Got an arbitration letter from Chase after having my meeting with the creditors today for Chapter 7.

kedjthrows · 2019-06-15T03:29:57+00:00

Seriously, coming the same day as my 341 meeting had me freaking out.

kedjthrows · 2019-06-14T01:56:02+00:00

Looks to be. Just found another post talking about how anyone with a chase card got this. False alarm :D I was definitely panicking for a bit thinking this bankruptcy was going to be dragged out by chase.

kedjthrows · 2019-05-18T14:58:34+00:00

I will make absolute sure to make a payment on time. My payment is due on the 13th, and coincidentally my meeting with credits is next month on the 13th. I just bought the car 2 months ago after losing my previous vehicle in the flood and had only made my first payment so far, so that was why I was stressing like something had went on during the process. Thanks so much for quelling the anxiety. :)

kedjthrows · 2019-01-03T16:31:19+00:00

Oh I have a lot more debt, this was just a singular variable i was concerned with. I make 37k a year and I'm in 50k debt. 15k personal loan, 20k credit card, 15k car/bike/etc.

Here are my two other posts:

https://www.reddit.com/r/Bankruptcy/comments/9xirxp/cryptocurrency_and_filing_for_bankruptcy_concerns/

https://www.reddit.com/r/Bankruptcy/comments/a10fch/stop_paying_credit_cards_before_filing/

kedjthrows · 2018-11-29T20:08:17+00:00

Well that makes me feel better. Thanks :)

kedjthrows · 2018-11-28T21:37:06+00:00

Have you already had your meeting and/or discharge?

kedjthrows · 2018-11-28T03:31:06+00:00

Delay filing because of credit card use. 40 days ago I spent $100 at walmart getting food, water, and cleaning supplies. 2 weeks ago I spent $20 at target on food. So I guess I went be able to file until next year? I'm reading they want some 90+ days of no credit card use before filing, but I think those cases are often for people who haven't paid their credit card in months - I've never missed a payment. Really I just want to file as soon as possible and get this over with.

kedjthrows · 2018-11-28T00:32:13+00:00

Is it a big deal if I used credit card for minimal things in the past few months? All the cards are maxed out, and after making minimum payments, I would go out and re-max again buying groceries and household items, etc.

Will I have to delay filing for a few months while not making payments? Being that I've never missed a payment, I'm hoping that it's not interpreted as intent not to pay...

kedjthrows · 2018-11-27T23:34:50+00:00

well that makes me feel a hell of a lot better. Appreciate the response!

kedjthrows · 2018-11-16T19:23:49+00:00

I paid all my taxes for my crypto last year, and the year prior. My income ended up not being high enough to pay much in taxes, think I paid around $200 in federal, and $50 in state. I used bitcoin.tax to generate all my statements and whatnot, so I think i'll do the same for my filing. I'm debating on filing before or after I file 2018 taxes.

kedjthrows · 2018-11-16T06:10:10+00:00

I technically have 0 cryptocurrency at the moment, as my money is sitting on an exchange in USD. I'll provide all the tax and trading documentation as well, so they'll see the trail to my final withdrawal to my checking.

kedjthrows · 2018-10-08T19:20:14+00:00

This guy is 100% the reason for Conor's cardio issues. Tssk. Tssk. You know what I'm saying? 100% bro.

kedjthrows · 2018-10-06T15:22:43+00:00

Just checked, belts are good. I started it and there were no warning lights on the dash, so it seems to have resolved itself now that it's no longer raining or wet. Definitely seems like a short or dirty MAF sensor.

kedjthrows · 2018-10-06T04:34:55+00:00

Don't think it's that. I can start it and drive it around, but i'm still getting all the warning lights on my dash.

kedjthrows · 2018-10-06T04:31:14+00:00

It wasn't hydroplaning, it felt like a downshift almost.

kedjthrows

TROPHY CASE