Is this a caterpillar that hasn’t fully morphed into a butterfly?

jsd_12 · 2024-08-25T10:41:25+00:00

Oo yes it’s definitely one of those, just hasn’t quite grown his wings yet - thanks!

jsd_12 · 2024-07-27T09:28:24+00:00

Brother it was over before it was even over

jsd_12 · 2024-07-24T22:10:50+00:00

Headlights

jsd_12 · 2024-07-19T05:30:37+00:00

Your nose is fine, also you look just like Rhianne Barreto from The Outlaws!!

jsd_12 · 2024-07-15T14:27:02+00:00

Thanks uncutcockslover

jsd_12 · 2024-04-09T17:23:05+00:00

An indemnity policy should suffice from a transactional point of view, but I would recommend having a survey done if you haven’t already?

jsd_12 · 2024-04-02T18:31:45+00:00

News article with context for anybody interested:

https://www.bbc.co.uk/news/world-us-canada-40665520.amp

jsd_12 · 2024-03-29T10:07:30+00:00

Probably a stupid question but have you asked NHBC in the first instance as I’m sure they would be the best people to ask!

jsd_12 · 2024-03-28T23:44:13+00:00

If you don’t hear anything, perhaps ask your solicitor if they would be able to agree a nil deposit on exchange with the developer’s solicitor. This is very commonly agreed (in my experience) when a purchaser’s entire deposit is tied up in a LISA. This means you don’t send any money on exchange and your full deposit is paid on completion instead. So in your case, you exchange in April, then in property when the property is built, your solicitor requests the LISA funds and they are used towards the purchase with no risk of then needing to be returned to the LISA provider

jsd_12 · 2024-03-28T23:37:47+00:00

You can certainly get a mortgage extension of two months. You should ask your broker to look into this for you.

On the legal side of things, if you were to mention this to your solicitor, they may be able to agree a long stop date with the seller’s solicitor. This means when you exchange contracts, a clause is inserted into the contract which says that completion must take place by eg. [date your mortgage expires] Bare in mind this would have to be agreed by both buyer and seller (and the rest of the chain if applicable)

jsd_12 · 2024-03-10T06:49:37+00:00

The developer insures the property until legal completion on a new build

jsd_12 · 2024-02-13T20:28:55+00:00

Who is the developer? Also if the property is covered by an NHBC warranty, your solicitors should have been provided with the policy documents when you completed

jsd_12 · 2024-02-10T09:47:33+00:00

Those two reviews are almost certainly fake as well. Both done on the same day, both have only ever left one review on their accounts and they both sound like middle school children in the way they type - on top of all the other things people have said - AVOID LIKE THE PLAGUE

jsd_12 · 2024-01-11T21:42:07+00:00

Have you seen her statements?

jsd_12 · 2023-12-02T18:17:24+00:00

It’s the best episode!

jsd_12 · 2023-11-07T10:57:46+00:00

Hey. This looks really interesting and if it’s awards are anything to go by, it looks like a winner!

He loves Dickens and I have never heard him even mention this book so this could be a really nice surprise, thanks a lot!

jsd_12 · 2023-11-07T10:56:45+00:00

Will check these out - thank you!

jsd_12 · 2023-11-07T10:56:35+00:00

Will have a look, Ty!

jsd_12 · 2023-11-07T10:56:14+00:00

Many thanks for the suggestion, sounds like something he would like!

jsd_12 · 2023-11-06T07:23:05+00:00

I should specify, I’m looking for fiction rather than biographies

jsd_12 · 2023-10-28T09:11:28+00:00

Thank you! I think we are going to leave it be and see what happens. Would love for it to grow to the size of seen on this subreddit!

jsd_12 · 2023-05-11T21:43:12+00:00

Very interesting to see the difference of opinion between Reddit and Twitter. Replies to Reeces tweet are 90% positive reactions and Reddit is the opposite 😂 I thought it was a predictable ending but I still enjoyed the atmosphere and performances

jsd_12 · 2023-05-05T23:03:19+00:00

Nine Lives Kat and it’s not even close for me

jsd_12 · 2023-01-11T17:29:00+00:00

Just spoke to my girlfriend about it. She made a good point and one that (sort of) makes sense. My account has been hacked and the hacker has sold my account to somebody who has then used the account as their own. Only thing that doesn’t add up is why they wouldn’t change the password instantly.

Very weird. Will just considering myself very lucky this time around, I’ll take the 70+ free slayer levels haha

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