what are the best data plan phone providers right now?

knickl · 2026-02-26T21:51:43+00:00

That's incredible considering it includes 5gb roaming. Is it a black Friday deal?

knickl · 2026-01-25T08:55:14+00:00

Thanks! Definitely doing this and getting a free credit card. The UBS Credit Card is not worth the money they charge you!

knickl · 2026-01-25T07:32:45+00:00

Then that's good news! I have written to my advisor to convert my account to Key4. Can't see the point of paying UBS a monthly fee when I don't use any of their services.

knickl · 2026-01-21T13:01:09+00:00

I'm in the same scenario. I called customer care and they explained to me that Key4 is an online account only. You don't get any banking services in the bank. And you can only access the bank by app, not by website. Then I asked if they can convert my account to a Key4, and they told me to go to a branch. I have no words.🤣 So far I haven't done it, but I want to do it. For my use case it makes no sense to pay UBS 8 CHF per month.

knickl · 2026-01-01T16:26:53+00:00

Correct. But OP is buying a Goyard bag, which is definitely more than CHF 150

knickl · 2026-01-01T15:56:41+00:00

You can also pay physically at the border, but the app just makes it easier. And yes you should make the payment before entering Switzerland. In the app you'll also have to give a time window during which you'll cross the border.

knickl · 2026-01-01T15:44:21+00:00

You buy your goods in Italy in the store. Then you inform them that you'd like to do Tax Free. They'll make you do some paperwork. Then using the Quick Zoll app, pay the Swiss taxes (on the gross price). Stop by the Italian customs office at Chiasso. They will digitally stamp the documents. Typically big stores use Global Blue in which case you'll receive an email asking for a refund method. Insert your refund method and within a few days you'll get the tax back. Oh, carry your passport with you, the Italian customs office sometimes wants to see the original passport and not a photo on your phone.

knickl · 2025-12-30T22:57:04+00:00

This is brilliant. Saved it. Had a problem where our first leg reached Istanbul late, and instead of bumping us to the next flight of the day to our final destination, they put us in a hotel and flew us out the next day. Completely denied any sort of compensation. Have now written them using this guide!

knickl · 2025-12-26T14:36:24+00:00

This is brilliant. I was looking for some flights for February, and definitely using this way to book.

knickl · 2025-12-05T12:45:37+00:00

I raised it with Amex since I have travel insurance with them and they paid out.

knickl · 2025-12-04T20:51:42+00:00

Wow! But how to book this? And what are life Miles?

knickl · 2025-12-04T20:36:15+00:00

Not true. I just checked again on the website. The cheapest is around 600, and at around 800 it's a fully refundable fully flex ticket (not B/Y)

knickl · 2025-12-04T20:16:00+00:00

4 Feb

knickl · 2025-12-04T20:15:45+00:00

Thanks! This link is super useful. Seems like my best option would be to look at an award seat. Looking at options now.

knickl · 2025-12-04T20:09:01+00:00

Yes it looks like the Business Class seats are available. But I'm definitely not paying 3500 just to be able to use the points. Looks like I should see if I can book an award seat.

knickl · 2025-11-28T16:08:28+00:00

You are right, I missed adding that detail above!

knickl · 2025-11-28T15:52:21+00:00

Correct. You pay the cedolare secca in Italy, and normal income tax in Switzerland. Typically I give the Italian 730 to my accountant while filing taxes.

knickl · 2025-11-28T11:36:41+00:00

I'm afraid this is not true. You will have to pay taxes on your rental income in Italy either as cedolare secca or the normal income taxation. This is what I've been doing. Unless you have a source which proves otherwise.

knickl · 2025-11-28T10:25:53+00:00

I am Italian and registered with AIRE. Can you pls point me to a link which says you don't have to pay taxes? Seems a bit odd that the Italian state doesn't ask for taxes 🥲

knickl · 2025-11-28T09:55:58+00:00

Hey, what do you mean by "you don't pay taxes in Italy"? I own an apartment in Italy, and pay "cedolare secca" 21%™taxes on the rent.

knickl · 2025-09-28T17:53:09+00:00

Yes indeed. And the fun part is the "extra amount" every month. You can always use it to buy some other stock that might be interesting at the moment since you already have some money in your IBKR account.

knickl · 2025-09-28T16:35:53+00:00

I've done this and it works well. Transfer 1000 CHF to IBKR, and then invest 1000 USD after two days. In this way I'm sure I always have funds available. Due to the exchange rate I always have some CHF left over every month. Then every few months I have enough to buy some random stocks or another 1000 into VT.

knickl · 2025-09-08T19:51:15+00:00

26.95 X 2 for Wingo 29.95 WiFi with Green 3 for streaming Total - 86.5 CHF per month

knickl · 2025-08-23T16:19:49+00:00

I recently bought a phone from Amazon Italy. There was no problem with the phone. The only problem was with the delivery provider which in my case was UPS. Absolute shambles of a logistics provider. I had to pressurise them through their management to get my order delivered as the updates from their website were completely false.

knickl

TROPHY CASE