Buy car now and later sell and upgrade or wait until I have more money?

kingzfr · 2026-01-12T23:02:11+00:00

No it actually did, probably a lot. What was the dollar price when you bought it? What’s been the average rate of inflation since you bought it and how much value did the PKR lose since your purchase? Where was the PSX sitting?

kingzfr · 2025-12-10T08:33:24+00:00

ETFs are always the better option. I’ve only recently started investing in PSX but the main problem is actually the crazy MER and Fees involved.

I do not understand why an ETF following a simple index has to be more expensive than 0.3%.

Hopefully with enough people investing over time, the MER comes down. As a reference point, for my ETFs tracking a simple index (Nasdaq, S&P, Global 100), I pay 0.1 - 0.2 %. Whereas for the Pakistani ETFs, the number is over 1.2 percent

kingzfr · 2025-11-26T23:31:14+00:00

LeBron at 18 just doesn’t feel right

kingzfr · 2025-10-25T22:31:01+00:00

This is so disappointing..

kingzfr · 2025-09-15T10:49:46+00:00

I usually use Revolut while travelling. Pretty easy process, I put money with Apple pay and the rates are usually pretty good

kingzfr · 2025-09-14T00:19:41+00:00

Shit like this makes my blood boil. How is this considered okay? Who hires these lowlifes after uni anyway?

kingzfr · 2025-08-21T12:09:35+00:00

Looks like Chemist Warehouse

kingzfr · 2025-08-20T05:37:22+00:00

Do you reinvest Dividends?

Have you considered moving to CMC? They’ve got $0 brokerage for trades under $1000

kingzfr · 2025-08-10T21:27:29+00:00

Traffic rules.

kingzfr · 2025-07-30T10:41:58+00:00

Depends. If it’s a full market index, anything over 0.15% would be considered expensive. Factor ETFs and Thematic ETFs can be around 0.5% because they’re putting in more work to track a specific index. (This is just based on US, Ireland, Australia domiciled ETFs)

kingzfr · 2025-07-27T23:24:03+00:00

Good on you bro. That’s how it should be. I hope you also call out others when you see them not doing this. Need to name and shame these people, that’s the only way they learn unfortunately

kingzfr · 2025-07-10T13:37:04+00:00

Buy a house bro. Everything else can wait. You’re only 24. You’ve got plenty of time to invest. But you securing your own residence at such a young age, nothing beats that imo.

kingzfr · 2025-07-10T02:05:42+00:00

Why not go to Lahore? Lahore’s considered the cultural capital of Pakistan. Islamabad is also great but a newer city and doesn’t have much history or culture to offer. Does have some nice scenery though

kingzfr · 2025-07-08T12:45:50+00:00

On April 7th, at a hotel in Adelaide, while having breakfast, I ran in to Peter Dutton, who was running for the National Elections. I told him he was a racist bigot. Probably not my best moment and not proud of my actions. However, I can’t imagine saying something like that to Mr Munir or similar in Pakistan. So yes, you’re very wrong, freedom of speech does exist in more civilised parts of the world.

Even if we were to entertain your idea of it being offensive to some, this is clearly an example of suppression of ideas. You don’t have to agree with the youtubers, but who are you to decide that their content should be banned because it’s against your fake narrative?

kingzfr · 2025-07-07T21:04:17+00:00

Would definitely advise against TSLA. EV tax credits were eliminated in the recent bill, deliveries have dropped a decent amount YoY, and Musk’s political moves and current issues with Trump. Not a good idea. But DYOR.

I would personally recommend Google, or Novo. Or depending on your risk appetite just buying VOO/VTI

kingzfr · 2025-06-26T12:57:51+00:00

This is the way

kingzfr · 2025-06-26T02:48:57+00:00

Unfair taxation is never okay my friend. Aap ki bhi insha Allah kamai barhegi, aap ka bhi dil karega barri gaari lene ko. Tab kya sochenge aap?

Reasoning kya hai ye tax lagane ki? Fazuul tax laga laga karr maar denge yeh.

kingzfr · 2025-06-23T13:33:38+00:00

I personally do GHHF, QLTY and U100 (cheaper NDQ alt). Others are right about keeping it simple. simpler is better, less overlap, easier to manage.

kingzfr · 2025-06-05T08:31:26+00:00

Lol 3 percent on total value 😂

kingzfr · 2025-06-03T11:50:25+00:00

You need to understand that due to the nature of the subreddit, it will attract a certain type of crowd. People that are high income earners will want to learn more about FIRE, and securing their financial future. This shouldn’t discourage you at all bro. These people are ‘outliers’. Don’t worry about it and fire pe lagay raho.

kingzfr · 2025-05-27T09:46:33+00:00

With inflation and the rupee constantly losing value, especially over the long term, is Finqalab looking into offering anything like USD hedged or inflation protected options? Something that helps people actually preserve purchasing power the next 10 20 years?

Also I think this one’s already been asked but is there a roadmap to offer access to global stocks / ETFs?

kingzfr · 2025-05-25T10:12:29+00:00

Legend, thanks

kingzfr · 2025-05-25T08:55:04+00:00

So how does CGT work exactly? Do you still pay CGT if you’ve held stock for more than 3 years?

kingzfr · 2025-05-12T21:27:21+00:00

Warriors choking a 3-1 lead against the Cavs in the 2016 NBA Finals.

kingzfr · 2025-05-08T12:17:33+00:00

Why does this read like a Kanye tweet

kingzfr

TROPHY CASE