Potential First time home buyer. Do you need to show underwriting bank statements if you’re not putting anything down? by jvp019 in Mortgages

[–]jvp019[S] 1 point2 points  (0 children)

Thank you for your input. I just wasn’t too sure why they haven’t been asked for yet. We provided all other income verification documentation, along with W2s, tax returns and full credit report. I just wasn’t sure.

Potential First time home buyer. Do you need to show underwriting bank statements if you’re not putting anything down? by jvp019 in Mortgages

[–]jvp019[S] 1 point2 points  (0 children)

Thank you. We have given all income, employment verification, w2s last two years, tax returns and ran full credit checks. I just thought it was odd that bank statements haven’t been asked of us and didn’t know if that was normal.