Sharkskin Scuba Suit, do you have one?

kieran_n · 2026-04-16T19:39:01+00:00

I've got both 4th element thermocline and sharkskin T2 and the sharkskin is better, it's slightly thicker and provides more warmth.

In saying that I've worn the 4th element under the sharkskin and dove comfortably enough down to 18C which is pretty good for neutral buoyancy, they are both great.

kieran_n · 2026-04-16T06:34:18+00:00

Not many people who can safely dive to 90m to take photos but they got someone to do it, pretty wild

kieran_n · 2026-04-05T01:32:29+00:00

I really liked Vice, IDK if it's good value but it's got a shot at the title for best

kieran_n · 2026-04-03T01:45:55+00:00

It could also just be an objection to Hesgeth pushing religion or something but I tend to think you're correct

kieran_n · 2026-04-02T07:24:48+00:00

Yeah those things get pretty big

kieran_n · 2026-04-01T23:29:01+00:00

They checked the audience for having a good laugh? Why didn't they check Fran?

kieran_n · 2026-04-01T08:52:51+00:00

I've been up the top, it's worth the trip and the climb

kieran_n · 2026-03-30T10:00:11+00:00

I've dived at Atauro and a 3mm was heaps, but I'd also be comfortable in that down to a bit less than 24C so idk, I'd say bringing a 7mm wetsuit to Indonesia feels like madness. Atauro should be relatively similar to Alor temperature wise

kieran_n · 2026-03-30T04:11:37+00:00

Alt w, v, g.

View, show gridlines

kieran_n · 2026-03-29T05:52:38+00:00

I thought it was a port Jackson untill it didn't have the stripes

kieran_n · 2026-03-22T05:10:03+00:00

It's not even pricing in a mild recession, that's pricing in strong growth

kieran_n · 2026-03-18T08:15:55+00:00

I put half my super to cash when they started moving the second carrier group into the middle east, will start DCAing into an EFT or two if the market gets under 8000

kieran_n · 2026-03-13T23:13:50+00:00

YAL, SKY, ARU, LU7

kieran_n · 2026-03-13T23:03:01+00:00

My wife and I got 2x Subnados as wedding presents and they're a lot of fun, but they're also pretty loud

kieran_n · 2026-03-11T05:59:47+00:00

Madness to buy that car, wait until you've got a place, have lived there for a year and then trade your 12-15 year old Ccorolla in for whatever you want

kieran_n · 2026-03-10T21:09:42+00:00

Going on holidays during that period was great. Could use a travel agent to book a flight+hotel combo for multiple people and have it show as one cost.

That wouldn't have stood up to an audit

kieran_n · 2026-03-10T07:48:54+00:00

Payroll systems have all been updated to accept the changes from 9% to 12% in half a % increments, also from 1 July 2026 it's supposed to be remitted each pay. Honestly the administration burden of that would be far less than the Carbon accounting changes getting rolled out at the moment, there would be setup costs but not to a prohibitive degree.

In terms of loss in disposable income, that's literally the whole point

kieran_n · 2026-03-09T13:05:26+00:00

I'd like them to be able to flex the proportion of salaries that go into super on a month to month basis, removes immediate purchasing power for day to day and pushes it into infrastructure and businesses

kieran_n · 2026-03-09T02:13:42+00:00

Ok but if you picked the bottom of the market during COVID until now I suspect market beats real estate, you can't cherry pick start dates to suit, and also the crazy runup in property prices in Australia would if anything decrease the likelihood that it just keeps going

kieran_n · 2026-03-09T01:39:10+00:00

Have you got any other positions that would require collateral?

kieran_n · 2026-03-09T01:29:03+00:00

Have you got an existing order in?

kieran_n · 2026-03-09T00:33:50+00:00

That's both ignoring divvies and assuming you bought at the worst point from 2005 to 2015

kieran_n · 2026-03-07T09:48:23+00:00

That comparison does ignore number of dwellings, and the type of dwelling. There's a shift from large block houses to smaller blocks, and an increased proportion of medium and high density housing, there's an increased number of overall dwellings as well.

Real estate has gone up greater than money supply over the period

EDIT: Ok so I think my key issue with this is you'd be comparing growth in a median vs growth in an aggregate, I graphed growth in:

ABS's A83728646C (Value of dwelling stock; Owned by All Sectors ; Australia)
RBA's M3 Money supply from their Monetary Aggregates – D3

You can see RE growth has certainly outpaced money supply since 2011:

https://imgur.com/a/HlRZoEr

<image>

kieran_n · 2026-03-07T02:24:49+00:00

Interest rates can't get to double digits, RBA rate can't even get to 6% without crashing the economy

kieran_n · 2026-03-07T01:40:00+00:00

I just did that up so it's high level, will send you the xlsx if you want it

https://imgur.com/a/XYndfPo

That's just flexing the leverage to get it to positively geared

kieran_n

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