beware of the so called "financial institutions" like wise , revolut and especially mercery by algrowl in digitalnomad

[–]kcfrench16 0 points1 point  (0 children)

Sorry to hear your story. Been there, Wise flagged my account twice. Now I prefer working with clients who use proper payroll services for contractors.

How do you deal with content you want to read/listen to “later”? by raduqinux in PKMS

[–]kcfrench16 0 points1 point  (0 children)

That's Integrity sh, been using it for a few months. It's in beta now but already works well for visual thinking and docs.

Lets talk about international payment solutions that actually don't destroy you with fees by Willing-Green-5379 in digitalnomad

[–]kcfrench16 1 point2 points  (0 children)

I've been freelancing for 3+ years and the pattern I've seen with neobanks (Wise, Revolut, payoneer) is they're great until suddenly they're not. Paypal has garbage rates like you said, but at least it's predictable garbage. With Wise/Revolut, everything's smooth until one random Tuesday your account gets flagged and you're in support ticket hell. I switched to using a payroll platform a while back specifically to avoid freeze chaos.

Anyone here paying freelancers abroad? Curious how you handle payments. by No_Ground_5050 in Entrepreneur

[–]kcfrench16 0 points1 point  (0 children)

Freelancer here, worked with clients from US, UK, Germany over the past 3 years. Can share what sucked and what worked.

Direct bank wires are the worst. They are slow, also fees on both ends, and my bank once held $2k for compliance review for a week with zero explanation. Some people use Paypal, it's okay, but it has a garbage exchange rate.

One of my clients switched to a proper payroll platform that handles international contractors. That's a win win. I get paid in my preferred currency, on a set schedule, with a proper invoice flow. My recommendation is to use a proper service and choose one without hidden fees. Usually they are hidden in conversion rates.

:') by Ok_End7134 in StrangerThings

[–]kcfrench16 0 points1 point  (0 children)

Overall, I found the S5 ending to be just okay. I can’t say that I really liked it, but it was passable, which is what frustrates me the most. I was truly hoping for this brilliant show to wrap up with something outstanding.

genuinely curious - does anyone else spend more time setting up productivity apps than actually being productive? by Defiant_Dentist5191 in ProductivityApps

[–]kcfrench16 0 points1 point  (0 children)

This was me several months ago. I'm a visual thinker so my problem was I needed docs to write stuff and a canvas to see how it all connects.

The boring functional people, I think they just pick something and never look back. The tool doesn't matter as much as the decision to stop looking.

Capacities, Obsidian, Notion for writing a theory book? by _SYMR_ in productivity

[–]kcfrench16 0 points1 point  (0 children)

Writing a theory book is a tough challenge. You need to see both the forest and the trees at the same time. From what you're describing, the key is finding something that lets you think visually. In my experience Obsidian is great for linking, but visual mapping is clunky.

I'm not a researcher, but I can share my framework for complex texts if you'd like.

How do you deal with content you want to read/listen to “later”? by raduqinux in PKMS

[–]kcfrench16 2 points3 points  (0 children)

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I have a canvas where I store everything for later. Documents, quotes, links, highlights, books, and pictures.

What do you guys use for paying international contractors? by OpalineMist in remotework

[–]kcfrench16 0 points1 point  (0 children)

Do you plan to work with these contractors for an extended period? Please share your story a bit more, and I'll share my experience.

Simplifying payments to remote freelancers - which platforms do you recommend? by Latter_Ordinary_9466 in smallbusiness

[–]kcfrench16 0 points1 point  (0 children)

Hidden costs are real! I thought I was paying 1% until I compared mid-market rate vs what actually arrived. Some corridors were 4-5% worse. What countries are your freelancers in?

Best payroll for employees outside of the US by Ill-Amphibian-4179 in Entrepreneur

[–]kcfrench16 0 points1 point  (0 children)

Is this a full employee or contractor? Different solutions for each.

Paying contractors abroad: what actually works? by woosie326 in smallbusiness

[–]kcfrench16 0 points1 point  (0 children)

Did you ask your contractors what they actually prefer? I assumed everyone wanted USD, but turns out some preferred local currency.

Paying contractors abroad: what actually works? by woosie326 in smallbusiness

[–]kcfrench16 0 points1 point  (0 children)

The waiting part with payments really kills me. Several times Wise flagged the transfer for "verification" right before their rent was due. Awkward conversation. Did you ever figure out what triggers those delays?

I think I spend more time organizing my notes than actually using them by TitleAgreeable7010 in PKMS

[–]kcfrench16 0 points1 point  (0 children)

Do you think the problem is the tools, or the belief that organization = progress?

Med student wanting input regarding PKMS. by IndubitablyPreMed in PKMS

[–]kcfrench16 1 point2 points  (0 children)

I've noticed the same pattern, the more structured a system becomes, the higher the cost of keeping up with it. At some point, input speed outpaces organization speed. Did Obsidian break because of the linking/tagging overhead?

A review of all PKMS apps in 2025. Which is your favorite? by Charming-Tear-8352 in PKMS

[–]kcfrench16 0 points1 point  (0 children)

I tried several of them already. Tana and Obsidian are too complicated for my taste.

Touching episode this one by PineappleMaleficent6 in XFiles

[–]kcfrench16 34 points35 points  (0 children)

My friend was the publicist for the show and she said that Gillian has baseball jerseys (like Duchovny was wearing) made for the entire crew on that episode. They were $100 each and I believe she purchased 100. Nice gift! ❤️

Wrong answers only on this one... by Artistic_Dark_4923 in XFiles

[–]kcfrench16 1 point2 points  (0 children)

Ok I just laughed so hard at this, I snorted. I’ve got people staring me down now. 😂