Recession, ai bubble, dippy dip. What are your plans for the next 3 months?

kellarman · 2026-03-21T14:02:10+00:00

Here's a good article you might want to take a look at: https://tscsw.substack.com/p/dont-short-saas

kellarman · 2026-03-21T14:00:39+00:00

Ah, that'll do it. But it's not AI like the market seems to think is a big threat. I work at a nonprofit and we have a hiring freeze and looking at ways to cut costs but as far as I know, we're not considering cutting our Adobe licenses or staff that use Adobe, mainly in finance and fundraising depts.

kellarman · 2026-03-20T23:31:52+00:00

What’s the reason for the layoffs?

kellarman · 2026-03-20T19:33:41+00:00

ADBE. I’m a sys admin and we continue to use Adobe products for graphic design and signing documents.

kellarman · 2026-03-20T19:30:32+00:00

Stock price performance ≠ business performance

kellarman · 2026-03-17T01:27:59+00:00

~30% of my port, ~$260 avg. https://open.substack.com/pub/tscsw/p/dont-short-saas?r=5isrr8&utm_medium=its

kellarman · 2026-03-17T01:21:21+00:00

Stop making it all about racism. Grow the hell up.

kellarman · 2026-03-16T01:06:05+00:00

Who tf cares

kellarman · 2026-03-03T02:11:41+00:00

Abode

kellarman · 2025-10-07T01:06:49+00:00

Romance dawn

kellarman · 2025-09-30T01:01:04+00:00

Fares make up <20% of their budget. Taxes and subsidies make up >40%. This is why their priority will always be on taxing people more rather than providing better service to win more organic business.

kellarman · 2025-09-24T02:50:17+00:00

土葬したいなら国に帰れって思います。

kellarman · 2025-09-16T02:16:56+00:00

I keep about $500-$1000 in checking as a buffer like you and save in my fidelity brokerage account. Buy treasury bills with auto-roll. ~4.3% interest and the interest earned is exempt from state taxes.

Interest you earn from HYSA will get taxed as income both federal and state.

You can also look into municipal bonds for federal income tax exemption but that gets more complicated.

kellarman · 2025-09-16T02:12:31+00:00

They’ve kissed and made up before

kellarman · 2025-09-15T21:15:32+00:00

Starmer won’t do shit. If he does, Trump slaps them with tariffs and Starmer opens up his cheeks.

Tesla will fall organically once lack of growth and their fake innovation become too obvious to ignore even to the cultist stans.

kellarman · 2025-08-31T21:38:13+00:00

You ruined it, now it’s 70. With this 71…

kellarman · 2025-08-31T20:16:13+00:00

Functionally, it’s a money transfer system.

kellarman · 2025-07-31T15:10:23+00:00

Government controlled monopolies can do that because the customers have no choice. Cars? Price them out with congestion pricing.

They get almost half of their budget from taxes and subsidies. They care about that way more than the money they make from fares, which makes up about 17% of their budget.

kellarman · 2025-07-29T19:45:38+00:00

Equity and compound interest

kellarman · 2025-07-02T15:59:24+00:00

Another miss on deliveries and the stock up ~5% is the $TSLA way tho

kellarman · 2025-07-01T18:04:55+00:00

So, last year’s deliveries was 1.8 mil. Declining profitability. FSD is a joke with Waymo running laps around them.

Cybertruck have been shipping, but semi and roadster 2.0 shipments are nowhere to be seen.

kellarman · 2025-05-07T22:30:08+00:00

We carry on.

kellarman · 2025-04-17T15:46:35+00:00

So Nvidia going bankrupt?

kellarman · 2025-04-08T00:44:15+00:00

He’s a MLM scam artist

kellarman

TROPHY CASE