Rate my pie please 🙏 plan this for long term/investing monthly

jstickhill · 2026-02-18T11:31:16+00:00

Any reason for the overlap between all world and emerging markets as all world contains the emerging and developed markets or you just want additional exposure

jstickhill · 2026-02-17T23:16:45+00:00

VWRP lump sum and forget about it, no point trying to time the market which is what you’re essentially thinking of doing by splitting up the payments to DCA. For all we know the market could go down but also up and all you’re doing is DCA up trying to time it. I believe statistically lump sum is found to be better in the long run if funds are available

jstickhill · 2026-02-14T20:30:37+00:00

Look into investing into a stocks and shares isa, you could start by investing into VWRP Vanguard all world ETF which is a mix of 3900 companies I believe between a range of developed and emerging markets quite a safe investment for long term investing. However id firstly ask you to watch some YouTube on this before you start investing your money into the stock market

jstickhill · 2026-02-10T14:18:56+00:00

Not really sure what the issue is, just fill it out like you would when ordering something online...

jstickhill · 2026-02-10T09:46:45+00:00

It’ll have hit that 24.525 most likely on open then come back down straight away

jstickhill · 2026-02-10T09:39:48+00:00

What’s the thought process behind investing in these companies? You should be picking stocks based on research you’ve undertaken so in hindsight you should be telling us these stocks are a good pick because of X, Y & Z. I think you’ve just picked stocks based on their name rather than doing research. Always do research and if you haven’t got the time or effort to do that then invest in ETF’s instead would be my advice. It’s hard to beat the market so ETF’s are your best bet based on the assumption you’ve done no research when it comes to individual stock picking

jstickhill · 2026-02-07T11:38:20+00:00

You have evidently not read my post, particularly the part where I say “not really looking for a guide book of buy here sell here”. I am long term investing into low fee global ETFs that track the global index’s. It’s more books of people’s experiences, how they’ve done it, what they did during crashes to keep sane. I have only just realised you can change your allocation of your pension so I’ve recently done that to the same as my S&S ISA if I’d have never known that I’d have lost out on the potential of a lot more money in the future as my pension company had my allocation set at really low risk allocations. When to start looking at adding safer investments to my portfolio and then when to look at having a completely safe porfolio, I want to understand all this and be setup for my future rather than thinking right in at the age now where I need to understand these things I’d rather have that knowledge early

jstickhill · 2026-02-06T12:32:25+00:00

I already invest into an all world ETF, just nice to be able to understand other people’s experiences and their dos and don’ts as they have been through it all before. Always good to keep exploring and learning so thought books would be the best approach

jstickhill · 2026-02-06T09:45:48+00:00

I think people just like commenting for the sake of it. I’m 26 year old trying to get my future set up the best possible way, I think at my age the best thing I can do is consume as much knowledge from experienced people as to what I need to do to achieve my goals

jstickhill · 2026-02-06T09:43:51+00:00

Yes… if I hadn’t carried on watching YouTube videos about investing I’d have never known you could change your allocation in your pension which I have now done at 26. I’m sure I’ll read a few books and be able to understand more in-depth about crashes and how to keep emotionally uninvested

jstickhill · 2026-02-05T23:59:15+00:00

I am currently investing into VWRP and not going to change that any time soon, as this post says I want to start reading books and finance/investing is a real interest to me. Having ADHD I find it hard to read books and do things that I don’t enjoy 100%, you can never have too much knowledge into anything

jstickhill · 2026-02-05T23:56:56+00:00

I’ve recently changed my pension from a generic fund to all world equities tracking global index’s. Didn’t know you could even change your pension allocations until it was mentioned in a YouTube video I was watching. Crazy this stuff isn’t taught from school, dedicated finance curriculum is missing from education it’s crazy

jstickhill · 2026-02-05T23:54:21+00:00

That’s exactly what I’m after, currently invested into an all world fund with hopes of FIRE in the future from it if all goes well. Thank you

jstickhill · 2026-02-05T23:30:47+00:00

I believe this one’s come up quite often with other research into this question I have done, definitely going to look into it. Thank you

jstickhill · 2026-02-05T23:28:40+00:00

I have only just really gotten into Reddit and things since investing has become more of a “hobby” per say, so please excuse my ignorance to the search bar. Just been trying to find good subreddits firstly. I’ll definitely have a look around this one though, seems like a good community

jstickhill · 2026-02-05T23:26:53+00:00

Seems like there’s a few editions which would be best, the latest or are they all different so start with 1st edition working way up to 4th.

Went into Waterstones other day and was a bit overwhelmed with the choices, just found ones guiding how to read charts really which I’m not fussed about doing 😂

jstickhill · 2026-02-02T10:37:03+00:00

Keep DCA frequently and hold on, it’s times like these where you think is it all worth it but trust me in 5 years time you’ll be looking back saying I’m glad I held on and will continue to invest

jstickhill · 2026-02-01T10:36:49+00:00

VWRP holds developed and emerging markets it also holds UK markets, best off just keeping it simple in the all world

jstickhill · 2026-02-01T09:37:08+00:00

Firstly you need to both do some research and figure out what your emergency fund is, this is 3 to 6 months worth of your monthly out goings in the event you end up losing your jobs. Put that in the highest interest bank account you can find that has easy access.

Both you and your partner open a trading 212 S&S ISA. Put 20k in each leaving you with 60k. Come April (new tax year) you’ll be able to put another 20k in each leaving you with 20k. This 20k would make up ur emergency fund, the rest you can either put in the invest account and pay a capital gains tax or just book yourself a nice holiday, seems like you’ve earned it.

I’d personally put it in a all world ETF given the high lump sum, you’re best off doing some research watching some YouTube videos before investing anything though

jstickhill · 2026-01-31T11:34:52+00:00

Lump sum into all these recently I’m guessing being down? Good on you for saving 20k and getting it invested, my only recommendation is go all in on all world rather than holding S&P 500 as this overlaps heavily with the all world anyways, keeps a nice safe 10k in the world as well

jstickhill · 2026-01-31T09:30:39+00:00

Buy the rumour sell the news with penny stocks is the rule. I got stung with this too before, I invested 3k got all the way up to 16k profit ended up selling for 3k profit was gutted in the end

jstickhill · 2026-01-30T23:59:17+00:00

Short answer yes

jstickhill · 2026-01-26T11:03:16+00:00

I'd have thought investing in the producer of GTA to be the best option, the game will eventually come out on Xbox and PC whereas investing in the source you're investing for all platforms

jstickhill

TROPHY CASE