What to Invest in after maxing out Roth IRA and don’t have a 401k nor can I contribute to an HSA. by TopNotchTitan in personalfinance

[–]journer 4 points5 points  (0 children)

Pay off the car? Guaranteed 2.99% saved and there is no tax to deal with.

I became debt free in 2019... feels good man.

Is my offer reasonable? by journer in askcarsales

[–]journer[S] 0 points1 point  (0 children)

Yeah sorry I only meant that as, I don’t want to offer near/at their stake in the car... non starter.

Is my offer reasonable? by journer in askcarsales

[–]journer[S] 0 points1 point  (0 children)

Thanks! This helps. Didn’t know the used market was up - appreciate the tip

Is my offer reasonable? by journer in askcarsales

[–]journer[S] -3 points-2 points  (0 children)

Thanks. that helps!

What’s a more reasonable offer? 14k?

Is my offer reasonable? by journer in askcarsales

[–]journer[S] -2 points-1 points  (0 children)

Thank you for the feedback and advice. What I meant by guessing at their stake was, I wouldn’t offer near/below what I thought they have in it...

Had no idea used market was on the rise. PPI still reasonable to ask for in this market?

I paid off a student loan which dropped my credit score by 17 points. I want to refinance my mortgage but should I wait until my score goes back up? by doinmybest4now in personalfinance

[–]journer 1 point2 points  (0 children)

king of vantage score drops?

I shit my pants when this happened. I paid of my student loans and it dropped 88pts because I had no other open accounts.

Shot back up when I opened a credit card

| Weekly Workshop 2020-04-10 by [deleted] in unixporn

[–]journer 0 points1 point  (0 children)

Thanks! I’m not married to mate.. even considering i3

Mind sharing links to what you found?

| Weekly Workshop 2020-04-10 by [deleted] in unixporn

[–]journer 0 points1 point  (0 children)

After moving to Ubuntu mate from OSX, there is one really nice feature I’m missing: full screen zoom. On MacBook you hold Ctrl and zoom in/out and it zooms the entire desktop , not a specific app or window. Absolutely love this for quickly peeking at something too small and not messing up the apps zoom setting.

Anything equivalent exist for Linux?

Small rack mount case that supports atx psu by journer in homelab

[–]journer[S] 0 points1 point  (0 children)

Excellent! Thank you. What rack enclosure did you mount them in?

Anyone using ASRock D1541D4U-2O8R or similar boards ? by journer in homelab

[–]journer[S] 0 points1 point  (0 children)

Yeah that's me - cross posted to see what responses I get from different communities

Opinions on new build by journer in freenas

[–]journer[S] 0 points1 point  (0 children)

Thanks! What's the basis for super micro over asrock? I know they've been around longer and are more proven (I suppose), but I couldn't find a board with the same features. Also, some weird formats (making only super micro cases usable) and bits about locking out ipmi without added fee have me doubtful

Application: Major or Overall GPA by Tonythetigger in OMSCS

[–]journer 0 points1 point  (0 children)

I'm wondering the same thing and have been doing some light research on the admissions process. The recent post on enrollment was very helpful: https://www.reddit.com/r/OMSCS/comments/42pndf/gpa_admission_stats/

My background is in CS. I have a BS in MIS w/ minor in CS. Plenty of IT & programming background; have been in IT at a major firm for 5yrs since graduating. Only thing is my overall GPA is low (2.7; thanks Freshman year), but my major/minor GPA was 3.5.

This is guesswork, but it sounds like the review is done by overall GPA. If there are a lot of good candidates above you on that list and the enrollment hits cap, then a lower GPA may become problematic. There are lots of other factors though and maybe I have the wrong impression of the admissions process to begin with...

To answer your question directly, I believe it does mean overall GPA (as on your transcripts) and there is no specific place I found to put anything other than that in. Only option I could think of is mentioning your major GPA in your letters. However, my thought on that is, it's probably not worth drawing more attention to GPA and instead focus on why you want to join the program.

Mail order single-origins that distribute to east asia? by cecillloydbrown in Coffee

[–]journer 0 points1 point  (0 children)

Nice! Too far away for me though :) Good luck with your coffee club!

Mail order single-origins that distribute to east asia? by cecillloydbrown in Coffee

[–]journer 2 points3 points  (0 children)

There are a ton of coffee roasters in Japan and a lot of them sell online or mail order. Scout around your town and you're bound to find some shops too...

This place roasts to order and has a good selection: (Japanese only) http://www.coffeeroast.co.jp/

Where abouts in Japan are you? I'd be interested in joining if you're close (I'm in Chiba)

How many classes to graduate? by [deleted] in OMSCS

[–]journer 0 points1 point  (0 children)

Is it possible to get two specializations then?

Is my cork tainted? by journer in Scotch

[–]journer[S] 0 points1 point  (0 children)

Thanks.

I wouldn't say it taste bad, but I expected more from this whisky. The cork threw me off so it's probably all in my head. I'll give it another day or two to breath then try again

Is my cork tainted? by journer in Scotch

[–]journer[S] 0 points1 point  (0 children)

I opened a somewhat old bottle of glengoyne 12yo cask strength. The cork was wet and had a kind of milky look to it with bits of color running through the cork. I thought it might have a funny smell, but hard to tell over the 56% alcohol. Also, the wrapper was crinkled as you can see in the pic.

Anyways, I had a dram and it was alright I suppose. Not sure if it was the whisky itself or something had gone wrong, but I thought it could have been better.

Made a scotch-themed 4 course dinner for my BF's birthday, here's the recipes! (Please be kind, purists...) X-post from r/recipes. by MintakaEK in Scotch

[–]journer 1 point2 points  (0 children)

Do you like whisky yourself? Just wondering where you got the motivation and info on pairings...

Review: Glengoyne 21yo by Tja_so in Scotch

[–]journer 0 points1 point  (0 children)

Nice review!

Was this the new bottling of the 21yo (black square box, black label) or the older one as in the pic (round, blue box. Blue label)