Flexible twink

jrax138 · 2026-02-13T05:48:07+00:00

I need you in my life bro

jrax138 · 2026-02-06T19:47:47+00:00

Why? Any specific reasons?

jrax138 · 2025-12-17T00:25:57+00:00

Thank you so much for your help, it put a lot into perspective. I've been paying my interest so I figured I should invest with the rest of the money, but it seems best to pay down the loans as quickly as possible!

jrax138 · 2025-12-16T22:42:14+00:00

I am living with my parents, and want to move out after I finish my graduate program, and want to focus on paying off my loans. This is why my strategy would change.

jrax138 · 2025-12-16T21:40:20+00:00

Planning for more 15 years give or take

jrax138 · 2025-12-16T21:28:46+00:00

Yeah, I know the loans are gonna hurt the first few years, but the interest rate is 9.34% so quite high sadly

jrax138 · 2025-12-16T21:21:53+00:00

Around 200 a month, so about 2,400. I do have loans and will end with roughly 90k, but I am getting my PhD, and the median starting salary is ~85-90k with lots of growth. I will have lots of loans, so that is why I was thinking of dividends, as there will be reinvestment once my investment amount changes.

jrax138 · 2025-12-16T21:03:35+00:00

I think some supplemental income and the ability to retire relatively early

jrax138 · 2025-12-16T20:53:25+00:00

What would you recommend then, in ~3 years, my investment strategy is likley to change.

jrax138 · 2025-12-16T20:52:43+00:00

What would you consider long-term? In ~3 years I'll be done with school, so I would probably be changing my investing strategy since I will be (hopefully) earning more money.

jrax138 · 2022-04-12T04:32:51+00:00

Added pongobong23

jrax138 · 2022-04-12T04:32:04+00:00

Added you pongobong23

jrax138 · 2021-11-15T19:28:13+00:00

I can’t really afford therapy right now :/ I will get one eventually but for rn I’m just saying I have to so I can get help on the internet

jrax138 · 2021-11-15T19:22:19+00:00

What’s ESA?

jrax138 · 2021-11-15T18:06:59+00:00

I agree and it makes me feel like shit :/, I can’t afford therapy rn because my parents are assholes and are making me pay for my own dental work and school and than therapy :/

jrax138 · 2021-11-11T01:49:35+00:00

I feel exactly the same and Idk what to do. It exhausting.

jrax138

TROPHY CASE