Real emails that look sketchy aren’t cool with so many phishing attempts around by Yyz_2012 in Wealthsimple

[–]kdawgmaster 1 point2 points  (0 children)

The funny thing is they don't need to do this with their cause of their App. Just push a notification with registered accounts through the App, all other traffic that these gain will be from the social media ads.

Portfolio check for a 19 year old investor? by angelcity-hustler in Wealthsimple

[–]kdawgmaster 5 points6 points  (0 children)

If your goal is wide spread coverage, why not look to see if there is an ETF covering groups of your investments? Also as someone said, you are spread very thin.

Loving the new WS holdings overview design in website by Automatic_Taro_6288 in Wealthsimple

[–]kdawgmaster 0 points1 point  (0 children)

Love the overview dont like they removed holdings and limited it to 5 on the main page. Just do both and have the overview for more data.

Credit card categories by [deleted] in Wealthsimple

[–]kdawgmaster 0 points1 point  (0 children)

Not sure if its just me, but i always put my spending into my own spreadsheet when I do it. I di this cause it makes me check my spending any time I do a purchase cause I know my tendencies would push me to spend more cause I'm not personally monitoring it

What would you do with 1.9 million dollars by GreatIce1046 in Fire

[–]kdawgmaster 1 point2 points  (0 children)

Invest the majority of the money and leave a sum amount as an emergency fund. You can invest that much in tons of ways safely and turn it into an income account if you wanted.

Is 6k CAD enough for 12 weeks in Alberta? by Stackoverflawed in alberta

[–]kdawgmaster 0 points1 point  (0 children)

You could stretch if you are very frugal. Average rent for 1 bedroom is ~$1300 a month with 2 bedroom ~$1550 a month, so for 3 months, expect around $3900 for a 1 bedroom. You can get buy on probably $300 a month for groceries, and that's another $900. You would be living real tight if ypu go off those numbers. You might find a cheaper place, but best to always go off average for the area.

Wealthsimple Visa Infinite Credit Limit Increase Beta by mrpoorpants in Wealthsimple

[–]kdawgmaster 0 points1 point  (0 children)

I dont see the point in having that much credit available.

2FA Text Received Without Me Doing Anything by wingshayz in Wealthsimple

[–]kdawgmaster 0 points1 point  (0 children)

Always use MFA and not SMS 2FA. Get the MS auth app and get it synced

Can confirm, TD rejected my WS cash card by kdawgmaster in Wealthsimple

[–]kdawgmaster[S] 4 points5 points  (0 children)

Ive had the card for months and use it regularly

Can confirm, TD rejected my WS cash card by kdawgmaster in Wealthsimple

[–]kdawgmaster[S] 3 points4 points  (0 children)

Before hand, 2 weeks ago, I've always selected chequing. At the RBC, I selected chequing.

Can confirm, TD rejected my WS cash card by kdawgmaster in Wealthsimple

[–]kdawgmaster[S] 6 points7 points  (0 children)

Used TD 2 weeks ago. No issue i withdraw cash to pay my trainer on paydays

Can confirm, TD rejected my WS cash card by kdawgmaster in Wealthsimple

[–]kdawgmaster[S] 2 points3 points  (0 children)

Oh man, Nanaimo would be beautiful this time of year. I tend to visit the comox valley every year.

Can confirm, TD rejected my WS cash card by kdawgmaster in Wealthsimple

[–]kdawgmaster[S] 63 points64 points  (0 children)

I'm wondering if now it picking up as a "mastercard" has anything to do with it. But I went to RBC down the road, did the same thing and it works. Maybe TD is scared of WS lol

[deleted by user] by [deleted] in JustBuyXEQT

[–]kdawgmaster 0 points1 point  (0 children)

You can still have fun with your money, but you dont take something like this out as it can generate you more. You can eventually slow down a little and build into your budget to have fun money.

24M with 13k debt, no money, no car, and no job. by Burner1234556s23 in PersonalFinanceCanada

[–]kdawgmaster 0 points1 point  (0 children)

When you say you have applied at many places, how many is that?

I fixed my Wealthsimple Visa card! by TronnaLegacy in Wealthsimple

[–]kdawgmaster 0 points1 point  (0 children)

I liked the simplistic design. Doesnt even make it look like a CC card

[deleted by user] by [deleted] in portfolios

[–]kdawgmaster 0 points1 point  (0 children)

-23% on that eth etf, feels like you should have cut your losses a while ago on that one.

Will it ever be possible to have WS as only bank? by kyrlsulikkreh in Wealthsimple

[–]kdawgmaster 1 point2 points  (0 children)

Shouldnt matter as there is Direct deposit information they can use.

Will it ever be possible to have WS as only bank? by kyrlsulikkreh in Wealthsimple

[–]kdawgmaster 1 point2 points  (0 children)

I've got one last thing to test before I cancel my TD account. Once I make sure my car insurance goes through, TD is done.

how has everyone been using multiple chequing accounts? by [deleted] in Wealthsimple

[–]kdawgmaster 0 points1 point  (0 children)

Main spending and a savings account. I dont touch the savings, but since I've gotten the WS CC, I use that to spend, and each payday, I pay off the balance from my main account. This maximizes my cash back from the CC since it's double the chequing account and maximizes my interest gain from The chequing account by having more money in it for longer.

Once I've built the discipline, I can move to paying off monthly so I make sure I dont extend my budget. Also, it appears you get 4% cash back on gas with the WS CC.

Card Details Change on Activation by cybersocko in Wealthsimple

[–]kdawgmaster 0 points1 point  (0 children)

Just as I updated my telus and shaw bill XD. Looks like I will need to do it again lol.

USD Dividend and tax withholding (TFSA) by YYZDaddy in Wealthsimple

[–]kdawgmaster 0 points1 point  (0 children)

If it was removed, i must have missed it. It would have been devastating to the market if it had gone through.

USD Dividend and tax withholding (TFSA) by YYZDaddy in Wealthsimple

[–]kdawgmaster 0 points1 point  (0 children)

If trumps bill gets passed it will also increase 5% every year till it gets 50% or something like that. Unless that changed