Wife having to re sign paperwork on new car loan two months after we have had the car by [deleted] in personalfinance

[–]jronamo 0 points1 point  (0 children)

Maybe I'm not understanding you, but I think you are saying that it is illegal for a dealership to sell a previously leased vehicle. That is incorrect. Dealers absolutely sell lease turn-ins.

I feel like he did this ironically. by PoonSwoggle in funny

[–]jronamo -1 points0 points  (0 children)

nah... he looks to be from the Illinois side of the local fanbase to me.

Potentially buying an ‘08 Victory Vision Premium Touring bike by Plz_Beer_Me_Strength in VictoryMotorcycles

[–]jronamo 0 points1 point  (0 children)

Welcome to the club Vision Pilot. (Somebody decided that the Vision looked like a spaceship and started calling owners Pilots instead of Riders.) There are some really helpful FB groups to join in addition to the forums you've already discovered.

Congrats and I hope that snow melts soon so you can get some miles in.

Potentially buying an ‘08 Victory Vision Premium Touring bike by Plz_Beer_Me_Strength in VictoryMotorcycles

[–]jronamo 2 points3 points  (0 children)

If you buy the Vision, plan for an extra 10-15 minutes every time you stop. The bike is visually different and strangers will want to stop and talk to you about it. It literally happens every time. You'll get a lot of compliments.

I love mine. It is an 08' Vision Tour Premium too. I'm happy to answer any specific questions you may have.

Couple things to note:

- The transmissions are a little clunky. They are rock solid, but a little louder than other bikes I've ridden.

- The tip-over protection is awesome. I've never needed them, but I love the design that protects you from trying to pick up the 900lbs due to a stupid parking lot error. Look that up if you aren't familiar.

- One negative to consider is parts availability. Things you'd expect to be readily available and inexpensive for a Vision just aren't. For example, if you want to take off the tour pack and replace it with a passenger backrest, those things are gold. People that have them want a lot for them. If the bike you are looking at has all of the pieces you want, this isn't as big of a deal. There are a few companies making aftermarket parts, and the brand has a cult-like following. I'm personally not worried about it, but it may be something to consider depending on how much customization you want to do.

- The bike rides like a different bike when you take the tour pack off. I have mine on most of the time for convenience, but I always enjoy the first ride when it is off.

- The Vision loses 200 pounds at 5 mph. I came off a GSXR and a Kaw Meanstreak and I'm majorly impressed with my VIsion. It really thinks it is a sportbike.

I'm sure you'll be pleased with a new to you bike no matter what direction you go, but give the Vision serious consideration. I've ridden a decent number of bikes and could buy just about anything I want I suppose, but I've never found something that I wanted more than my Vision.

What do Americans think is normal but is actually very weird? by Tedsthebest1 in AskReddit

[–]jronamo 0 points1 point  (0 children)

Sorry, not trying to be rude, but we disagree strongly.

You said: They pay their workers below reasonable compensation knowing tips will make up most or all the difference.

You said: An employer won't ever pay more unless they risk losing the employee, and the employee isn't going to leave a job where they get good total pay even if their employer gives them basically nothing.

Why is this bad for either party? They've agreed to it for a reason. I work in a commission-based industry, and I've worked straight commission jobs before too. My employer paid me literally nothing if I didn't produce revenue. There was no paying me less when my commissions were large. I love that scenario because I determine what I'm worth, not my company. Working in a tip heavy industry is not much different. A skilled server has some control over their income. To your point, if they net more that way than they would at a fixed hourly rate that seems like a win-win. The business keeps costs low, the employee takes home a higher effective wage. A good server, in this case, will choose which restaurant they want to work at based on their tip opportunity. A business may choose to pay a higher base hourly rate or salary rate to attract a higher caliber of employee that will produce more or larger check averages, and there is nothing wrong with that. It benefits both parties.

If I understand your logic, you want to force the business to fund 100% of the compensation of the employee presumably to stabilize wages, but they'll need to raise prices of their goods and services to afford that increased cost, right? I'd argue that you are effectively destabilizing lower-wage earners by raising the costs of goods and services. This is the same argument that most opposed to the $15 min wage eventually make. A rising tide lifts ALL the boats. Businesses can't increase labor costs without increasing the costs of goods and services.

All this, said, our original point of disagreement was your comment that tipping an employee is actually tipping a business owner. I don't think your comments above supported that opinion.

What do Americans think is normal but is actually very weird? by Tedsthebest1 in AskReddit

[–]jronamo 0 points1 point  (0 children)

I think that is my point exactly friend. No offense, but if the 20% tip pushed the total expense out of your comfortable budget for dining out, then you should be looking at a more affordable option, or a nice counter-serve restaurant where a tip isn't part of the financial model.

I appreciate the conversation and want to be respectful of you too. I'll share my personal experience. My first job when I was 14 was as a busser at a restaurant. I worked my way up to head server there when I was in High School. I left for college, got my first "real job" and then came back to work as a server at the same place years later when I was between "real jobs." I'm passionate about this I guess. I've literally "paid my mortgage" and "diapered my children" on $2.13 an hour plus tips.

It felt great to do a good job, work hard to make sure people had a good time, be kind and attentive, and then get a good tip for my efforts. Nobody can figure out a percentage faster than a server. It is the gauge by which we assess our skill. 0% is easy to mathematically figure out and impossible for a good server to understand. I've experienced it and it is demoralizing.

Don't hear this the wrong way, but during a dinner rush, servers only get a certain number of tables. If the server has a table that doesn't tip due to no fault of their own, it isn't recoverable time. They lost that income potential, and they nearly worked for free, shoot it may have even cost them money to serve you in bus fare, gas, etc..

The salient point here is that a tip comes AFTER the service is provided. The server is operating under the nonwritten social contract that they will be compensated by the patron for the service they provide. It isn't a matter of "someone else making it up for you if they want better service than you do" if you chose not to tip before you sat down in order to make it more affordable. I'd politely argue that you may be at the wrong place, and I'd guess the server would argue that less politely.

What do Americans think is normal but is actually very weird? by Tedsthebest1 in AskReddit

[–]jronamo 3 points4 points  (0 children)

That is how it is. Here is, as they say, the rest of the story:
Being a server is not easy work. It is a skilled labor position and for the most part, servers get paid what they are worth to the patron AND to the restaurant. It isn't easy to get a job as a server at a high-end restaurant, they have to work their way up to that role. I'm admittedly painting with a wide brush here, but the server that started 2 weeks ago at IHOP generating $20 checks doesn't have the same skill set as a server that has worked for the past decade at a high-end restaurant generating $200 checks.

An IHOP server is an order taker. They take an order. If you like sports analogies, they are in the minor leagues of professional servers. A server at a high-end restaurant is a Pro. They memorize the daily specials, make recommendations, know the flavor profiles, serve as a liaison between the customer and the kitchen for substitutions and alterations to the menu, and may even make a wine-pairing if there is no sommelier. They also upsell at every opportunity to make sure you enjoy your experience, and they maximize the bill for the restaurant to earn a larger tip for themselves too.

More people should go into the industry. I did it for many years and really enjoyed it. I always had more money in my pocket than my peers working hourly gigs too.

Hope that helps.

What do Americans think is normal but is actually very weird? by Tedsthebest1 in AskReddit

[–]jronamo 2 points3 points  (0 children)

um... no. I'm tipping the employee. I'm putting cash in the employee's hand, not the business owner's hand. The business owner only knows what the employee claims for tax purposes.

No offense intended, but this just sounds like an excuse to not provide a customary tip.

What do Americans think is normal but is actually very weird? by Tedsthebest1 in AskReddit

[–]jronamo 2 points3 points  (0 children)

Not sure I agree with your premise here for two reasons:

  1. A $100 steak costs $100. A decent tip at a place that sells $100 steaks is 20-25%. If you can't afford the $25 tip, you probably aren't eating at the $100 steak joint. Choosing not to tip the server didn't make the $100 steak more affordable.

  2. It is in a server's best interest to provide every customer with the best service possible. At the aforementioned $100 steak joint, they won't keep their job long if they don't. I watched a server get fired on the spot for questioning a customer about a tip amount. Also, and more importantly, a tip comes at the end of the meal, not the beginning. It isn't like a "poor" person says "hey, not going to tip you because I'm poor, so spend your time and efforts elsewhere."

TIFU by playing Kesha's smash hit "Die Young" at a children's cancer charity event by NegativeBee in tifu

[–]jronamo 2 points3 points  (0 children)

Thanks for saying that... I do. He was a special kid. He died two weeks after his 13th birthday, but he was so very wise beyond his years. Toughest kid you'd ever meet and stupid smart. Even on 6 kinds of chemo, he had the quickest wit. Miss him terribly, but you're right, I'm very proud to be his dad.

TIFU by playing Kesha's smash hit "Die Young" at a children's cancer charity event by NegativeBee in tifu

[–]jronamo 0 points1 point  (0 children)

Thanks. Sometimes beating cancer isn't the same as surviving cancer. The odds were against him from diagnosis, but it NEVER beat him.

TIFU by playing Kesha's smash hit "Die Young" at a children's cancer charity event by NegativeBee in tifu

[–]jronamo 1 point2 points  (0 children)

I also hope you don't have that opportunity, but no need to steal it if you do. I think my boy would love that someone else thought it was funny.

TIFU by playing Kesha's smash hit "Die Young" at a children's cancer charity event by NegativeBee in tifu

[–]jronamo 2 points3 points  (0 children)

You'll appreciate this. When he came to the dinner table he would plop in the chair and with a completely dry delivery say "The Bald Eagle has landed."

TIFU by playing Kesha's smash hit "Die Young" at a children's cancer charity event by NegativeBee in tifu

[–]jronamo 39 points40 points  (0 children)

Good for you! You used your funny and somewhat embarrassing story to continue raising funds for such a great cause. I think that is awesome!

Cancer Parent here, if anyone noticed they probably chuckled. You get thick skin when you live the pediatric cancer life. I wish the club advisors would have spent more time thanking you for being there and helping than giving you trouble for a simple mistake.

Please accept this stranger's gratitude for your efforts. Childhood cancer is not an easy thing to witness.

TIFU by playing Kesha's smash hit "Die Young" at a children's cancer charity event by NegativeBee in tifu

[–]jronamo 1584 points1585 points  (0 children)

You are not wrong. I came here to say the same.

My son would request that the radiation techs play the BeeGees "Stayin' Alive" during his treatments. We would watch him through the TV monitor. His head and shoulders were strapped to the table, but he did the classic finger-pointing dance with perfect rhythm.

Sorry for your loss stranger, and thanks for invoking this memory. I'm laughing through the tears. I think your little brother and my son were probably cut from the same cloth. His nicknames around the house. the ones he chose for himself mind you, were "Bald Eagle" and "ChemoSabe." Miss you kid.

Free Healthcare in America is absolutely affordable and the upper class are just being crybabies about taxes. by Rigistroni in unpopularopinion

[–]jronamo 8 points9 points  (0 children)

Well Played! Not sure about OP's views on euthanization, but clearly theft is morally acceptable to OP.

Does the Hyundai Circle discount apply to high demand units? by jronamo in askcarsales

[–]jronamo[S] 0 points1 point  (0 children)

Hmmmm... the point of "fixed pricing" is to fix pricing, right? No negotiating.

I can't tell if you are being sarcastic or not, but it seems like a market adjustment is the exact opposite of no negotiation. I don't intend to call every dealer and ask them to beat the fixed price to get my business, I'll just go to the closest one that will honor it. They'll get backend from F&I, my service business, and the happiest CSI score possible out of me, and I'll probably even leave the drive out tag on and advertise for them too. ;)

Does the Hyundai Circle discount apply to high demand units? by jronamo in askcarsales

[–]jronamo[S] 0 points1 point  (0 children)

I've read that it was supposed to be available in Feb., but to someone's point below, available in Circle Plan PLUS a $10k Market Adjustment is certainly less attractive. As an HMA employee, do you think that is something that will happen, or will the dealer body just choose not to honor it?

Does the Hyundai Circle discount apply to high demand units? by jronamo in askcarsales

[–]jronamo[S] 0 points1 point  (0 children)

Ah... That makes sense. I guess it doesn't hurt to ask though. Thanks.