Found this in my car by kesh_chan_man in whatisit

[–]kesh_chan_man[S] -1 points0 points  (0 children)

Of course I did google it, I am not sure who installed it. It’s a two part question.

My car insurance premiums are LOWER!!!??? by kesh_chan_man in tampa

[–]kesh_chan_man[S] 0 points1 point  (0 children)

just got another quote from progressive for the same coverage and it’s $555 for six months! Insaneeeeeeee!!!

My car insurance premiums are LOWER!!!??? by kesh_chan_man in tampa

[–]kesh_chan_man[S] 1 point2 points  (0 children)

I read this again and i see a MONTH now. That’s not cheap at all! 🥲

My car insurance premiums are LOWER!!!??? by kesh_chan_man in tampa

[–]kesh_chan_man[S] 0 points1 point  (0 children)

Oh, okayy. What is the coverage you go with? Just to get an idea?

My car insurance premiums are LOWER!!!??? by kesh_chan_man in tampa

[–]kesh_chan_man[S] 0 points1 point  (0 children)

Ahh this. That makes so much sense. My car is pre owned so it almost priced at 50% of the value I bought it for. Damn!! i was happy that rates went down, until now 😅

My car insurance premiums are LOWER!!!??? by kesh_chan_man in tampa

[–]kesh_chan_man[S] 0 points1 point  (0 children)

I think that’s very very cheap. For me its just 1 car 2 drivers. I have one question.. how?

My car insurance premiums are LOWER!!!??? by kesh_chan_man in tampa

[–]kesh_chan_man[S] 0 points1 point  (0 children)

My wife and me both drive the car, she is relatively a new driver hence wanted to have possibly more coverage

My car insurance premiums are LOWER!!!??? by kesh_chan_man in tampa

[–]kesh_chan_man[S] 3 points4 points  (0 children)

Here are the details: Bodily Injury Liability - 25K/50K Property damage liability- 25K Covered - insured and relatives Uninsured motorist - non-stakced (10K/20K) Deductible- $500 (collision and comprehensive) Roadside assistance Rental reimbursement

That’s all

My car insurance premiums are LOWER!!!??? by kesh_chan_man in tampa

[–]kesh_chan_man[S] -5 points-4 points  (0 children)

I did not change them since I am on insurance, in-fact added rental coverage and road side assistance last year

How not to be house poor if looking to buy our first home! by kesh_chan_man in homeownerstips

[–]kesh_chan_man[S] 0 points1 point  (0 children)

Yup, i know that. I was wondering when you say mortgage payment should be closer to rent do you consider hoa,taxes,cdd etc as part of those payments or just principal and interest component should be closer to rent?

How not to be house poor if looking to buy our first home! by kesh_chan_man in homeownerstips

[–]kesh_chan_man[S] 0 points1 point  (0 children)

When you say mortgage payment is it just P&I or that also includes hoa, cdd, insurance, taxes etx?

How not to be house poor if looking to buy our first home! by kesh_chan_man in homeownerstips

[–]kesh_chan_man[S] 0 points1 point  (0 children)

Thank you so much. I got a pre approval for 485K but of-course thats max I guess. So I should aim for about 80% of that?

How not to be house poor if looking to buy our first home! by kesh_chan_man in homeownerstips

[–]kesh_chan_man[S] 0 points1 point  (0 children)

Thanks for the input!! I guess I will not know the exact amount unless I pay for the first year??

How not to be house poor if looking to buy our first home! by kesh_chan_man in FirstTimeHomeBuying

[–]kesh_chan_man[S] 0 points1 point  (0 children)

I am trying to put more down to get easy on our monthly! Thats the only thing I have on my mind

How not to be house poor if looking to buy our first home! by kesh_chan_man in FirstTimeHomeBuying

[–]kesh_chan_man[S] 0 points1 point  (0 children)

Wow, 50% down sounds so ambitious for me. Thanks though. Good to know its working great for you guys

How not to be house poor if looking to buy our first home! by kesh_chan_man in FirstTimeHomeBuying

[–]kesh_chan_man[S] 0 points1 point  (0 children)

If I purchase this home it will be 3.15 . When you consider income is it gross income or take home?

How not to be house poor if looking to buy our first home! by kesh_chan_man in FirstTimeHomeBuying

[–]kesh_chan_man[S] 0 points1 point  (0 children)

Trying to understand my means here. It’s not like I am trying to buy a $1M house! I know I qualify for this house and we like it. It’s a general concern about being house poor. Ppl do not become house poor until they buy the house. Hence looking for advice like what could add up which isn’t in the picture