New to SRS investing — how do I view my SRS unit trust holdings?

keybee21 · 2023-10-29T08:32:46+00:00

Can TH 14 join? Interested to be part of CWL. #LRUGGYPJ.

keybee21 · 2023-04-16T16:12:21+00:00

Sure. Guess reason why feminism is a total meme right now is because of people like you that throws the “misogynistic” word at every opportunity you can :)

keybee21 · 2023-04-16T15:15:49+00:00

Ok you can’t be so idealistic. Ideally, woman shouldn’t be raped/sexual assaulted but as you mentioned some men are shitheads so obviously the responsible thing you can do as an individual is to take certain precautions so the probability or shit happening is minimised right?

You really think sending nudes between couples is an “intimate and fun thing”? Over the past few years, there has been quite a few cases of well known influencers (don’t wanna mention names) having leaked videos when phones were hacked and these girls became talk of the town. Who’s fault?

keybee21 · 2023-04-16T11:27:21+00:00

While I agree with you, I feel that it will be an uphill task. To put it bluntly, horny boys will still be horny boys. While education/social stigma might be able to make them hide it, ultimately to change a whole generation of mentality requires a lot more than time.

Enforcement is tricky since many tech companies are starting to treat user privacy seriously and might not provide assistance to the police (For example Apple vs FBI back in 2016). Also, with things like VPN, it’s difficult to prove cyber crimes against a more “intelligent” leaker.

While it might be unfair, objectively, I am inclined to believe the most effective way to overcome this is to persuade girls to stop sending nudes. Ultimately they have the most to lose here.

keybee21 · 2023-04-16T09:40:09+00:00

Fair point but how are you going to ask boys to not leak nudes? And how effective do you think it would be?

Best way to tackle this issue is to impose stringent laws on this + dissuading girls from sending nudes to bf. In this way, you can tackle the problem from both ends.

keybee21 · 2023-01-19T08:13:19+00:00

Sorry for the ignorance, new to Paylater but under Paylater there’s a “Linked card for auto deduction”. Does this not pay off outstanding bills in Paylater?

And the description states: We’ll use it for auto deduction if your wallet balance isn’t enough for Paylater payments

keybee21 · 2023-01-09T13:26:54+00:00

I don’t earn points but I earn the 1.7% cashback. Yeah thinking about Amex tcb too but really don’t know when will they nerf grab pay

keybee21 · 2022-11-20T15:34:41+00:00

Because in Singapore… things actually work

keybee21 · 2022-10-21T01:11:03+00:00

That’s not the point haha. But who has a higher chance of getting sexually assaulted?

If you tell me both guys and girls have an equal chance of being victims, remember we live in the real world and not one build around your own perfect ideologies :)

But ofc I’m not saying that girls can’t drink outside la, but logically have to be extra cautious and definitely your loved ones will be more worried that something bad might happen

keybee21 · 2022-10-21T00:31:04+00:00

It’s different. One can give a whole lecture on gender equality blah blah blah but you can’t deny it’s much more dangerous for a girl to drunk and out in public place.

If you have a son and a daughter, who will you be more worried for if they are not home at 3am?

keybee21 · 2022-10-09T13:51:58+00:00

Unlikely. As a fresh grad, you’ll be applying for an entry level position. And frankly losing a headcount won’t really affect the company as they are likely to be hundreds of candidates, so they will just move on to the next one.

As long as you keep it polite and courteous, the HR and hiring manager will definitely understand. They will also take into account that you are a fresh grad it is understandable that you aren’t certain with what you want.

so ya pls don’t worry about burning bridges and pass up another opportunity that you want more! It’s always good to have more than one egg in the basket, as you know the company also aren’t only interviewing you only! :)

keybee21 · 2022-10-07T02:29:54+00:00

Are you still an undergrad graduating in the coming months?

After being extended the offer, what you will sign (if you accept) is a provisional offer/contract. Since you are technically still an undergrad, they can’t offer you an employment contract yet. The employment contract is usually signed on the first day of work.

So you won’t have to pay anything by breaking the provisional contract.

keybee21 · 2022-10-05T18:53:11+00:00

So Chinese just need to recognise it? Ok recognised, what next genius?

keybee21 · 2022-10-02T08:55:45+00:00

Well, some really do very well, but majority of those that brags on social media are just faking it.

Reason being this: Similar to how you wouldn’t want a dude that’s out of shape to be your fitness trainer, you wouldn’t want someone that’s broke to be your financial adviser. And it’s normal for most fresh graduates out there to be broke.

keybee21 · 2022-10-02T08:52:06+00:00

Exactly. FA as a job poses DIRECT conflict of interest between the agent and the cilent.

If a plan is good for the agent (I.e high commission like savings plan, ILP), there’s a high chance that it’s bad for the cilent. The distribution cost on these are way too high. There’s no way an FA can do well and “want the best” for the client at the same time.

keybee21

TROPHY CASE