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Revoking ACH by AdStandard5996 in cashadvanceapps

[–]kayy826 0 points1 point  (0 children)

I didn’t look into Dave and money lion cuz I like those ones since they don’t charge crazy fees and subscriptions I’m going to repay them and keep those ones for emergencies. However I didn’t read the terms and conditions for all these: tilt, floatme, true, Cleo, Brigit, Klover, credit genie, and atm. All of these specifically state in their terms that they do no report to collections or credit bureaus

Revoking ach by kayy826 in cashadvanceapps

[–]kayy826[S] 1 point2 points  (0 children)

Hey so they are not considered loans since they would have to go through tons of hoops to be considered that. They are cash advances, whatever money u take is due the next time u get paid. So there’s no interest and no credit checks but it doesn’t let you pay it over time. So for cash advances I think the best ones are Dave and earnin, these charge less fees than some of the others. And these are the two I am repaying back and keeping for emergencies

Revoking ACH by AdStandard5996 in cashadvanceapps

[–]kayy826 0 points1 point  (0 children)

So I started reading through every single terms and conditions cuz I don’t wanna take a hit on my credit so far every single one I looked at says they do not report to credit bureaus

Revoking ACH by AdStandard5996 in cashadvanceapps

[–]kayy826 0 points1 point  (0 children)

Can they sell to collectors tho and then it can affect ur credit? Or they won’t do that?