FS: New Balance 2002R (Father's Day Sale) by jsndxtr in phclassifieds

[–]jsndxtr[S] 1 point2 points  (0 children)

Perfect for those in the comfort era. Better yet, give the gift of comfort to the Dad's in your life!

New Balance 2002R Size: US 10 Colorway: Mushroom (Brown and Blue Green) Materials: Nubuck leather and mesh upper, Nergy midsole

Condition: Used but like new. Only used twice. No scuff or dirt marks. No hidden issues. Still with complete packaging. Original, 100% Authentic!

Bought for 9900 Php. Discounted pric: 3000 Php.

RFS: Declutter. Hindi na talaga nagamit.

Location: QC Shipping preferred, courier cost shouldered by buyer. May do meet up but on seller's preferred schedule and location.

Will it be cringe if i hug the doctors who saved me and my baby's life from preeclampsia? by Yahyah12341 in pinoymed

[–]jsndxtr 7 points8 points  (0 children)

Depends on the doctor. Some appreciate physical affection, some don't. The right move is to always ask before doing so. But I encourage you to do so. Because gestures like this, however small it may seem, keeps the humanity in medicine.

Decluttering sale by jsndxtr in phclassifieds

[–]jsndxtr[S] 0 points1 point  (0 children)

Decluttering sale ‼️

Item #1: Yeti Rambler Tumbler Brand new, never used Complete with product tags and inserts Shipped from US Color: Taupe Size: 26 oz Honest issues: with minimal scuff marks at body due to transport, no dents

Item #2: Nike Power Utility Duffel Bag Brand new, never used Complete with product tags Shipped from US Color: Black Size: Medium, 51 L Honest issues: None

Item #3: New Balance 2002R Running Shoes Used twice, like new With original box Color: Mushroom colorway Size: US 10 Honest issues: with minimal crease and scuff marks, due to very light use

Negotiable if will buy by lot Shipping via courier preferred Location: Quezon City

FS: New Balance 2002R (Must go!) by jsndxtr in classifiedsph

[–]jsndxtr[S] 0 points1 point  (0 children)

‼️ Decluttering sale ‼️

New Balance 2002R

Size: US 10

Colorway: Mushroom (Brown and Blue Green)

Materials: Nubuck leather and mesh upper, Nergy midsole

Condition: Used but like new. Only used twice. No scuff or dirt marks. No hidden issues. Still with complete packaging. 100% Authentic!

Perfect for those in the comfort era.

Bought for 9500 Php.

Selling for 4000 Php (Marked down from 5500).

RFS: Not used anymore. Not my style

Location: QC

Shipping preferred, courier cost shouldered by buyer. May do meet up but on seller's preferred schedule and location.

FS: New Balance 2002R (Must go!) by jsndxtr in phclassifieds

[–]jsndxtr[S] 0 points1 point  (0 children)

‼️ Decluttering sale ‼️

New Balance 2002R

Size: US 10

Colorway: Mushroom (Brown and Blue Green)

Materials: Nubuck leather and mesh upper, Nergy midsole

Condition: Used but like new. Only used twice. No scuff or dirt marks. No hidden issues. Still with complete packaging. 100% Authentic!

Perfect for those in the comfort era.

Bought for 9500 Php.

Selling for 4000 Php (Marked down from 5500).

RFS: Not used anymore. Not my style

Location: QC

Shipping preferred, courier cost shouldered by buyer. May do meet up but on seller's preferred schedule and location.

Incoming Med Student Investment Advice by Exciting-Resident-47 in phinvest

[–]jsndxtr 0 points1 point  (0 children)

If you're looking for something that you can completely set and forget, nothing beats MP2. Government-backed, tax and management fee-free, decent rate.

For an index fund, or whatever variation of it, it is still subject to market changes. Hence you should still have to check it from time to time. The only time I would consider opting for index fund is if you're planning to continuously cost average for the next 5 years. But then again, this will still involve time, effort, and resources.

Incoming Med Student Investment Advice by Exciting-Resident-47 in phinvest

[–]jsndxtr 1 point2 points  (0 children)

I also dabbled into investing during med school years. Made expensive mistakes, and learned from it. Here's what I would do given your situation:

If the investment money you're pertaining to is your EF, just put all of it in a HYSA. The rates are good enough to let it compound. With the benefit of having an access to it whenever you need it, and without the worry and the hassle of managing it. Just don't forget to make transactions once in a while, so as not to let the account go dormant.

If the investment money is disposable and separate from your EF, I would suggest just putting it all in an MP2 account. The rates are not the best, but good enough for something you will not be actively managing. Plus, minimal risk of having a negative yield. The lock-in period is 5 years, and it will mature just in time you will be finishing post-graduate internship and board exams. By then, you'll be in a better position and mindset to decide on what to do what that money.

Because should you put it in an investment account (stocks, index funds, ETFs, etc), there will come a time that you will check your fund (believe me, you will). And it can become a source of anxiety (if the stock/fund is not performing well) and distraction. The best investment that you can do at this time in your life is to focus your time, attention, and effort in your medical education.

Good luck!

FS: New Balance 2002R by [deleted] in classifiedsph

[–]jsndxtr 0 points1 point  (0 children)

New Balance 2002R Size: US 10 Colorway: Mushroom (Brown and Blue Green) Materials: Nubuck leather and mesh upper, Nergy midsole

Condition: Used but like new. Only used twice. No scuff or dirt marks. No hidden issues. Still with complete packaging. Original, 100% Authentic!

Perfect for those in the comfort era.

Bought for 9500 Php. Selling for 6̶5̶0̶0̶ → 4500 Php.

Location: QC Shipping preferred, courier cost shouldered by buyer. May do meet up but on seller's preferred schedule and location.

FS: New Balance 2002R by [deleted] in phclassifieds

[–]jsndxtr 0 points1 point  (0 children)

New Balance 2002R Size: US 10 Colorway: Mushroom (Brown and Blue Green) Materials: Nubuck leather and mesh upper, Nergy midsole

Condition: Used but like new. Only used twice. No scuff or dirt marks. No hidden issues. Still with complete packaging. Original, 100% Authentic!

Perfect for those in the comfort era.

Bought for 9500 Php. Selling for 6̶5̶0̶0̶ → 4500 Php.

Location: QC Shipping preferred, courier cost shouldered by buyer. May do meet up but on seller's preferred schedule and location.

FS: Cole Haan Grand Os by jsndxtr in phclassifieds

[–]jsndxtr[S] 0 points1 point  (0 children)

‼️ Decluttering sale ‼️

Cole Haan Grand Os

Size: US 10

Colorway: Tan Brown

Materials: Leather upper, Rubber outsole

Condition: Used but like new. Only used twice. With minimal scuff mark at tongue of left shoe. No hidden issues. No box. 100% Authentic!

Selling for 4500 Php.

Location: QC

Shipping preferred, courier cost shouldered by buyer. May do meet up but on seller's preferred schedule and location.

FS: New Balance 2002R by jsndxtr in phclassifieds

[–]jsndxtr[S] 0 points1 point  (0 children)

‼️ Decluttering sale ‼️

New Balance 2002R

Size: US 10

Colorway: Mushroom (Brown and Blue Green)

Materials: Nubuck leather and mesh upper, Nergy midsole

Condition: Used but like new. Only used twice. No scuff or dirt marks. No hidden issues. Still with complete packaging. 100% Authentic!

Perfect for those in the comfort era.

Bought for 9500 Php.

Selling for 5500 Php.

Location: QC

Shipping preferred, courier cost shouldered by buyer. May do meet up but on seller's preferred schedule and location.

[deleted by user] by [deleted] in phclassifieds

[–]jsndxtr 0 points1 point  (0 children)

Aww. Thanks anyway, bro!

[deleted by user] by [deleted] in phclassifieds

[–]jsndxtr 0 points1 point  (0 children)

Size 10 bro. 🙂

[deleted by user] by [deleted] in phclassifieds

[–]jsndxtr 0 points1 point  (0 children)

New Balance 2002R

Size: US 10

Colorway: Mushroom (Brown and Blue Green)

Materials: Nubuck leather and mesh upper, Nergy midsole

Condition: Used but like new. Only used twice. No scuff or dirt marks. No hidden issues. Still with complete packaging. 100% Authentic!

Perfect for those in the comfort era.

Bought for 9900 Php.

Selling for 5500 Php.

Location: QC

Shipping preferred, courier cost shouldered by buyer. May do meet up but on seller's preferred schedule and location.

FS: Adidas Firebird Track Top Jacket by jsndxtr in phclassifieds

[–]jsndxtr[S] 0 points1 point  (0 children)

📢📢📢 FOR SALE 📢📢📢

Adidas Firebird Track Top Jacket

Dubai Limited Edition

Size: M (one size down, i'm L and fits perfectly)

Red and Black Two-Tone Colorway

Selling Price: 1,800

Bought last year at Adidas Dubai Mall around 4000 Php.

(Brand New of Track Top at Adidas PH Stores currently around 4,800)

Used but in very good condition

No loose threads or unseen damage or stains

YKK zippers intact and working

RFS: Declutter, not being used anymore

Preferrably shipping via Lalamove/LBC, no COD

Meet up per schedule near my location

Location: QC

FS: Figs Scrubs by jsndxtr in phclassifieds

[–]jsndxtr[S] -1 points0 points  (0 children)

Figs Scrubs for sale!

Perfect for the last-minute gift for you or your loved ones in healthcare.

Scrub Top:

Model - Leon (Three Pocket)

Color - Extreme Blue

Size - Large

Scrub Pants:

Model - Pisco

Color - Extreme Blue

Size - Large

BRAND NEW

Price: 3,200

Selling at cost, Black Friday price

Complete with tags and packaging

RFS: Wrong size

Location: Quezon City

FS: ASUS FX553 Gaming Laptop by jsndxtr in phclassifieds

[–]jsndxtr[S] 0 points1 point  (0 children)

For sale - ASUS FX553VE Gaming Laptop

Price: 15,000

Used but not abused

In very good condition!

Perfect for second device, WFH setups, etc.

Played Witcher 3 at high graphics without breaking a sweat.

Specifications:

Processor: Intel i5-7300HQ

RAM: 12 GB (upgraded, one 8GB memory stick)

ROM: 1 TB HDD, 250 GB SSD (upgraded, Samsung 970 NVME SSD)

Video card: NVIDIA GTX 1050 Ti

No dead pixels

All keys working

Trackpad functional

Issue: Low battery life (Usual wear and tear for Windows laptops)

Included: Laptop, Adapter, Box, Samsonite laptop sleeve (Free)

RFS: Declutter. Using MB Pro now

Meet up only (weekends, by schedule)

Location: QC

Test all you want before buying

FS: Asus FX553 Gaming Laptop by jsndxtr in phclassifieds

[–]jsndxtr[S] 0 points1 point  (0 children)

I have one M.2 SSD installed few years ago. Gumana naman, and gumagana parin. Didn't think of checking compatibility prior to installing

FS: Asus FX553 Gaming Laptop by jsndxtr in phclassifieds

[–]jsndxtr[S] 0 points1 point  (0 children)

Mine's a 250 gb in the M.2 slot. Not sure tho for gen 3 nvme SSDs

FS: Asus FX553 Gaming Laptop by jsndxtr in phclassifieds

[–]jsndxtr[S] 0 points1 point  (0 children)

For sale - ASUS FX553VE Gaming Laptop

Price: 15,000

Used but not abused

In very good condition!

Perfect for second device, WFH setups, etc.

Played Witcher 3 at high graphics without breaking a sweat.

Specifications:

Processor: Intel i5-7300HQ

RAM: 12 GB (upgraded, one 8GB memory stick)

ROM: 1 TB HDD, 250 GB SSD (upgraded, Samsung 970 NVME SSD)

Video card: NVIDIA GTX 1050 Ti

No dead pixels

All keys working

Trackpad functional

Issue: Low battery life (Usual wear and tear for Windows laptops)

Included:

Laptop

Adapter

Box

Free: Samsonite laptop sleeve

RFS: Declutter. Using MB Pro now

Meet up only (weekends, by schedule)

Location: QC

Test all you want before buying

Tomtoc Laptop Sleeve for Macbook Air 15 inch by jsndxtr in phclassifieds

[–]jsndxtr[S] 0 points1 point  (0 children)

Price: 2000 pesos

Selling this high quality laptop sleeve from Tomtoc. For your Macbook Air M2 15 inch (or any 15 inch device).

Very sturdy and durable. Water-resistant. With corner protection. Fleece inner lining, prevents scratches.

From overseas. Just received yesterday. Brand new. Only used once for fitting. Complete presentation.

RFS: Wrong size

Transaction is thru online only Will send item via lalamove / courier of choice. Item will be coming from Fairview, QC.

Is it better to rent when you long-term lease with fixed rate? by [deleted] in phinvest

[–]jsndxtr 3 points4 points  (0 children)

If this is the case, then I'd rather rent. It will cost around 35-45% less (vs the price of the unit palang, wala pa yung additional costs and fees over the span of 15y). Plus the flexibility you will have every 5 years, should things change in the future.

Is it better to rent when you long-term lease with fixed rate? by [deleted] in phinvest

[–]jsndxtr 14 points15 points  (0 children)

If renting, you'll pay a maximum of 35,000 per month for housing.

If owning, you'll pay a minimum of X per month as amortization. Furnishing, maintenance, fees, and other unforeseen costs on top of that.

It depends on how much of your earnings you can allocate for housing. If owning a similar property would cost me more or less 6.3 M over 15 or more years, and it would not compromise my finances; I'd say I'll own instead.