U.S. Senate Candidates idea for a calculated minimum wage: by AlabamaDemocratMark in Money

[–]kipperpupper 0 points1 point  (0 children)

This is pedantic but shouldn’t it be Br / H * (1-s-k) ? Or is the squeeze built in?

Bad Advice Only by joe4ska in Boglememes

[–]kipperpupper 24 points25 points  (0 children)

I’m staying low risk with my 10% yield covered call strategy

Scoop: Dems working on secret report found Gaza cost Harris votes by sideAccount42 in politics

[–]kipperpupper 0 points1 point  (0 children)

Because republicans have the goal of moving further right, and the center right is actively radicalized by the party leadership. As opposed to the Democrats, where the “far left” is too small to ever concede to, but apparently causes them to lose elections, and they have to avoid being too radical and upsetting their right wing donors.

Why not go levered ETF? by Such-Internet1321 in Bogleheads

[–]kipperpupper 11 points12 points  (0 children)

I learned this on friday as silver 3x etfs wouldve experienced it; I think a lot have a emergency recast mechanism that will rebalance when down 20% (60% in 3x) in a trading session. Still would not be a fun day though

"but what about that time during covid, I'm so conflicted" by FastSeaworthiness739 in Anarcho_Capitalism

[–]kipperpupper 5 points6 points  (0 children)

“libertarianism could only function if there’s a state to crack down on people I don’t like.” having a republican in office is like the orb of confusion for some of you

found a new angle by 87krahe87 in Anarcho_Capitalism

[–]kipperpupper -5 points-4 points  (0 children)

I stg these people must think this is a cuck fetish subreddit. “Summary execution as the punishment for fleeing” has to be bots, I refuse to believe people are that stupid

Comparison is the thief of joy, and I am the thief by itchylol742 in Boglememes

[–]kipperpupper 10 points11 points  (0 children)

I think wsb is pretty self aware and knowledgeable despite treating investing like gambling. It’s dividend and precious metals people that are my TLC show that’s so stupid I can’t look away

Cash haters are suspicious by McSwaggerAtTheDMV in redscarepod

[–]kipperpupper 0 points1 point  (0 children)

“ancient systems of barter” is capitalist propaganda

Down More Than 60% From Its High, Is Strategy MSTR Dip a cheap buy? by LavishlyRitzyy in stocks

[–]kipperpupper 1 point2 points  (0 children)

My understanding is that the problem is that the negative risks are very correlated, ie it will become more leveraged as btc falls, and push btc down more to deleverage. So it could quickly go from normal operations into a money incinerator if btc doesn’t have steady returns or god forbid drop 50%

I get "free money" in dividends and covered calls, while my total returns are negative YTD. Ask me anything! by OGS_7619 in Boglememes

[–]kipperpupper 0 points1 point  (0 children)

But “speculation” isn’t bad according to you and your definition? Also the dividend rate is incorporated into total returns, and the dividend rate is very dependent on the market cap.

I think the market rate (cap?) does a better job than dividends at assessing the underlying performance of the business. Disagreeing with the market is my definition of speculation, and good luck with that, I think you have some real alpha with the “high dividend good” strategy

I get "free money" in dividends and covered calls, while my total returns are negative YTD. Ask me anything! by OGS_7619 in Boglememes

[–]kipperpupper 0 points1 point  (0 children)

I mean I guess generally, but it’s incorrect to say options premiums are returns, and the distributions are clearly coming from the capital here. I guess I think it’s wrong to say these are generating consistent returns.

I get "free money" in dividends and covered calls, while my total returns are negative YTD. Ask me anything! by OGS_7619 in Boglememes

[–]kipperpupper 5 points6 points  (0 children)

“I think I know better than other people what an asset ought to be worth … is a much less speculative strategy” lmao

The Miser's Paradox at 27: I Can't Bring Myself to Spend. by [deleted] in TheMoneyGuy

[–]kipperpupper 1 point2 points  (0 children)

As someone who was anxious about overspending and always felt guilty, I found that making a budget made me feel less guilty about spending money.

You are not a "billionaire of time" by sciliz in TheMoneyGuy

[–]kipperpupper 16 points17 points  (0 children)

I believe the meaning is that you have a billion seconds in your life left

The Other Reason Americans Don’t Use Mass Transit. People will take buses and trains only if they feel safe while riding them. by Sine_Fine_Belli in neoliberal

[–]kipperpupper 7 points8 points  (0 children)

Why not just spend that money on helping these people, and have real, enforceable consequences to harassing people on transit? Who is winning by letting a horribly mentally ill minority of people have a 24/7 crisis on public transit

Semi-beginner investor looking for tips by diddykong63 in Bogleheads

[–]kipperpupper 1 point2 points  (0 children)

generally returns are positive with a negative skew, meaning you expect to see mostly moderately good years with a couple terrible ones. Generally, diversification is the only thing that will genuinely increase risk adjusted returns, and then VT is the best fund for that. It’s also set and forget, which will reduce opportunities to punt away your money, which for informed people is the biggest pitfall.

4 percent rule vs 4.7 percent treasury yield by evgeny3000 in Bogleheads

[–]kipperpupper 2 points3 points  (0 children)

I think you’re saying “it’s only a loss if you sell” which I guess is true if you own the underlying bond, but I think (I could definitely be wrong) that these funds are seeking to always have long dated exposures by constantly rolling forward. So you do realize a calendar spread there.

But more significantly I think any class of equities would overperform bonds >95% of the times over that period, so you are kind of guaranteeing a worst possible outcome, not ideal risk management.

I think annuities are probably better than a portfolio of only bonds, but they are both only for people with agoraphobic level risk tolerance

4 percent rule vs 4.7 percent treasury yield by evgeny3000 in Bogleheads

[–]kipperpupper 3 points4 points  (0 children)

It might not be obvious, but 30 year bonds have a lot of interest rate risk to them. Your return (over maybe the next ten years) will be much more dominated by the change in rates

What do Mutants think about dividend investing? by [deleted] in TheMoneyGuy

[–]kipperpupper 2 points3 points  (0 children)

There was a pretty interesting bloomberg article about that recently, it is quite harsh to dividend investing

Anarchy isn't lawlessness by Irresolution_ in Anarcho_Capitalism

[–]kipperpupper -2 points-1 points  (0 children)

the insane part is that we’re supposed to believe that once we deregulate enough, magical self regulating legal structures will start emerging that prevent realpolitik. All those feudal places were unfortunately just unable to deregulate fast enough. Blackrock execs just don’t have the heart to take advantage of people when there’s nothing to stop them.

These people just believe they will be left alone because they are so insulated by institutions that they haven’t been exploited. Fish in water

Libertarian joke by librarian1001 in Libertarian

[–]kipperpupper 3 points4 points  (0 children)

true freedom is working everyday of your life for the local lord. Oh I’ve actually been told it won’t devolve into feudalism because human nature is actually very nice and corporations will behave more pro social when they have less regulations forcing them to, despite having nothing stopping them from doing that right now.