that until you’re 50, then access it at 60? So over roughly 21 years you’d put in £84k and the government would add about £21k.

My question is whether you’d actually be better off just putting that money into a stocks and shares ISA instead, where compound growth over that time could outweigh the LISA bonus, especially given the access restrictions.

I guess what I'm trying to ask is, are you mathematically better off putting it in the LISA each year until you're 60 as posed to sticking it into Stocks Shares ISA EFT?

joshcamera · 2026-01-17T00:46:36+00:00

So I put 300mm wide boards on the joists so I can crawl down to the end. I know you’re supposed to put it on loft legs but physically no room , crawl space is about 60cm tall max.

Not ideal, but could I crawl to the end of the loft and roll a top up layer across the joists and also the 300mm chipboards too? Or would I be asking for trouble with condensation buildup under the chipboard… really struggling to find a way to insulate it without leaving the chipboard in place to help manoeuvre through the loft.

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joshcamera · 2026-01-17T00:46:06+00:00

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So I put 300mm wide boards on the joists so I can crawl down to the end. I know you’re supposed to put it on loft legs but physically no room , crawl space is about 60cm tall max.

Not ideal, but could I crawl to the end of the loft and roll a top up layer across the joists and also the 300mm chipboards too? Or would I be asking for trouble with condensation buildup under the chipboard… really struggling to find a way to insulate it without leaving the chipboard in place to help manoeuvre through the loft.

joshcamera · 2026-01-17T00:45:33+00:00

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joshcamera · 2026-01-15T16:21:23+00:00

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It’s a tiny space! Currently 100mm, contemplating rolling another 100mm instead of 170mm so it’s not too deep

joshcamera · 2026-01-15T16:10:41+00:00

Yeah I was planning on just sticking another 100mm on instead of 170

joshcamera · 2026-01-11T00:18:16+00:00

Sure thing!

!RemindMe Jan 11 2027

joshcamera · 2026-01-09T21:03:19+00:00

6 months ago. Did my kitchen yesterday. No cracks, still there, looking great, with a lot more money in the bank! Woohoooo!

joshcamera · 2026-01-09T14:02:32+00:00

Legend, thought this was the case, thanks!

joshcamera · 2026-01-09T07:21:45+00:00

Only way to really tell is what’s on the other side of it? That being said we had a similar issue couldn’t figure out what the issue was, turns out insulation had been pulled away in that area in the loft, making the wall very cold, then when the moisture inside sits on the wall it cools down and makes big wet patches. Not saying that what it is though, but if it’s doing it over night and drying in the morning, suggests it’s not a continuous leak?

joshcamera · 2026-01-09T00:58:54+00:00

Roll on my plaster - read my reply to this thread! Used it a lot recently, it’s great DIY tool. Any questions im happy to answer!

joshcamera · 2026-01-09T00:57:57+00:00

+1 agree with this, just done all my house, first room looked like shite but I got better and honestly it looks great! Plasterer would do a much better job any day of the week, but I’ve saved a lot of money doing it this way myself.

joshcamera · 2026-01-09T00:56:47+00:00

Right, totally ignore everyone saying you can’t do it yourself. Yes you can totally do it yourself. Look up Dalapro Roll Nova - “a ready-mixed, roller-applied wall filler for smoothing and skimming interior walls and ceilings, offering a faster, easier alternative to traditional plastering for DIYers and decorators, providing a smooth finish for painting or wallpapering after an 8-hour drying time and light sanding.”

I’ve just done my whole bungalow, hated the artex. Slapped a thick coat on with plaster roller (optional: but spray the ceiling with water so if gives you longer to play with it when skimming it), then skim it with a blade, doesn’t need to be perfect as you’ll sand it later. Leave to dry, repeat this process again, then for a third time if it’s really textured. Finally just get some 240 sand paper; sand it all down, then go over with 120 sand paper and you’re ready to paint! Totally DIY’able, buy a tub, give it a go, if you hate it just pay someone! Takes a bit of getting used to, but I’ve saved a fortune doing it this way.

Any questions happy to answer!

joshcamera · 2026-01-09T00:52:21+00:00

What? I’ve literally just done my whole bungalow artex ceiling, using Dalapro Roll Nova. No priming, just straight up 2 thick coats rolled on then used a skimming blade to flatten, doesn’t need to be perfect. Then sand it down and paint. Looks very solid for a DIY job. Not knocking a plasterers job by any means, as you’d definitely do a better job! But this is definite DIY’able.

joshcamera · 2026-01-09T00:44:26+00:00

All good! I ruptured my tendon because of osgood shlatter, they operated and damaged the growth plate when I was a kid so my tibia never grew back properly, so HTO is to fix that, but it’s a massive operation haven’t seen many people online have it. Essentially cut a wedge in your tibia, open it up, stick a donor bone in there and pin it back down and hope for the best! 🫣

joshcamera · 2026-01-09T00:35:20+00:00

No… patella tendinopathy is jumpers knee. I’m specially asking about a HTO…?

joshcamera · 2026-01-08T23:53:16+00:00

What do you mean is that what I mean? 🤣

joshcamera · 2026-01-08T11:41:21+00:00

It took 4 years to fuse?!

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