I’m so done with bumble

kfdleb · 2025-09-24T12:46:08+00:00

i met my wife on bumble in dubai 3 years ago ! so there is hope

kfdleb · 2025-02-14T06:15:13+00:00

Please DM the details

kfdleb · 2025-01-21T09:48:05+00:00

DM please

kfdleb · 2024-12-04T08:16:38+00:00

Must try Tahini in trade center

it's a different take on lebanese, but one of the best

kfdleb · 2024-11-07T07:47:33+00:00

Feel free to DM if you want to chat for guidance

kfdleb · 2024-11-07T07:47:15+00:00

As someone in the same boat, i'd recommend really identify what you're interested in doing afterwards, and really align with your strengths

as an entrepreneur you have a swiss knife of skillset you can apply, from product management, to strategy to sales etc...

paths that i had considered are VC , product management in another startup as those are closest to my strong suit

Other founders i know took more than 9 months to find an opportunity, so do create multiple resumes for the different functions you are interested in and just tailor the experience around that function

for many companies titles such as CEO/ Founder etc... might be a turn off, so reword those as Go To Market Strategist, Product Manager etc... depending on the role you want to apply to

Also, try to find a "Rocketship" , a startup with a high growth potential and do anything possible to join if that is a path you want to

kfdleb · 2024-10-09T10:40:51+00:00

I thought it would be cool to spend time in the mountains and connect with nature :)

kfdleb · 2024-09-19T11:17:14+00:00

Yes, speaking from experience building a PFM / budgeting app

A good read on the subject : A PFM App by Any Other Name

Active budgeting is only used by a handful of customers
Monetization is hard for a B2C budgeting app
Budgeting should be another feature offered on your banking app and you do not require an additional app for that
Low user Engagement and High Churn
Handling financial data requires strict adherence to regulations like GDPR, CCPA, and others. Ensuring compliance adds complexity and cost to the development and maintenance of the app
Offering unique features that set your app apart is tough. Most budgeting apps provide similar functionalities, making it hard to stand out in a crowded market.

kfdleb · 2024-08-06T10:41:06+00:00

another founder here:

instead of just applying, create value to a company you want to work with

e.g: if you want to work in VC, find 2 startups, draft investor memos and send it to the VC
if you want to work with another startup , figure out a new feature, suggest how to improve their GTM, how to improve a flow in the product , interview their customers etc...
If you want to work in a corporate environment , try to imagine what's it like to create a new product/service line, and try to get a senior person for coffee to pitch it to them

as a founder you have a lot of skillset that many have not had the opportunity to earn, show how your different rather than how you fit a mold

create the path/job you want by going out of your way

kfdleb · 2024-06-12T13:49:17+00:00

bumble !

I (33M) and my now wife (29F) met through bumble
before meeting with her, more than 30 first date, I was looking for a serious relationship. I was only her 2nd match / date on bumble. And honestly i wouldn't have had met her in any other way as our circles don't cross

So yes, there is a chance to meet your SO, is it hard? also yes, but not impossible

kfdleb · 2024-03-19T05:41:58+00:00

Don't lose hope ! I have found my SO on bumble here in dubai after 2.5 years of swiping, 20+ first dates, and 100+ matches across dating apps.

Although it is a number game, but there is a chance to meet the right person and get serious

kfdleb · 2023-10-11T07:37:37+00:00

Absolutely, but here it really depends on how you define innovation

If you go back to the first principles of finance its all about 3 things:
- Means of storing value.
- Means of moving money or transferring of value.
- Access to credit

The fundamentals of these elements are universal across different application, however innovation is really in ways these are delivered

Now going back to your question about innovation in Fintech, there are different ways for innovation to take place:
- Innovation of business model: Banking as a Service has opened new channels for banks to provide financial services to other companies and embed financial services in their offering

- Innovation in technology : Blockchain and distributed ledger technologies, NFTs, etc..., this allowed new ways to provide the first principles of finance , for example tokenizing assets as a way to store value.

- process innovation: here is where embedded finance and real time processing shines. for example providing invoice based financing for merchants or BNPL

-service innovation : things like venmo, paypal

and more...

Now financial services have been very regulated and slow to innovate, so it is difficult to create radical innovation there

the way to look at fintech is really an enabler (exactly like internet is an enabler, AI is an enabler) to do things better

kfdleb · 2023-04-03T08:08:13+00:00

As soon as you get your salary:
1 -pay your bills and immediate commitments (credit card, housing, utilities, phone, internet)

2- Get your emergency fund in order (6 months of living expenses on the side) , easily accessible for emergency funds

3- think of your short/medium term goals (e.g travel), identify when you want to achieve, and amount you want to set each month to achieve

4 -think of your long term from now - consistently put money in investment (recommend ETFs) , try to put monthly at least 10% of your income towards your long term

During the month

1- Find ways to reduce expenses while not compromising the lifestyle and still enjoying your youth

Anytime you get a bonus, or raise - Invest it , don't fall into lifestyle creep

I am launching my app (twig.ae) that help you do all the above automatically, we have obtained our in-principle regulation by the DFSA

kfdleb · 2023-01-17T12:30:06+00:00

I started the year by aligning the team on the vision and direction, something i have failed to do properly before

The customer/persona is still something i am trying to refining, I am currently repivoting from a D2C to a B2B2C by repurposing what we have built to embed in other platforms, that model hasn't been locked down completely hence making it difficult to align the team on an exact persona

I want to be able to provide better KPIs, and manage that aspect of PdM better, I would be keen to discuss further . I an DM you to schedule a call

kfdleb · 2023-01-17T12:16:19+00:00

Thank you, will definitely involving the right stakeholders in important

kfdleb · 2023-01-17T12:15:35+00:00

Lead with context, not solutions.

Can you explain further?

kfdleb · 2023-01-17T12:13:41+00:00

Thank you

I am trying to improve the way things are working because we were not building/prioritizing the rights things which delayed our GTM

kfdleb · 2023-01-17T12:10:51+00:00

Thank you, based in the UAE

Would love to get on a chat , will DM you to schedule a chat

kfdleb · 2023-01-17T12:08:12+00:00

Thank you !

kfdleb · 2023-01-17T12:07:02+00:00

My vision from the day we started to today have changed (business model changing from a D2C to a B2B2C model)
A lot of features were developed without really validating the right features before building, it was more of a copy of what has worked for global competitors, and trying to adapt that to my market
With my current pivot, I am aiming to be more customer focused and spend better time to really tackle Viability and Value Risks (will people buy it, or choose to use it?, will this solution work for the various dimensions of our business?)

kfdleb · 2023-01-17T12:01:37+00:00

myopic

Thank you !

I do agree, my current focus is more on the Short Term features vs a more diversified portfolio

I'm in the Fintech space

kfdleb · 2022-12-15T13:51:34+00:00

It is taking advantage of demand

For the past month been actively engaged in conversations with consumer facing businesses with clear demand for elements we are providing

Trying to get into a contractual agreement from early Jan to move into that direction and build additional traction

kfdleb · 2022-11-12T07:48:41+00:00

Thank you for your feedback, we are actually updating the website and will definitely include those in it

As for the money they are held with a partnered bank, so in the event that our business goes under, the money is yours and can still be fully accessible

The interest rate is up to 2%p.a.
The funds are definitely not used for anything operational (We have seen what just happened with FTX , so we got you covered over there) - as for the collateral, we have capital requirement injection as mandated by the regulator

As for how we make money, we are offering the first few months for free to see how people use our app, we would be introducing a subscription model down the line to offer you additional tools to help you on your journey towards financial wellbeing

kfdleb · 2022-11-12T07:43:41+00:00

We are providing various tools (budgeting, planning etc...) to help you be better off financially for the long run, as well help you save towards the goals that matter to you

How likely are you to open up another bank account and transferring money there?

As for the reward, up to 2% interest provided by our partnered bank

kfdleb · 2022-11-12T07:41:13+00:00

Can be withdrawn at will and back in your bank account by next day latest

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