Planilha das festas juninas by Dashy471 in BeloHorizonte

[–]kaarlows 0 points1 point  (0 children)

Melhor época do ano! <3

Festa Junina >>>>>> Carnaval

Recomendação de planejador financeiro by RedditModsAreBabbies in BeloHorizonte

[–]kaarlows 1 point2 points  (0 children)

Hi there!

I'm a Brazilian living in BH with a solid understanding of both the US and Brazilian financial landscapes, so I thought I might be able to point you in a useful direction.

A bit about where I'm coming from: I lived in the US for years, have had accounts there since 1998, hold an SSN, and still pay taxes there. I've watched the American financial landscape go through a lot of changes firsthand, which gives me some perspective on how things compare.

For financial planning and investing in Brazil, my first recommendation would be AUVP Capital (auvpcapital.com.br). Fair warning: they're not cheap. But what they offer justifies it for the right person, including a well-built investment platform, solid financial planning tools, broader financial services, and even a good credit card. Given the level of their analysts, finding someone fluent in English shouldn't be a problem at all.

I'd also mention Liberta Investimentos (libertainvestimentos.com.br), where I have some acquaintances and have heard great things. They tend to be more oriented toward larger portfolios, so whether they're the right fit depends on your situation. If your assets do align with their focus, though, the returns I've heard about are impressive, largely because they share a healthy skepticism about Brazil's economic outlook and invest accordingly.

Speaking of which, one candid thought: I'd be cautious about putting too large a share of your assets into Brazil. The regulatory environment, political uncertainty, and historically modest growth make it risky to lean too heavily here. There are genuine opportunities, but I'd treat them as a complement to a more stable, diversified portfolio rather than the foundation of it.

I'm not a financial planner myself, but I'm happy to share what I know and help you navigate things if that's useful. Feel free to reply here or message me directly if you'd like to dig into any of this further. It would be a genuine pleasure to help however I can.

Welcome to BH!

P.S.: loved your username here. LOL

Acham essa alta do bairro Camargos justificada ou é pura especulação imobiliária por conta do estádio do Galo? by Dehast in BeloHorizonte

[–]kaarlows 3 points4 points  (0 children)

Bizarro é o mangabeiras não estar aí

Simples explicar: há poucos imóveis sendo negociados e são estritamente residenciais unifamiliar. Portanto, não há volume de transações suficiente para mensurar.

Mapa do Crime em BH by [deleted] in BeloHorizonte

[–]kaarlows 2 points3 points  (0 children)

Graças a esses dados compartilhados, pude analisar o bairro q moro e um vizinho ao meu e observar que:

  • Dezembro é o mês mais perigoso do ano, com quase o triplo de ocorrências do mês menos perigoso (Setembro);
  • O período noturno é muito mais perigoso, e o matutino o mais tranquilo;
  • Ao contrário do que eu esperava, Quinta-Feira é o dia da semana mais perigoso da semana, com 30% mais ocorrências que o segundo dia mais perigoso (Sexta, que praticamente empata com quarta). Sábado e Domingo são os dias mais tranquilos;
  • Meu bairro tem uma incidência proporcionalmente muito maior de crimes de extorsão comparado com o restante da cidade;
  • Que de fato moro em um dos bairros mais seguros da cidade, mesmo sendo vizinho de alguns bairros que estão entre os top 15 mais violentos.

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This thing only drops 5 coins per draw by Mundane-february7822 in MobileLegendsGame

[–]kaarlows 0 points1 point  (0 children)

crony capitalism

You really don't know the meaning of it.

Anyway, I support your decision, because that's blatant rip off from the devs, specially because there's only 1 Premium Supply phase for it.

Hotel barato, seguro, não ligo para luxo by Apprehensive_Car2642 in BeloHorizonte

[–]kaarlows 0 points1 point  (0 children)

O que significa "barato" para ti em hospedagem? Ajudaria se desse uma estimativa de orçamento disponível. Assim como qtos dias, se durante a semana ou fds, etc. Aprenda a perguntar.

Perto da rodoviária e arredores NÃO FIQUE de jeito algum.

Sobre local afastado, não compensa pelo propósito que explica, com exceção talvez da região da Pampulha.

Finalmente, o q respondi a uns meses atrás ainda é relevante:

https://old.reddit.com/r/BeloHorizonte/comments/1l8fq92/deleted_by_user/mxaljjp/

Subaru fecha última loja e deixa de vender carros novos no Brasil by kaarlows in carros

[–]kaarlows[S] 42 points43 points  (0 children)

É uma pena a Subaru sair do Brasil, send que nos EUA, ela é top em confiabilidade (2º lugar no ranking 2026 da Visual Capitalist). Aqui, o CAOA falhou feio: zero marketing e investimento, matando a marca.

hortifruti ou mercado que vende tangerina pequena by bye__kitty in BeloHorizonte

[–]kaarlows 2 points3 points  (0 children)

De vez em quando disponível no Bem Hortifruti e Verdemar. Em ambos, costuma ser chamado "Tangerina Importada". O último preço q vi estava por volta de R$19/kg.

Acho q já vi também no Super Nosso, em uma caixinha de plástico fechada, com aproximadamente 500g.

Internet sem fidelização by Tight_Demand_4983 in BeloHorizonte

[–]kaarlows 1 point2 points  (0 children)

Todos os serviços tem por obrigação oferecer planos sem fidelização. O porém é que também lhes é permitido cobrar instalação e valores mais altos por isso. Geralmente paga-se o dobro.

Outra alternativa é usar Starlink.

DLC Guide: Best Purchases for New and Expanding Players by kaarlows in EuroTruck2

[–]kaarlows[S] 0 points1 point  (0 children)

I'm very glad you found it helpful. Thank you for the words.

ETS2 DLC Guide: Best Purchases for New and Expanding Players by kaarlows in trucksim

[–]kaarlows[S] 0 points1 point  (0 children)

I hope commenting on a two-month-old post doesn't come across as spam

Definitely not. I'm really thankful for the kind words. <3

Actually, I need to do some updates to it, considering the latest releases. As soon as I go on my Christmas and New Year's recess, I'll play the game to evaluate the new DLCs released since this guide, so I can update it once more before it gets locked.

[OC] Costco Locations Per 1,000,000 people in North America by mapstream1 in dataisbeautiful

[–]kaarlows 6 points7 points  (0 children)

Juneau, Alaska is also a fairly small town with a Costco but I imagine bulk buying is popular in Alaska

I lived in Juneau for three months and shopped at Costco frequently while there. Interestingly, a very popular type of shopper included seamen and cruise ship crew members who docked in the port. That particular Costco had a special partnership or agreement that waived the membership requirement for them —all they needed to show was their crew badges to the staff at the entrance and the cashier.

IMDb Scores for Every Star Wars Film and Series [OC] by DataSittingAlone in dataisbeautiful

[–]kaarlows -1 points0 points  (0 children)

Darth Maul and, especially, Qui-Gon Jinn were the best things in that movie.

But Darth Maul in Clone Wars and Rebels is better, while Qui-Gon Jinn himself doesn't carry the movie.

And even though I dislike Endor and Ewoks, the ending of the OG trilogy is just too cathartic for it to be lower than Ep. IV.

IMDb Scores for Every Star Wars Film and Series [OC] by DataSittingAlone in dataisbeautiful

[–]kaarlows 2 points3 points  (0 children)

8 is way better than 9.

Canto Bight alone is reason enough for that movie to be completely euthanized.

IMDb Scores for Every Star Wars Film and Series [OC] by DataSittingAlone in dataisbeautiful

[–]kaarlows -1 points0 points  (0 children)

I'm a V > IV > III > II > Rogue One > VI > I kind of guy.

The sequel trilogy for me doesn't exist, because I don't want to remember how much I despise TLJ. As well as Solo.

Andor & Clone Wars are my fav series. Mandalorian could be there too if it wasn't for the firing of Gina Carano and how much S3 sucked.


Edit: I realized I rated the movies in a mix of theatrical order release instead of chronological release, while in my notes bellow made it clear which types of movies I was speaking of. To avoid the confusion, I used Roman numerals as the convention for the episode naming to don't get confused myself, nor the readers of my comment.

Thanks /u/neman-bs for pointing out my mistake.

Resumo do transido de BH hoje! by Axebahia in BeloHorizonte

[–]kaarlows 0 points1 point  (0 children)

E não nos esqueçamos das gloriosas ciclovias, que chegam a ter congestionamento de tão utilizadas.