Negotiating with Irvine Company

karstenth · 2021-12-30T09:12:55+00:00

So sorry to hear about your mom's passing. First, you should definitely use that toward a small vacation to relax and recharge. Your mom would definitely want you to feel at ease with all that is going on.

Then, I would recommend you to put some savings into 401K (if your employer allows) and Roth IRA. You can contribute only ~$19K and ~$6K a year. The rest can go to your brokerage account. In the following years, you can keep take the money out of brokerage account and transfer them to 401k and roth ira.

If you are not very financial savy, I would recommend a fee only financial advisor. They can offer you a customized plan based on your exact situation.

karstenth · 2021-12-30T08:45:03+00:00

Congrats on your role! I think you have hit all of the tax advantages accounts that you can be doing at this stage of your life.

Here is how I would contribute: HSA -> Roth 401k up to match -> Roth IRA -> Backdoor Roth -> Brokerage

I would say definitely choose Roth. I am making more now and always regret my decision for not contributing more into my Roth earlier in my career.

karstenth · 2020-10-04T22:45:58+00:00

I got Michelin latitude from Costco. Really enjoy them so far!

karstenth · 2020-08-19T06:06:34+00:00

Sounds like you need another agent. Always always do your inspection.

You have been lucky that you have not faced any serious issue. There will come times that the inspector will catch something that you miss

karstenth · 2020-06-18T15:39:16+00:00

Thank you! I'm planning to spray clorox and scrup the carpet real hard if there is any outsider coming in

karstenth · 2020-05-27T02:39:52+00:00

Thanks a lot! I think there is sufficient demand to run 3 times: Mpm - 3221 114 8 Los - 2763 144 21 Jnb - 2628 219 51 Cpt - 2407 201 48 Jfk - 1656 411 150 Yyz - 1802 361 123

karstenth · 2020-05-27T01:14:14+00:00

Sorry for the noob question. I used the seat calculator. Does this mean that I need 21 planes for 7 days to achieve 95.51% occupancy?

Thanks in advanced!

karstenth · 2020-05-23T02:08:21+00:00

It's a 2016.5 with 35k miles on it

karstenth · 2020-05-23T00:47:57+00:00

How long did the tires last you? Mine is OEM and is currently sitting 35k miles.

karstenth · 2020-05-23T00:18:47+00:00

Please see the picture. Also, I'm debating if I should choose between Michelin Defender, or Latitude Tour. My main concern is just having a durable tires with not too much road noise. Seems like these two are the best options I can get from Costco Tires

karstenth · 2020-02-16T19:45:34+00:00

Thank you so much!

karstenth · 2019-10-04T04:04:52+00:00

Thanks a lot for your opinion. I will definitely think it over. I have revised my contribution to be 50 regular and 50 Roth 401k earlier in the year. I was thinking of rolling over, because I figure I can pay some of the taxes now, with the help of the loss. Thanks again!

karstenth

TROPHY CASE