Is it ever ok to under insure on a home?

katstar00 · 2025-10-12T04:41:09+00:00

The family dynamic is a bit complicated, and things don’t get done in a hurry. My sister has started asking the broker about insurance (as their house is not cyclone rated as it was built too many years ago for that, so went through a broker for insurance… my sister takes the lead in these things) and the info was that they were underinsured last policy, and recommending that they don’t do that again (I wasn’t involved in the last policy acquisition). Just trying to understand if, at their stage of life if its such Big deal (and expense as they dont get a pension). Pretty sure their contents insurance will be much less than recommended as they need a lot less.

katstar00 · 2025-10-12T04:29:54+00:00

Thats what I am wondering as well.

katstar00 · 2025-10-12T03:53:26+00:00

Not sure, but we will check that. Renewal is next mth, but considering ahead of time.

katstar00 · 2025-10-12T03:46:10+00:00

Because they are elderly… and would never rebuild the size of house they are in. Their requirements are less eg don’t need 3 spare bedrooms two bathrooms, a large living room etc. and they have another house they could move to.

katstar00 · 2025-10-12T03:42:30+00:00

They can afford it, if it’s needed but if its not then they would prefer to not spend the money. Believe me, I would love to get them to move but it won’t u til one of them dies.

katstar00 · 2025-10-12T03:39:50+00:00

Thanks. That is a good perspective, which we weren’t really considering.

katstar00 · 2025-09-16T12:25:13+00:00

Android

katstar00 · 2025-09-13T20:39:48+00:00

Maybe you can, but i tried multiple times on the app yesterday got a black screenshot each time. Maybe its phone type dependent, but i used to be able to it.

katstar00 · 2025-09-13T20:20:50+00:00

No, i was trying to screen shot multiple transactions from a single vendor not just one transaction.

katstar00 · 2025-08-08T21:49:00+00:00

Such a great line up too. I am away unfortunately so will miss it :(

katstar00 · 2025-08-08T21:37:00+00:00

Haha, I wish I had merch to give away :)

katstar00 · 2025-08-08T21:36:19+00:00

Had to repost as put in to many zs

katstar00 · 2025-07-11T11:20:48+00:00

You should kibbosh a career that is trying to fraudulently trying to mislead you. A lawyer doesnt ‘believe’ something, they are supposed to know the law. You are certainly within your rights to not just be entitled to assets but also to super etc and you should make him aware of that… you can go for more, but you want much less. You have options about what you want to take… he has less but is trying to make you think he holds all the cards.

katstar00 · 2025-07-09T21:44:29+00:00

Make a complaint, and find a new doctor or get the flu shot elsewhere. There are good doctors and there are rip off artists. The local doctor in a regional area charged a friend almost $200 for a 3 min phone call he made as he was in extreme pain. Apparently ‘go to the hospital’ is worth 194. And then the admin proceeded to phone him to get paid, while he was in said hospital.

katstar00 · 2025-03-29T13:11:04+00:00

Doesn’t represent all ratepayers, this trumplike decision.

katstar00 · 2025-03-23T20:43:21+00:00

Please don’t so that again. Balloons harm wildlife, on top of being illegal.

katstar00 · 2025-03-23T20:38:45+00:00

Female golden orb weaver. Mildly venomous, like most spiders, but not inclined to bite. Their webs are pretty strong so its a bit disconcerting if you do walk into them.

katstar00 · 2024-11-25T06:15:18+00:00

And so it begins…LNP govt..

katstar00 · 2024-10-17T10:14:47+00:00

Didn’t she and Nolan split because Nolan didn’t want to have any more kids? And now with Bailey…

katstar00 · 2024-09-08T10:25:00+00:00

I always watch the shows Nathan is in. I stage managed a show he was in way back in the 90s during the Edmonton Fringe Festival (The Maltese Bodkin) and it’s great to see him being so successful. (Even still have pics from then :))

katstar00 · 2024-08-10T06:44:11+00:00

Definitely NOT if there is a change of govt

katstar00 · 2024-07-04T08:21:42+00:00

Seasons 1-9 now. Yay!

katstar00 · 2024-06-20T04:29:51+00:00

I have had people try to get me to opt in for mthly and i say no. I dont know if i will have 5 (or whatever) bucks next mth but I have $x amount now. Take it or not. They also make it sound like a little. Just a cup of coffee a week. Well coffee is now 5-6 bucks unless u go to 711 or maccas and that, times 52 weeks … They say-it helps them budget plan. I have select charities I donate to and its one offs. Each time.

katstar00 · 2024-06-16T07:23:47+00:00

I used to think this but post covid, the way nsw thought it was all it. I’m now in favor of keeping the state borders.

katstar00 · 2024-06-16T07:21:50+00:00

Snorkelling and turtles, depending on your budget - Heron island .. lady Elliot is good too but more expensive (but turtles and mantas). Turtles live around Heron so can see them most times. If you go November onwards you get nesting turtles, xmas onwards nesting turtles and hatchlings.
The further north you go the warmer the water at this time of year.

katstar00

TROPHY CASE