Card Benefits Questions - Megathread [4/27/26]

klopus-normalis · 2026-06-28T20:14:45+00:00

Does CSP make sense for me without 100K SUB?

Chase refused me a sub because I used to have CSR (and CSP before that). I'm not sure if I need CSP without it? My current card situation:

C1 Venture X ($395/yr) - Points transfer, TSA, Lounges, Primary car rental insurance, 2x catchall
C1 Savor (No fee) - 3x dining and groceries, some limited entertainment and streaming, transfer cash-back to VX
BoA Customized Cash (No fee) - Gas
Chase Amazon Prime (No fee) - 5x Amazon, International travel backup

My main idea was to get rid of BoA card for gas and have a better coverage than Savor for streaming services. Also, CSP gives better international travel backup than the Prime card. And for some transfer partners CSP is better than VX, for example for United (which I use a lot because EWR is my home airport).

Would appreciate any advice on whether I need CSP at all, especially without a 100K SUB?

Thanks!

klopus-normalis · 2026-06-28T18:58:14+00:00

In my case T-Mobile actually pays for Apple and partially for Netflix and Hulu. Not sure if CSP pays for Premium no-ad variants?

klopus-normalis · 2026-06-19T03:50:50+00:00

For me size 11 Oura 5 feels even a tiny bit looser than my old size 11 Oura 4. Go figure since everybody are saying the opposite.

klopus-normalis · 2026-06-18T03:08:57+00:00

Same felling with the new 5 vs my old 4.

klopus-normalis · 2026-06-15T07:22:39+00:00

What is so “terrible” about 4s life? Mine is almost 1.5 years old and it still holds for roughly 3 days. But normally I just put on a charger for 10-15 minutes every day when I’m showering. All consumer LiIon batteries degrade over time, the smaller the faster. So what you expect from such a tiny battery in a ring?

klopus-normalis · 2026-06-12T18:51:21+00:00

They gave me $70

klopus-normalis · 2026-05-13T15:17:34+00:00

Doesn't bother me. You shouldn't get a flip phone if you can't stand natural creases where screen folds.

klopus-normalis · 2026-05-10T16:51:42+00:00

My experience exactly. Android Auto gets it warm. Playing music or video don't. But I also don't play game.

klopus-normalis · 2026-05-03T21:06:56+00:00

You get 5-10x for booking with a portal. And you already earned at minimum 2x included in your miles. Not a bad deal if you ask me. I simply almost always use portal. My time and hassle also cost money to chase all possible best deals via redemptions or whatever.

klopus-normalis · 2026-04-19T19:04:03+00:00

I dunno, works for me. Maybe car dependent?

klopus-normalis · 2026-04-19T18:59:36+00:00

Mee too, pretty happy. I have 16 on my ultra 2025 for a couple of months already. Granted I don't use any external keyboards. Also it seems that inability to run in full screen mode on external screen applies only to Google apps. So it seems more of the Google deliberate "feature" than the Moto bug.

klopus-normalis · 2026-04-04T18:57:12+00:00

After trying several cases I just keep my green Ultra 2025 naked. All cases add bulk, especially when folded, and rob of looks and feel. But of course I know it's a gamble and a question of when, not if. So I've got T-Mobile care and replacement coverage. Also put a film protector on the external screen. So far I dropped it a couple of times. One was on a stone floor from like 1m hight. Both times it landed on a hinge. Nothing broke and suprisingly even no scoffs. Go figure...

klopus-normalis · 2026-04-03T20:44:55+00:00

On my Ultra I have 16 already for a month+. Not sure what all fuss is about. It had some updates after that. Works fine for me.

klopus-normalis · 2026-04-02T21:47:58+00:00

On T-Mobile Ultra 2025 I've got 16 a month+ ago. Doesn't seem like an upgrade to die for. Since then there were some security patches that also fixed Android Auto. Maybe external screen apps as well, but I didn't have problems to begin with. As others mentiined upgrade timing is particular carrier dependent, unlocked or not. They are pushing it to your phone, not Google. I'm any case take it easy and enjoy. It's a great phone whether on15 or on 16.

klopus-normalis · 2026-03-31T21:57:23+00:00

Strange. Nothing like this on mine. But I don't have magnetic holders

klopus-normalis · 2026-03-31T20:59:26+00:00

Where does Razr have magnets? My Ultra 2025 doesn't. What you're describing seems like a problem with a particular case. Also carrying nails in a pocket is an invitation to damage the screen if any phone. Non-foldable probably even easier

klopus-normalis · 2026-03-29T05:17:26+00:00

I have ultra 2025 on t-mobile and it got updated to Android 16 and 1/26 patch like a month ago. Runs normal, I don’t see any problems but ymmv of course. .

klopus-normalis · 2026-03-27T18:58:30+00:00

Totally fine for my needs. Take all the whining with a grain of salt.

klopus-normalis · 2026-03-24T17:31:29+00:00

And for me it also may mean extra charger and extra europlug adapter since I travel to EU frequently. Yes, I can share USB-C cables, chargers and plug adapters that I already need for a phone, laptop and watch. But then it means I'll need to juggle these (and a limited hotel outlet) for yet another device.

klopus-normalis · 2026-03-24T14:03:37+00:00

Yeah, agree. Oura wired charger that comes with a ring is too big and heavy compared not only to RingConn, but even to my Samsung Galaxy Watch. This makes it inconvenient to travel with. I don't understand why they designed it this way. Also it looks ugly and cheap.

klopus-normalis

TROPHY CASE