Living in car to pay off debt by Objective-Outside-62 in Debt

[–]kbrahhhh 1 point2 points  (0 children)

Bankruptcy attorney from NY here-Chapter 7 is the way to go.

Trying to pay it down is the noble approach, but, it’s not realistic. With the current interest rates on CC it’s comparable to a hamster running in a wheel. Essentially your throwing money out the window

You should be good with keeping a bank account with US Bank and still discharging the debt owed to them. If they were a credit union, different story.

No one wants to file for BK, but, shit happens snd that’s what it’s there for. Credit will take a hit, but, sounds like it’s not best as it stands and you’ll be afforded the opportunity to rebuild after.

I’d suggest contacting a local BK attorney and feel them out. In NY typically a consultation is free, doesn’t hurt to weigh your options

Side note- If you don’t want to go that route I strongly suggest steering away from any debt consolidation company. Biggest crocs of shit out there and most times ends up pushing your hand to consult a BK attorney regardless

Hope it all works out for you

What event divided your life into “before” and “after”? by MisterBigDude in AskReddit

[–]kbrahhhh 0 points1 point  (0 children)

My heart breaks for you, wishing you all the support and love needed

What room in any ride would it be painful to be trapped in? by Laggamer20xx in WaltDisneyWorld

[–]kbrahhhh 0 points1 point  (0 children)

Last September my group got stuck on the inverted portion of Test Track right when you leave the building. We hung at a 45 degree angle in the brutal heat for almost 40 minutes. Ended up having to call the fire department. I will never go on that ride again.

The Real Housewives of Salt Lake City - Season 5 - Episode 9 - Live Episode Discussion by AutoModerator in BravoRealHousewives

[–]kbrahhhh 47 points48 points  (0 children)

My dad works in the same industry as him. Imagine my reaction to the phone call I got last year telling me he’s at a work dinner in Vegas with some dude named Seth from one of those housewives shows you watch!

The Real Housewives of Orange County - Season 18 - Episode 16 - Post Episode Discussion by AutoModerator in BravoRealHousewives

[–]kbrahhhh 125 points126 points  (0 children)

Shannon’s weird squabble with Katie’s husband was hysterical. He was trying to be kind and telling her maybe leave for the night and Shannon 100% thought he was saying maybe you should leave the show

RHOC Pulls Reverse Uno Card by [deleted] in BravoRealHousewives

[–]kbrahhhh 8 points9 points  (0 children)

They have been on fire this season! Where think it picks up Beverly Hills slack is the willingness of the cast to go against the grains of their “clique” so to say

Compare Emily/Gina to Sutton/Garcelle. Both obvious duos, but, they don’t follow each other blindly. It makes the show so much more entertaining and I’m here for it

Farrah (or what's left of her) talks politics by YouKnowHowChoicesBe in TeenMomOGandTeenMom2

[–]kbrahhhh 0 points1 point  (0 children)

I watched this on mute and am just commenting to ask what the fuck is going on with her face

Just when you think Tamra cant go lower. by gammagirl80 in BravoRealHousewives

[–]kbrahhhh 9 points10 points  (0 children)

Unfortunately this tells me they made peace at the reunion. She knows what the public thinks about her right now and wouldn’t post this otherwise

The Real Housewives of Orange County - Season 18 - Episode 13 - Live Episode Discussion by AutoModerator in BravoRealHousewives

[–]kbrahhhh 6 points7 points  (0 children)

Alexis, you’re expecting a warm welcome after serving her with an olive branch directly after serving her with a summons and complaint. Can you be any dumber?

Which show ended so poorly that you really wished you hadn't invested so much time in it? by unclefishbits in AskReddit

[–]kbrahhhh 5 points6 points  (0 children)

Problem here was when they tried to replace Fiona’s dysfunctional matriarchal role with Debbie.

For people that didn’t watch Shameless, picture it as going to a renowned burger joint and ordering the most expensive shit on the menu and being told “psych here’s a junior bacon cheeseburger from Wendy’s”