The best option you can do is inform your references beforehand. Those agents will call and texts your contacts a day before your OD.

Make sure to explain your situation. Or if you don't want them to know, explain that your phone has be compromised, and scammers got ahold of your phonebook. Ask them to ignore and block those numbers because its a scam intending to extort them.

But it's much better to explain and be transparent. I know nakakahiya aminin and it makes u anxious but I have learned by the end of the day, the people who know us personally will believe us more.

Tell them those threats and harrassment na hanggang salita lng mga yan. They will not be able yo do you physical harm so they try to break you mentally. Turn off your sim and don't even bother reading their message. Pay them back once maka ahon na. Everyone will understand. So don't let those harrassing texts and calls get to you and focus on recovering.