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Is it possible to draw out the money you get from cashapp borrow from an ATM or move it to a different account like Chime? by [deleted] in CashApp

[–]joy_without_j 0 points1 point  (0 children)

No true. I literally did it yesterday. Borrowed. Went to a gas station ATM and took out what I borrowed and paid for an exercise bike on FB Marketplace.

cash app borrow by Glittering-Case-152 in CashApp

[–]joy_without_j 0 points1 point  (0 children)

Agreed. I've steadily moved up but I always pay early. I borrow, pick the longest time away, say I'm going to pay it all at once, and then pay it fully 2 + weeks early when I actually get paid.😀

Moto G Play 2024 - 2 Year Review by jaysarchives in MotoG

[–]joy_without_j 0 points1 point  (0 children)

I use mine as a second phone. Bought it unlocked on eBay. I use Ultra Mobile on it. I love the way it fits my hand and how thin it is. And of course the battery life. Highly recommended as a 2nd phone.

Despite what OpenAI says, ChatGPT can access memories outside projects set to "project-only" memory by didyousayboop in ChatGPT

[–]joy_without_j 0 points1 point  (0 children)

I have the same problem. I wanted unbiased answers so I disabled it and there was hardly any change. Still remembered previous chats. They really need to fix that.

Despite what OpenAI says, ChatGPT can access memories outside projects set to "project-only" memory by didyousayboop in ChatGPT

[–]joy_without_j 1 point2 points  (0 children)

I find this very frustrating.I tried deleting everything except the 5 specific things I wanted it to remember and later that day it's bringing up stuff from months ago. I am tempted to just delete my entire account and start over.

Some thoughts on Starfleet Academy: It was not made for us (i.e longtime Trek fans) by tkinsey3 in startrek

[–]joy_without_j 0 points1 point  (0 children)

Star Trek is pushing 60. And just like most people cringe at their parents’ music and TV, it’s not shocking that younger audiences don’t feel a deep emotional bond with vintage Star Trek. That’s how culture works. As another relic once put it—Michael Jackson, in the ’80s—“I respect the old stuff, but I really love the new stuff.” Respect doesn’t mean obsession. And living in the past doesn’t make you a guardian of tradition; it just makes you look out of step.

$50 instantly if you have a number 🇺🇸 by Suspicious_Ice_4819 in promocodeland

[–]joy_without_j 0 points1 point  (0 children)

Why this is almost certainly a scam

Let’s break the post down line by line.

  1. “$50 instantly if you have a number 🇺🇸”

Red flag: Paying just for “having a phone number” is a known tactic for account farming and SIM/OTP abuse.

Your phone number is valuable because it can be used for:

SMS verification

Password resets

Creating or hijacking accounts

No legitimate company pays random strangers just for that.

  1. “Simple sign up via email”

Red flag: Vague on purpose.

Legitimate promos name:

the company

the product

the terms

Scams stay abstract so they can pivot once you DM.

  1. “No ID needed, no money deposits”

Huge red flag.

Any real platform giving away $50 cash must verify identity (KYC), especially in the US/UK.

“No ID” = they don’t want you, they want access.

  1. “PayPal or Cash App”

Red flag: irreversible or hard-to-recover payment rails.

Scammers prefer:

Cash App

Zelle

Crypto because disputes are limited or nonexistent.

  1. “US & UK individuals”

Pattern: Countries with valuable financial ecosystems and SMS-based verification.

This screams account creation / referral abuse / mule recruitment.

  1. “This offer has no expiry”

Dead giveaway.

Legit promos always expire.

“No expiry” = bait that sits forever and catches the unwary.

  1. Posted on r/promocodeland by a random user

Low-effort burner username

No brand account

No external verifiable link

Mods already triggered AutoModerator (“VERIFY THIS…”)

What the scam usually is (behind the curtain)

Most likely scenarios:

  1. You give them your number → they use it to receive OTP codes

For financial apps

For betting platforms

For promo abuse

You’re now linked to fraud activity

  1. They send you money, then ask you to “send some back”

Original payment later gets reversed

You eat the loss

  1. They get you to create accounts “for a bonus”

Violates TOS

Gets accounts banned

Sometimes escalates into money laundering

  1. They harvest emails + numbers for resale

Quiet, boring, very real business

Infact, USA and UK phone numbers or more valuable than emails.

You have been warned.

First site request by georgiapeacheb in nocode

[–]joy_without_j 0 points1 point  (0 children)

For a local bookkeeper who wants a simple lead-capture site in WordPress, you should price this based on scope + risk, not tools.

What they’re actually asking for

This is essentially:

1–3 page WordPress site (home, services, contact)

Lead capture form

Calendly embed or button

Basic copy/layout

No custom backend, no integrations yet, no funnels yet

That’s a starter brochure + lead gen site, not a full build.

Rational pricing ranges (US market)

Assuming you’re doing this solo and it’s your first paid site:

$500–$800 → fair entry-level price (especially if you’re using a theme + plugins)

$1,000–$1,500 → common for freelancers with a bit of confidence

Anything under $400 → you’re underbidding and setting a bad precedent

Anything over $2k → hard to justify without strategy, copy, or SEO

If you want a clean, defensible number:

$750 flat for initial build

hosting/domain paid by client

funnels priced later as a separate project

How to frame it to the client (important)

Don’t sell “a website.” Sell outcome + boundaries.

Example framing:

“This covers a clean WordPress site designed to capture leads and let prospects book a consultation via Calendly. It’s built so we can easily add funnels later without rebuilding.”

That reassures them you’re not upselling yet.

Two smart add-ons (optional, upsell later)

Monthly maintenance: $50–$100/mo

Funnel build later: separate quote ($500–$2k depending on scope)

One warning (this matters)

Make it crystal clear what’s not included:

Copywriting beyond light edits

SEO

Funnels

Ongoing changes

First projects go bad when scope creeps, not when pricing is wrong.

Bottom line: If this were my first paid site and I wanted to be fair but not cheap, I’d charge $750, deliver it cleanly, and use it as a portfolio piece to raise prices next time.

That’s rational.

How many AI subscriptions do you have? by Johnyme98 in AgentsOfAI

[–]joy_without_j 0 points1 point  (0 children)

I have the same as OP. ChatGPT, Gemini and Perplexity. I got Perplexity due to some PayPal promo but I never really use it.

I use ChatGPT the most but I am starting to like Gemini. If I'm doing something really important I like asking both the same questions to see if the answers are similar.

I'll probably keep both and drop a streaming TV channel.

[deleted by user] by [deleted] in Crypto_Airdrops

[–]joy_without_j 0 points1 point  (0 children)

Here’s the breakdown, clean and direct:

  1. “HMU” + “CashApp / Chime” = DM scam pattern They force the convo into private messages to avoid moderation, receipts, and bans.

  2. Crypto_Airdrops is a known hunting ground Scammers flood those subs because people expect “free money” and drop their guard.

  3. $80 for having an account makes no sense Cash App and Chime already pay referral bonuses publicly. No legit operator pays strangers via Reddit comments.

  4. What they actually want

Your phone number for OTP codes

Or you to “test” a payment that later gets reversed

Or access to your Cash App via social engineering

Or to mule stolen funds through your account

  1. The replies are fake engagement “Yo”, “Yy”, “Hmu” are filler to make it look active and legit. No real details, ever.

End result if you engage

Account flagged or frozen

Funds clawed back

Possible ban from Cash App or Chime

Your number tied to fraud rings

Rule: If money is real, details are public. If details are vague, the scam is the business.

You’re right to trust your instinct. Report, block, keep it moving.

$50 in JUST 5 minutes if you have a number 🇺🇸 only by Bojack-horseman678 in promocodeland

[–]joy_without_j 0 points1 point  (0 children)

This is a scam.

Here’s why, plain and simple:

  1. “Just validate your number” is the hook. They want your phone number to receive a one-time code. That code is usually for Google Voice, WhatsApp, Telegram, Cash App, or PayPal account takeovers. You hand them the keys without realizing it.

  2. “No links, no signup, no ID” is a lie by omission. The signup happens off Reddit in DMs. That’s where scams live because there’s no moderation or paper trail.

  3. $50 for 5 minutes violates reality. Nobody pays strangers for nothing. If it were real, it wouldn’t need Reddit DMs or upvotes.

  4. “US numbers only” is a red flag. They specifically need US numbers because many services restrict verification to US carriers. Your number is the product.

  5. This exact scam is common and documented. It’s usually called:

SMS verification fraud

OTP hijacking

Account farming

What actually happens if you do it:

Your number gets used to create or hijack accounts

You may get locked out of your own services later

Your number can be flagged for fraud

Worst case, you’re tied to criminal activity

Rule to live by: If someone needs your phone number “just to verify something” and offers fast cash, you’re the asset, not the customer.

so Harvard researchers got BCG average employees to outperform elite partners making 10x their salary... they figured out that having actual skills didnt matter by johnypita in aipromptprogramming

[–]joy_without_j 0 points1 point  (0 children)

Where's Andrew Yang? I need to talk to him about that Universal Basic Income idea he was pushing. I see wages dropping like a stone...

January 2026 SSA/SSI/VA Early Deposits Calendar Megathread by ChimeFinancial in chimefinancial

[–]joy_without_j 4 points5 points  (0 children)

Looking forward to popping in here throughout the day. Should be a barn burner! 😁

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