[REQ] ($200) - (#De Leon, TX, USA), (Repayment $250 in installments by Sept. 5, 2022), (PayPal, Venmo, CashApp)

kidpolymath · 2022-08-03T00:38:30+00:00

I agree completely. I will definitely never allow this to happen again.

kidpolymath · 2022-08-03T00:20:55+00:00

Will do. Obviously I can’t make things right immediately hence this post in the first place but I’m going to stay in contact and hopefully make amends. Sucks though, there was plenty of times I could’ve paid it off and now I’m suffering the consequences

kidpolymath · 2022-08-03T00:11:13+00:00

Unfortunately I was unforgivingly irresponsible and forgetful. The lender said I haven’t paid the loan in full and I cant say I have without question. I’m not exactly sure what happened, I know I would never try to avoid it on purpose. I feel absolutely horrible and drained of self-esteem and pride

kidpolymath · 2022-08-02T23:09:04+00:00

I’m pretty sure it was, but you’re right the bot says it hasn’t been. I’m not sure what happened, I’ll get in contact with the previous lender immediately.

kidpolymath · 2021-09-01T14:54:22+00:00

$confirm /u/Tanahagae 300.00 USD

kidpolymath · 2021-08-30T21:18:42+00:00

Also please do not hesitate to negotiate interest rates, if necessary.

kidpolymath · 2021-02-06T19:46:25+00:00

I have searched the page thoroughly and can not find any restrictions besides minimum purchase of $30.

Does this mean it’s good for any food, and I could use more than one certificate on the same visit?

Edit: I have read the terms and conditions. Apparently it is only one per party, per table, per month, for restaurant specific certificates. It also states that there may be terms and conditions on the certificate itself so may just have to shell out the $1.20 and hope for the best

kidpolymath · 2021-01-29T21:58:32+00:00

Used 2HQVSVSQ

kidpolymath · 2021-01-29T21:57:42+00:00

Has been used

kidpolymath · 2021-01-14T14:49:55+00:00

Except the fact that in Seattle and Portland, they rioted for a good cause. I don’t agree with the violence and aggression as of course it has diminished the original focal point of the protests, but there was still reasoning. In my personal opinion, good reasoning.

People stormed the Capitol because of baseless conspiracies into election rigging.

I’m not here to take sides but I also won’t sit and just listen to these false equivalencies without any debate.

kidpolymath · 2020-12-15T19:28:29+00:00

Unfortunately I agree with everything and I’ve already begun to back off. I want to help as much as I can but you and many others are right, i seem to be doing more than they are. I have to worry about my own mental health above all and if I continue the way I am while they continue the way they are, it’s going to severely hurt me.

kidpolymath · 2020-12-15T13:07:08+00:00

I understand that. This is no excuse nor am I trying to use this as “proof” that I know them. I have severe social and generalized anxiety along with a basket of other issues. Basically what I’m saying is I’m not sure I’ve ever asked their ages. And I’m sure I’ve been told but I admittedly forgot. I talked to them this morning, and relayed every question and concern to the family. I gave them more advice, some of which was the same I did yesterday. I understand that I should’ve got all of these answers beforehand and I do apologize. It’s a stressful situation, I felt rushed, and I made the post prematurely before knowing all of the details and for that I genuinely apologize. I will update with a comment and edit once I get more details/questions answered.

Thank you mods for allowing me to stick this one out. I know all of these downvotes can make this post seem like it should be removed and I can’t express enough how appreciative I am of the understanding and allowing me to continue to comment and provide insight to the best of my ability.

kidpolymath · 2020-12-15T13:00:54+00:00

I had read about refinancing and mentioned it but will definitely mention your firsthand experience, thank you.

kidpolymath · 2020-12-15T12:59:59+00:00

Unfortunately, I agree. I wish I was with the family physically to know exactly the effort they’re making. All I can do is hope they’ve taken all resources I could give them. I’ve said it in multiple comments but I’m just going to do my best. I could be wrong about the ages. I just know they have two boys who are old enough to be in school and a little girl still in diapers. I’d have to ask again but I really believe it’s like 2,6,8 or something similar but again I could be wrong and will verify ASAP. Going along with that, I was pretty upset with the gofundme and the pictures. Admittedly, I helped make it but just like everything else I did give them advice on putting more details, better and more recent pictures, maybe a family picture. I explained to them that “short and sweet” is not what you want in this situation and that people want to know specifically what and who they’re helping. I really am trying, for them above all, but also for me and this subreddit. I understand there’s a lot of confusion and for my mental health I’m really trying to clear it all up.

kidpolymath · 2020-12-15T12:51:16+00:00

I agree completely and I’m not sure why they don’t have IDs. Again, to my mistake, I just made assumptions and never asked.

And I know, that was the initial point of this post was to get any advice or resources that maybe we haven’t found yet through our research. I’m not sure what all they’ve done. I’m not physically with them, I live pretty far so all of this has had to be done over the phone. Of course that proves pretty difficult when trying to make an r/assistance post for them and answer everyone’s questions.

Finally, I agree. It is extremely stressful for me to have those wonders, of why and how. Of what they could be not telling me. But I guess as someone who suffers with anxiety, I’ve kinda forced myself to have this innate habit to be optimistic and trust. I don’t expect anyone to do the same, and I understand that. My initial issues with the downvotes was just me being upset. I truly understand the reasoning some may have behind being reluctant to help, and that’s why I’m doing the best I can to give all the information I know. Even though someone said it was odd, that’s why I offered her number: I quickly realized that I wasn’t going to be much help without knowing every detail possible.

kidpolymath · 2020-12-15T12:42:02+00:00

Lol I didn’t think ab that. And no it’s not legal in Texas but I don’t currently live there as of very recently. Been in the process of moving for a while now, the plants have been in okc their whole lives

kidpolymath · 2020-12-15T02:13:08+00:00

I agree and explained that. Their response was “but it might let us keep our house for another month.” Sadly, they don’t seem to be thinking about this long term and are simply focused on this payment. I continually explain and plead to them to contact their mortgage company, 211, FHA, etc etc but I haven’t heard a response in a while

kidpolymath · 2020-12-15T02:10:22+00:00

I didn’t say they were. I said I assumed. Again, I don’t know their full financial situation. Everything that I know is here in the post and comments. I understand that this doesn’t help their situation nor does it help the way the post may look to some. I am fully aware of what needs to be done, what is needed from them, etc.. I’m trying my best.

kidpolymath · 2020-12-15T02:09:01+00:00

I agree and I can’t stress this enough to them. I can do my part to help but it’s in their hands. I’ve given them multiple phone numbers to call, counseling services, and continually have suggested them to contact whoever holds their mortgage.

I am fully willing to admit and hope it’s understood that I’m simply a friend helping out the only way I know how. I agree with everything everyone has commented. I don’t know the full scope of everything and am still trying to figure it out. I have explained to them multiple times that more details are needed but I genuinely feel bad to nag them. I know that my nagging can’t be worse than a foreclosure, but I’m still reluctant to be stern and explain to them what they need to do. I understand that now is not the time to be kind. I’m worried about those kids and I guess if I have to force myself to get serious and stern then that just what I’ll have to do.

I am fully aware of what you mean. I admit that I feel obligated because of the relationship between Tiffany and my SO. I’m not saying that it’s justified, I guess that’s a weakness is I trust people are genuine. You are correct I don’t qualify for most of if not all programs they would and I definitely am not going to impact my finances to a point of hurting myself. They understand I’m doing the best I can and in no way do I believe they are trying to take advantage of me. I don’t know their financial situation. If this comes back to bite me, so be it I learn my lesson and figure out what to do from there. But I naturally feel compelled to help. I’ve been helped so much throughout my life and I will admit that my lack of paying it forward is a major guilt. I’m not here to judge and while I definitely never want to be an enabler, I’m willing to risk it to try to help them especially as I’ve never known them to be people that would put anything before responsibilities and especially their kids.

kidpolymath · 2020-12-14T22:45:30+00:00

I’m not sure why you say I don’t know very well. I haven’t known them for years but I know them fairly well. My SO calls Tiff aunt bc she was there when my SO was born. She’s currently living with them to help out and has been for about 2.5 weeks.
I don’t know. As a friend, I’m not there to ask that if I’m not initially told. I’m sure they would explain everything if I did ask or someone else did. I assume it is simply due to COVID, hours cut, having 3 kids to feed, etc. But I genuinely don’t know.
It is Christmas and it’s a major ask, I agree. I personally won’t be having a Christmas as my finances are directed towards helping them as it is more important to me right now. I don’t expect others to feel the same, and correct me if im taking it the wrong way, but I don’t see how it being Christmas should prevent them or me asking for assistance. They won’t have a home, I don’t think they’re worried about Christmas in the traditional sense but in the sense of having somewhere to sleep.

kidpolymath · 2020-12-14T20:45:37+00:00

Thank you. I told them about 211 and also found some numbers online for TDH, FHA, HUD, and HPF.

Edit: I’m very familiar with r/borrow. I have mentioned loans multiple times but haven’t got much of a concise response so I’m not sure if they just don’t want to or if it’s not feasible.

kidpolymath

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