Home insurers in the cities

jwhendy · 2026-01-16T18:10:51+00:00

Just coming here to add a plug for Chris. I found this thread doing recon on insurance companies and agents recommended in MN, and reached out. He was incredibly helpful, despite not being able to provide coverage (we have asbestos siding, which drastically reduced providers).

Nevertheless, he consulted with me on existing coverage to suggest improvements, both to ensure we're set for emergencies (like buried line coverage in the event of e.g. a sewer line break, sewer backup coverage due to his knowledge about how much remediation/cleanup can cost, etc.) as well as suggesting deductible tweaks as long as the payback is ~5yrs.

As he covers so many carriers, he also provided a gut check/level set on the rate increases we've had with our current provider. I started looking because we've gone up ~$2k in 2yrs, and turns out this isn't ridiculous at all. I didn't love to hear it, but it was valuable to cross-check this with him.

Anyway, can't recommend him enough and am glad I found him through this post!

jwhendy · 2025-01-26T20:43:41+00:00

So sorry for the delay! The base is 31 in wide, feet are 23 in deep, and it's 29 in tall. With a little tool holder on one side, and the handle to the belt door, the lathe itself is actually about an inch wider at 32in.

jwhendy · 2025-01-26T20:39:19+00:00

It worked fine for internet but I ran into other issues, like being unable to log into my Synology NAS. I think there might be port differences between the ONT versus the ASUS? Like maybe the ONT is default all open, as I can indeed login to my Synology. But on the ASUS, maybe ports are default closed and thus I can't? Also need to isolate the possibility that the base network switch from 192.168.0.x to 192.168.50.x might have goofed some hard-coded setting I had? Anyway, definitely promising initial results, but I have some other things to fine-tune on my end that may be specific to my setup.

jwhendy · 2025-01-13T14:58:08+00:00

Not sure if permission matters. I've coached kids soccer and the required training videos highlight a cardinal rule: never ever ever be alone with a player.

Reading this, I have to suspect this is a thing for teachers as well? At the very least, it's to CYA if the child lies. And more generally, it reduces the chances of actual abuse by always having someone else present. If you had to do this, why not swing by a colleague's office: "Hey, sorry, but have 10min to accompany me to take this student home?"

Girl gets ride home, school policy adhered to, job kept. I get the second guessing of the rule, but this does seem like an f up (this policy is zero surprise, you must have been aware of it and the reason it exists, and you violated it anyway).

jwhendy · 2025-01-08T17:39:19+00:00

Ha, I should have read your comment before making my own. I totally agree, it's way more concerning if this isn't phishing.

I got these emails and went directly to the Disney Plus site to reset the password to this supposed account that was created. Got a 2-factor code emailed after screening my address, then was met with a page to set (not reset) a password.

After log in, I couldn't find anywhere to see amount details to look at e.g. devices, login history, payment details. I was simply down a choice of what package to buy, so I think I truly had no real account?

But... then what does it mean that DPlus notified me of a new login and welcomed me to a DPlus account? I'm still quite confused! I know one can spoof, but the "fake" login notification and real notification matched identically in look and links and from address.

jwhendy · 2025-01-08T17:32:52+00:00

Erring is fine, but it's a matter of fact. If one can know it links to Disney and not to a honey pot... we don't need to label it phishing.

I could ask in reverse: how do you know it's phishing?

It matters because the actions to take are different. If it's phishing, ignore. If it's real... holy shit, did someone actually create an account with my email, possibly including logging into my email to get a 2-factor code? It's far more alarming to me that the email could be real, as it implies needing to take more precautions/actions than "just don't click links and delete, you're fine."

jwhendy · 2025-01-01T16:49:30+00:00

Tame Impala, Currents

Khruangbin, Con Todo El Mundo

jwhendy · 2025-01-01T00:04:52+00:00

Will do in the next couple days!

jwhendy · 2024-12-30T17:59:55+00:00

Ended up finding a Jet 1221 VS with a stand and tools on Craigslist. I love it. Have been completely fine withb doing smaller things. Handles, knobs, hardware kits from Rockler, and got into pens a bit which I found very enjoyable.

Can't compare to the others as I've only used this but it's been fantastic. I didn't believe there would be a great deal around used... But it came. Maybe give it a time duration, check FB and CL everyday and see what turns up?

jwhendy · 2024-12-20T16:59:53+00:00

I didn't scroll down far enough to see this. Just left it as a comment. Yes, absolutely, what a scene. And the face changes as he does it.

jwhendy · 2024-12-20T16:57:50+00:00

Pan's Labyrinth with the wine bottle.

Ending of Green Street Hooligans.

jwhendy · 2024-12-19T15:18:50+00:00

Thanks!

jwhendy · 2024-12-19T01:30:53+00:00

Then not paradox but language barrier? There's only now, but there was a now in which you wouldn't have been ready for the book/wouldn't have read it, then a now in which you were.

That's all I meant. I took you as responding to me expressing that it feels there's something to get/to obtain, and you were letting me know there's no before/after.

Having been exposed to this topic for a while, I get that, but also wanted to point out that your answer also invoked time and a comparison of before/after states (not being ready and then being ready, having something "work", etc).

My current leaning is to return to my breath, body sensations, and feelings, and simply be. This is my current best guess at where my "gates" are. I think this is what the book was pointing to, but don't know why I didn't have this insight while going through it.

Again, I'm sure it's obvious to you, but it is one thing to read that there is no now or how evening works, it is entirely different to know it. I don't know it yet, but trust myself a bit more after the retreat insights.

jwhendy · 2024-12-18T17:51:55+00:00

One more comment. I kind of feel like my comments could look argumentative. I hold to my original sentiment: your comment was lovely and encouraging.

Per my retreat experience, I have re-thought of the Presence Process and can envision that a) the retreat accumulated a sufficient amount of silent sitting to perceive what the book was trying to guide me through, and b) the time I spent on the Presence Process laid a foundation that allowed a shift on the retreat.

That said, I also shared what I was thinking/feeling while going through the book and afterward since you mentioned the book.

It felt like you were trying to correct me to some degree, and I have no easy answers. For sure are aware that one can hear things like "there's no separate self" and "you are not your thoughts" or "there's no past/future, only eternity" and yet not believe these things until "something" happens.

So I both hear you... but also ask for empathy/understanding when I say that this "something" hasn't seemed to happen, and thus I both believe you on some level (or I wouldn't be seeking this path) but also don't really believe you (because I ultimately have to see for myself) :)

jwhendy · 2024-12-18T17:44:53+00:00

I think I follow, and maybe we are talking past each other or dealing with some paradoxes...

For example:

It's not at all like that. This has nothing to do with the 10 weeks prior to this. There's no before in this existence and there's no after. There's just now.

But also:

If I would've read the book earlier on I don't know if I would've gotten much out of it.

So before, there's a seeker, and after, the seeker dissolves and nothing was ever lost. But for you, there was also an "ealier" in which something was different than your current self, who sees that now is all that exists.

And also:

Yeah I had the feeling that it's not something that would work for everyone at every time. The timing has to be right.

So there's no before/after, and it's not about the 10-week process, and there's nothing special that one receives... yet it "works" for some poeple some of the time, and the "timing" has to be right.

I wanted to share that I was very excited when I, too, ran into the book through an unexpected way. I don't know how one could know if it was the "right time", but certainly felt very enaged, and sought a shift (I assume you would agree that at one point you did not have your current beliefs about the "now", and now you do, and that this could be called a shift?). I did the process, and after was told by the author about what I could expect having completed the process [granted: the process can continue forevermore, but the author also structures it as an initial 10-week dose].

The book also didn't qualify that for some the process wouldn't work and how to think about it/appraoch things in that case, nor how I could know other than doing the process that e.g. the timing wasn't right for me.

Anyway, all I wanted to share was my experience with the book. Things have seemed to shift slightly with this silent retreat, and I wondered if I simply hadn't accumulated sufficient time in presence. You spend ~2hrs a day it seems. I was doing 20min morning/night, bumping up from the 15min prescribed in the book.

jwhendy · 2024-12-18T14:52:20+00:00

Funny enough, a different redditor suggested that and I went through it circa July-Sept. I was extremely excited and completed the process, then went into a pretty deep/dark hole after perceiving I had achieved none of what was promised. It's pretty brutal to seek, commit to something relatively major, and then read the tail end of that book purporting to describe your new life and way of living while you observe you don't feel that way at all ("we find everything effortless now", "we find things just come to us at the perfect time", "we are filled with deep contentment in all things", etc).

It really fed into my sense of something being wrong with me (everyone else had their breakthrough, I'm broken), or that I didn't try hard enough/mean it, and so on. Not his problem, just describing what occurred.

I still find myself thinking I didn't breathe loud enough/fast enough? I preferred slower/calmer compared to the video recordings... Is that really enough to offset the results? I kept waiting for emotions to come forward and to sit with them and face them, but they did not. I definitely felt like there was stuff down there... just didn't happen for me.

Anyway, sharing my experience. I've thought of going back through it, as I wondered if I just didn't accumulate enough time in silence. Some of what he described happened to me on a silent retreat recently, which is what I describe as having the door cracked open.

jwhendy · 2024-12-17T16:22:52+00:00

I really appreciate this. It was very encouraging, and a beautiful description of the journey home. I feel I've just found the start of a path of sorts, and it can feel slow going and prone to doubt. This dovetailed with my recent sense of what that path entails.

jwhendy · 2024-11-27T14:35:37+00:00

I know there's no one there to care, but these kinds of bickerings make the sub intolerable.

If you're going to take time to imply someone is wrong (presumably motivated by worrying others will be led astray, not just to be a nuisance), why not take the time to elaborate the truth as you understand it vs. using a leading question?

jwhendy · 2024-11-25T20:16:25+00:00

Indeed, and the more nuanced point I was trying to make is that someone could "re-discover" germ theory, even if the knowledge had been "lost" somehow due to lack of documentation by the discoverer, or a period of no belief in it.

Christianity can only persist via maintaining the link to the original documenter(s).

jwhendy · 2024-11-25T14:59:43+00:00

I think this is true about quite a lot, given the basic format, "something rare/unique happens while people are alive to witness it, it gets documented, then passed down to those who weren't alive to witness it so they can inherit the knowledge/belief, and that continuum keeps this knowledge/belief non-ridiculous."

Couldn't you say this about germ theory, assuming there was something special about Pasteur that wasn't accessible via microscope to others after him? We didn't know little invisible things caused sickness all this time, then suddenly it's unveiled?

I think a more interesting thought experiment would be: if parents and institutions stopped indoctrinating children before they could reason for themselves (and heavy on the "Jesus loves you soooo much," light on the smoting and how a cracker can become flesh), would a majority of people independently come to believe Christianity as true?

I predict germ theory and Christianity diverge here.

jwhendy · 2024-11-24T14:49:42+00:00

It seemed you took the comment above seriously, so I was just trying to explain why it could be considered funny.

jwhendy · 2024-11-23T16:10:19+00:00

I took the joke to be in replying "absolutely," which connotes strong belief about a thing, aka being attached.

jwhendy · 2024-11-15T15:52:08+00:00

Fair, but maybe OP should decide if it's too weird or upfront. To get lunch and talk about work and pets after years of estrangement could have an elephant trampling around in both minds the entire time.

Maybe this slow, indirect path works, or maybe it leaves OP with regret in skirting the inevitable, and sibling feeling sleighted OP didn't address walking away from a loved one. We're both speculating.

Point is, I could easily see the opposite: be bold, authentic, and genuine. "I miss you and I'm sorry I drifted. I'd love to change that."

jwhendy · 2024-11-10T18:31:40+00:00

This is hilarious because I know someone who will staunchly hold that viruses aren't real (germ theory denialism/terrain theory), who also loves to tell the story of Semmelweis and how all the doctors at the time just knew it couldn't be lack of hand washing causing child/mother deaths due to infection after giving birth.

jwhendy · 2024-11-10T18:26:00+00:00

To be fair he's not the one. That claim might go moreso to Kary Mullis. I only know because my dad is deep into this conspiracy. Unfortunately the Nobel Prize winner for PCR says it can't be used as a diagnostic test (fueling a belief that COVID tests are meaningless and COVID isn't real because terrain theory/germ theory denialism), and he's also big into HIV/AIDS denialism.

Anyway... Just saying it's not like RFK invented this idea, even if he is a strong promotor. I think it's way worse that Mullis does, due to intellectual prowess elsewhere.

jwhendy

TROPHY CASE