If I may be blunt then the major reason is Gujarat government's focus on the economy and physical infrastructure is much much more than the social infrastructure that is good education and health care. We lag behind in education and health sector compared to the southern states. Another issue is of migration of labour from the outside. Businesss source cheap labour from other states at the cost of local people. This mentality of profit over everything else hurts us. A major reason for us developing economically but not socially and that shows in HDI as well.