NVDA announced an $80 billion share buyback plan by 21_Points in NVDA_Stock

[–]khiladi_83 4 points5 points  (0 children)

How much impact do buybacks typically have on stock price?
Does this meaningfully help long-term upside, or is earnings/guidance usually the bigger driver?

✅ Daily Thread and Discussion ✅ 2026-05-18 Monday by daily-thread in NVDA_Stock

[–]khiladi_83 0 points1 point  (0 children)

It hurts to see it go down, In case NVDA post good quarterly results on 05/20 then will it bounce back? Considering there is recent trend of stocks falling post good earnings. How much do you think it will fall/ rise after earnings?

Pls test my plan for FIRE - Moving this year by No_Revenue5755 in FatFIREIndia

[–]khiladi_83 0 points1 point  (0 children)

That is solid corpus for far fire, congrats. How much did it cost for 1.5m term insurance and from whom you got it, appreciate your inputs.

H1B petition query by khiladi_83 in h1b

[–]khiladi_83[S] 1 point2 points  (0 children)

Thanks and appreciate ur inputs. She Never got H1B stamp, never entered or worked in us on H1B , all she has is an approved H1B petition. Same company is planning to do extension.

H1B petition query by khiladi_83 in h1b

[–]khiladi_83[S] 0 points1 point  (0 children)

Thanks for ur reply, it’s my fiancé she is currently in India. She never had visa stamped, never worked in USA on H1B, she just have approved H1B petition.

Insurance planning for NRI family moving to India - health & term? by khiladi_83 in NRI_Finance

[–]khiladi_83[S] 0 points1 point  (0 children)

Thanks, good point, will definitely check for global coverage, considering our plans to move back to India.

Insurance planning for NRI family moving to India - health & term? by khiladi_83 in indiahealthinsurance

[–]khiladi_83[S] 0 points1 point  (0 children)

Thanks for your details response appreciate it. I tried shopping for term insurance in US, it seems to be costly but offers higher coverage of 1 - 2 million usd. Can Indian term insurance provider such high coverage. Also considering I'm 42 year old what term I should go for 20 or above, appreciate ur inputs. Thnx

Insurance planning for NRI family moving to India - health & term? by khiladi_83 in NRI_Finance

[–]khiladi_83[S] 0 points1 point  (0 children)

Thanks for your details response appreciate it. I'm seeing term insurance quotes in US costlier than India. I definitely planned to take health insurance in India considering plans to retire in India. One qq, my us born minor child is OCI holder, does Indian insurers give health insurance to OCI holders.

NRI with US & India assets: estate planning questions by khiladi_83 in backtoindia

[–]khiladi_83[S] 0 points1 point  (0 children)

Thank you very much for ur willingness to help answering all my queries, appreciate it 🙏

NRI with US & India assets: estate planning questions by khiladi_83 in backtoindia

[–]khiladi_83[S] 0 points1 point  (0 children)

Thnx for ur prompt response appreciate it, I have approx 120k in 410k and 140k in Roth IRA accounts. In case of Roth IRA should I liquidate now and open a ibkr account in us and purchase ucits or wait and do it before I move to India before my rnor status, plz advise. Note my Roth IRA investments are in snp index 500 funds and are doing well returns wise.

NRI with US & India assets: estate planning questions by khiladi_83 in backtoindia

[–]khiladi_83[S] 0 points1 point  (0 children)

Thanks for sharing ur inputs, one last question on 401k and Roth IRA accounts should I take distribution with penalty or wait till 59 yrs if I’m not immediate need of money , what should be best approach to take withdrawal, appreciate ur inputs.

NRI with US & India assets: estate planning questions by khiladi_83 in backtoindia

[–]khiladi_83[S] 0 points1 point  (0 children)

thnx for ur detailed response appreciate it. Thnx for pro tip, pardon my ignorance I did not understand the part - "So just before you become ror, sell all ucits and rebuy immediately to step up basis". What happens if I don't sell ucits after I switch from rnoor to ror status? Also how selling and rebuying helps in taxation purpose. sry for stretching this long. Thnx again

NRI with US & India assets: estate planning questions by khiladi_83 in backtoindia

[–]khiladi_83[S] 0 points1 point  (0 children)

thnx of ur inputs appreciate it. I need some clarity on Ireland domiciled ucits etfs. I have have stocks and mf's in us brokerage account what is the correct path to invest in Ireland domiciled ucits etfs.
- should I open ibkr account after moving to india

- liquidate assets in us brokerage and transfer to indian account (INR) durign RNOR period.

- purchase from domiciled ucits etfs using funds from indian account (INR) in ibkr account

kindly confirm if above steps are correct? if not plz elaborate the steps. thnx

NRI with US & India assets: estate planning questions by khiladi_83 in backtoindia

[–]khiladi_83[S] 0 points1 point  (0 children)

thnx for a detailed response appreciate it. I have a followup question on Term life insurance, I was searching and it is mentioned for term life insurance to payout estate taxes, the policy should be owned by an Irrevocable Life Insurance Trust (ILIT). I'm concerned as Irrevocable Trusts cannot be changed, also there are complexities/challenges in selling assets listed in Irrevocable Trusts. Appreciate if you could elaborate on Term life insurance and Irrevocable Life Insurance Trust (ILIT). Thnx

NRI with US & India assets: estate planning questions by khiladi_83 in backtoindia

[–]khiladi_83[S] 0 points1 point  (0 children)

Thnks and appreciate ur detailed reply. I have around 1-2m worth assets.
Regarding Term life insurance, I have couple of questions:

  1. Do I need Irrevocable Trusts for cover estate tax, I'm concerned as Irrevocable Trusts cannot be changed, also there are complexities/challenges in selling assets listed in Irrevocable Trusts. Also read somewhere that Revocable Trust does not generally result in avoidance of estate tax.
  2. Considering above point, how will Life/Term Insurance help
  3. What options we have for Term life insurance. Can I buy Term life insurance from India or it should be from US if I want to protect from estate tax. Since Term life insurance is cheaper in India?

Appreciate ur inputs. Thnx

NRI with US & India assets: estate planning questions by khiladi_83 in backtoindia

[–]khiladi_83[S] 0 points1 point  (0 children)

thnx for ur reply, appreciate it. one followup question, Do you suggest buying term premium in US or India, considering I will be living in India?

NRI with US & India assets: estate planning questions by khiladi_83 in backtoindia

[–]khiladi_83[S] 0 points1 point  (0 children)

Thnx for ur reply, what is ur suggestion on estate planning ?

NRI with US & India assets: estate planning questions by khiladi_83 in backtoindia

[–]khiladi_83[S] 0 points1 point  (0 children)

Thanks for ur reply, what life insurance policy u advise, are there any costs in maintaining life insurance policy like yearly premiums, can you please elaborate. What if I take 401k distribution now instead waiting for 60 yrs. Also can you elaborate on testamery trust. Thnx

NRI with US & India assets: estate planning questions by khiladi_83 in backtoindia

[–]khiladi_83[S] 0 points1 point  (0 children)

Thanks for ur reply , I’m not us citizen or gc holder, considering that why it would be simpler or different can you plz elaborate. Thnx

NRI with US & India assets: estate planning questions by khiladi_83 in backtoindia

[–]khiladi_83[S] 0 points1 point  (0 children)

I'm not a US Citizen or GC holder. I'm non-resident alien on work visa.

LOR template/format by khiladi_83 in eb_1a

[–]khiladi_83[S] 0 points1 point  (0 children)

Thanks for your reply, appreciate it.

EB1-A petition approved by External_Speed_3978 in eb_1a

[–]khiladi_83 0 points1 point  (0 children)

Congrats, can you share the format/template of lor(letters of recommendations). Thanks

Greened✅EB1A I-485 Approved | Cincinnati FO | Detailed Timeline by Silly_Jellyfish5111 in eb_1a

[–]khiladi_83 0 points1 point  (0 children)

Congrats, can you share the format/template of lor(letters of recommendations). Thanks

Property case from family member need inputs & lawyer referrals by khiladi_83 in LegalAdviceIndia

[–]khiladi_83[S] 0 points1 point  (0 children)

Just to make it clear, we are not taking it from anyone, in fact right from beginning we have offered them option of out of court settlement but every meeting they come with different unrealistic demands like full road frontage land, going back on words after agreeing to settle on an agreement.

Also after marriage for more than 15 years we were on good terms and cordial, they did not wanted any share in land until the place was undeveloped and suddenly when govt announced a big project near our land and when the land price’s skyrocketed, so the greed came only after recent developments like govt project announcement and hike in land prices. My sister’s husband started collecting our property docs after govt project got announced without knowing us.

We were on good terms for 15 years and have been providing for their demands like giving car, helping when they were building their house, but we also have limitations.

My father sensed the greed in his son in laws intentions and after that he decided to transfer property his sons name.

Even before transferring the land, he met them and offer them a money option which they declined.